{"id":765,"date":"2023-01-24T07:58:04","date_gmt":"2023-01-24T07:58:04","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=765"},"modified":"2023-01-24T07:58:04","modified_gmt":"2023-01-24T07:58:04","slug":"ebury-pocet-podvodu-v-kyberprostoru-roste","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=765","title":{"rendered":"Ebury: Po\u010det podvod\u016f v kyberprostoru roste"},"content":{"rendered":"<p><strong>S\u00a0t\u00edm, jak se lidsk\u00e1 aktivita st\u00e1le v\u00edce p\u0159esouv\u00e1 do digit\u00e1ln\u00edho sv\u011bta, roste v\u00a0posledn\u00edch letech i\u00a0po\u010det kr\u00e1de\u017e\u00ed a podvod\u016f, kter\u00e9 jsou spojen\u00e9 s\u00a0prost\u0159ed\u00edm internetu.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>Do titulk\u016f novin se dost\u00e1vaj\u00ed p\u0159irozen\u011b hlavn\u011b podvody na spot\u0159ebitel\u00edch, ale podvodn\u00e9mu jedn\u00e1n\u00ed jsou vystaveny tak\u00e9 firmy, u kter\u00fdch p\u0159itom b\u00fdv\u00e1 v\u00fdsledn\u00e1 \u0161koda v\u00fdrazn\u011b vy\u0161\u0161\u00ed. Na jak\u00e9 druhy podvod\u016f by si firmy m\u011bly d\u00e1vat pozor a jak se na p\u0159\u00edpadn\u00e9 napaden\u00ed p\u0159ipravit p\u0159ibli\u017euje Tom\u00e1\u0161 Kudla, obchodn\u00ed \u0159editel pro \u010cR a SK spole\u010dnosti Ebury.<\/p>\n<p>Jedna z\u00a0hlavn\u00edch metod, kterou podvodn\u00edci pou\u017e\u00edvaj\u00ed k\u00a0prov\u00e1d\u011bn\u00ed podvod\u016f, je zneu\u017eit\u00ed firemn\u00edch e\u2011mail\u016f. V digit\u00e1ln\u00edm sv\u011bt\u011b, ve kter\u00e9m \u017eijeme, z\u016fst\u00e1v\u00e1 e-mail hlavn\u00ed metodou komunikace, p\u0159i\u010dem\u017e mnoz\u00ed zam\u011bstnanci dost\u00e1vaj\u00ed i v\u00edce ne\u017e 100 e-mail\u016f denn\u011b. Podvodn\u00edci tak spol\u00e9haj\u00ed na \u201eautomatick\u00e9 reakce\u201c jako odpov\u011bdi na e-mail. Nap\u0159\u00edklad pokud p\u0159ijde e-mail od dodavatele, kter\u00fd je zn\u00e1m\u00fd, d\u016fv\u011bryhodn\u00fd a jen dnes ji\u017e odeslal 5 e-mail\u016f, a nyn\u00ed poskytuje nov\u00e9 \u00fadaje o bankovn\u00edm \u00fa\u010dtu, mus\u00ed b\u00fdt prav\u00fd. Je to tak?<\/p>\n<p>Veden\u00ed firem by proto m\u011blo db\u00e1t na osv\u011btu mezi sv\u00fdmi zam\u011bstnanci, kte\u0159\u00ed by m\u011bli b\u00fdt p\u0159ipraven\u00ed na zn\u00e1m\u00e9 i m\u00e9n\u011b zn\u00e1m\u00e9 typy podvod\u016f. V\u0161echny firemn\u00ed e-mailov\u00e9 \u00fa\u010dty by z\u00e1rove\u0148 m\u011bly b\u00fdt chr\u00e1n\u011bny pomoc\u00ed dvoufaktorov\u00e9ho ov\u011b\u0159ov\u00e1n\u00ed a zam\u011bstnanci by m\u011bli b\u00fdt obezn\u00e1meni s t\u00edm, jak s\u00a0firemn\u00edmi \u00fa\u010dty bezpe\u010dn\u011b zach\u00e1zet.<\/p>\n<p><strong>Pozor na podvody s dodavatelsk\u00fdmi fakturami<\/strong><\/p>\n<p>Jedn\u00edm z\u00a0nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00edch typ\u016f podvod\u016f jsou v\u00a0posledn\u00ed dob\u011b podvody s\u00a0dodavatelsk\u00fdmi fakturami. Zlo\u010dinci zde vyu\u017e\u00edvaj\u00ed toho, \u017ee podniky pravideln\u011b prov\u00e1d\u011bj\u00ed skute\u010dn\u00e9 platby vysok\u00e9 hodnoty, co\u017e zt\u011b\u017euje identifikaci a prevenci podvodn\u00fdch plateb. Pokud se jim poda\u0159\u00ed nabourat do e-mailov\u00e9ho \u00fa\u010dtu fakturuj\u00edc\u00ed spole\u010dnosti, jsou schopn\u00ed vytvo\u0159it podvr\u017eenou fakturu, kter\u00e1 se tv\u00e1\u0159\u00ed jako prav\u00e1, ale platba prob\u00edh\u00e1 na \u00fa\u010det pod kontrolou \u00fato\u010dn\u00edk\u016f.<\/p>\n<ul>\n<li>\u00dadaje o bankovn\u00edm \u00fa\u010dtu si v\u017edy ov\u011b\u0159te u spole\u010dnosti, kter\u00e9 plat\u00edte, na d\u016fv\u011bryhodn\u00e9m telefonn\u00edm \u010d\u00edsle.<\/li>\n<li>Nikdy nev\u011b\u0159te kontaktn\u00edm \u00fadaj\u016fm obdr\u017een\u00fdm e-mailem. Podvodn\u00edci mohli z\u00edskat p\u0159\u00edstup k\u00a0e\u2011mailov\u00e9mu \u00fa\u010dtu dan\u00e9 spole\u010dnosti nebo zachytit a upravit prav\u00fd e-mail p\u0159edt\u00edm, ne\u017e V\u00e1m jej poslali z podvr\u017een\u00e9 e-mailov\u00e9 adresy.<\/li>\n<li>Pokud plat\u00edte na nov\u00fd \u00fa\u010det poprv\u00e9, zva\u017ete proveden\u00ed mal\u00e9 platby a teprve pot\u00e9 si ov\u011b\u0159te, \u017ee platba dorazila na d\u016fv\u011bryhodn\u00e9m telefonn\u00edm kontaktn\u00edm \u010d\u00edsle.<\/li>\n<\/ul>\n<p><strong>Podvody gener\u00e1ln\u00edch \u0159editel\u016f<\/strong><\/p>\n<p>Dal\u0161\u00edm zp\u016fsobem, jak\u00fdm se m\u016f\u017ee \u00fato\u010dn\u00edk dostat k\u00a0firemn\u00edm financ\u00edm, je snaha vyd\u00e1vat se za gener\u00e1ln\u00edho \u0159editele nebo jin\u00e9ho vedouc\u00edho pracovn\u00edka firmy a pot\u00e9 p\u0159esv\u011bd\u010dit ob\u011b\u0165, \u010dasto ni\u017e\u0161\u00edho zam\u011bstnance, aby provedla nal\u00e9havou a okam\u017eitou platbu na \u00fa\u010det ovl\u00e1dan\u00fd podvodn\u00edkem. Obvykle se tak d\u011bje prost\u0159ednictv\u00edm p\u0159\u00edstupu do firemn\u00edho e-mailov\u00e9ho syst\u00e9mu nebo jeho podvr\u017een\u00edm, p\u0159i\u010dem\u017e se podvodn\u00edci spol\u00e9haj\u00ed na pracovn\u00ed hierarchii, t\u00f3n a nal\u00e9havost \u00fadajn\u00e9ho \u017eadatele, aby ob\u011b\u0165 motivovali k neopatrn\u00e9mu jedn\u00e1n\u00ed.<\/p>\n<ul>\n<li>Bu\u010fte opatrn\u00ed p\u0159i ka\u017ed\u00e9 neo\u010dek\u00e1van\u00e9 \u017e\u00e1dosti o urgentn\u00ed bankovn\u00ed p\u0159evody, bez ohledu na to, kdo a jak\u00fdm zp\u016fsobem \u017e\u00e1dost pod\u00e1v\u00e1. Sd\u011blte v\u0161em zam\u011bstnanc\u016fm, \u017ee tyto \u017e\u00e1dosti by m\u011bly vyvolat varov\u00e1n\u00ed.<\/li>\n<li>Jak\u00e9koli neobvykl\u00e9 \u017e\u00e1dosti o platbu okam\u017eit\u011b potvr\u010fte osobn\u011b nebo prost\u0159ednictv\u00edm d\u016fv\u011bryhodn\u00e9ho kontaktn\u00edho \u010d\u00edsla. Nikdy se nespol\u00e9hejte na kontaktn\u00ed \u00fadaje uveden\u00e9 v\u00a0\u017e\u00e1dosti. A pokud je vedouc\u00ed pracovn\u00edk zanepr\u00e1zdn\u011bn, po\u010dkejte s proveden\u00edm platby. Pokud byl cel\u00e9 dopoledne na sch\u016fzce, jak je mo\u017en\u00e9, \u017ee V\u00e1m pr\u00e1v\u011b poslal e-mail?<\/li>\n<li>Zave\u010fte zdokumentovan\u00fd postup, na kter\u00fd se budou v\u0161ichni zam\u011bstnanci odvol\u00e1vat p\u0159i schvalov\u00e1n\u00ed a prov\u00e1d\u011bn\u00ed plateb a kter\u00fd bude podeps\u00e1n vy\u0161\u0161\u00edm veden\u00edm. A pak bu\u010fte podez\u0159\u00edvav\u00ed k \u017e\u00e1dostem, kter\u00e9 \u00fadajn\u011b tito mana\u017ee\u0159i p\u0159edkl\u00e1daj\u00ed a kter\u00e9 se vymykaj\u00ed t\u011bmto postup\u016fm.<\/li>\n<\/ul>\n<p><strong>Podvody s\u00a0p\u0159evzet\u00edm bankovn\u00edho \u00fa\u010dtu<\/strong><\/p>\n<p>\u010cast\u00fd zp\u016fsob, jak\u00fdm se podvodn\u00edci sna\u017e\u00ed vym\u00e1mit z\u00a0ob\u011bt\u00ed pen\u00edze, je z\u00edsk\u00e1n\u00ed p\u0159\u00edstupu k\u00a0bankovn\u00edmu \u00fa\u010dtu. P\u0159i takov\u00fdch podvodech chce \u00fato\u010dn\u00edk p\u0159esv\u011bd\u010dit ob\u011b\u0165, aby mu p\u0159edala citliv\u00e9 firemn\u00ed \u00fadaje, kter\u00e9 mu umo\u017en\u00ed vzd\u00e1len\u011b ovl\u00e1dat \u00fa\u010det prost\u0159ednictv\u00edm internetu, telefonu nebo mobiln\u00edho bankovnictv\u00ed. \u00dato\u010dn\u00edk se tak\u00e9 dost \u010dasto vyd\u00e1v\u00e1 za n\u011bkoho jin\u00e9ho, d\u00edky \u010demu\u017e mu ob\u011b\u0165 \u00fadaje bez jak\u00e9hokoliv prov\u011b\u0159ov\u00e1n\u00ed dobrovoln\u011b poskytne.<\/p>\n<ul>\n<li>Nikdy nesd\u011blujte \u00fadaje o finan\u010dn\u00edm \u00fa\u010dtu nikomu, kdo V\u00e1m zavol\u00e1 nebo po\u0161le e-mail s \u017e\u00e1dost\u00ed o jejich poskytnut\u00ed. Skute\u010dn\u00e1 banka nebo poskytovatel finan\u010dn\u00edch slu\u017eeb V\u00e1s o n\u011b nikdy nepo\u017e\u00e1d\u00e1.<\/li>\n<li>Pro\u0161kolte sv\u00e9 zam\u011bstnance, abyste zabr\u00e1nili phishingov\u00fdm a vishingov\u00fdm \u00fatok\u016fm. Je nezbytn\u00e9 zajistit, aby v\u011bd\u011bli, podle \u010deho rozpoznat fale\u0161n\u00fd e-mail, nikdy neklikali na odkazy z\u00a0neo\u010dek\u00e1van\u00fdch e-mail\u016f a byli dostate\u010dn\u011b sebev\u011bdom\u00ed na to, aby zpochybnili jakoukoli \u017e\u00e1dost o \u00fadaje o finan\u010dn\u00edm \u00fa\u010dtu.<\/li>\n<li>Berte IT zabezpe\u010den\u00ed v\u00e1\u017en\u011b. Ujist\u011bte se, \u017ee m\u00e1te nainstalovan\u00fd bezpe\u010dnostn\u00ed a antivirov\u00fd software a \u017ee je v\u017edy aktualizovan\u00fd.<\/li>\n<li>V\u017edy zpochyb\u0148ujte neo\u010dek\u00e1van\u00e9 \u017e\u00e1dosti o p\u0159\u00edstup k IT za\u0159\u00edzen\u00edm, a to i v p\u0159\u00edpad\u011b, \u017ee tvrd\u00ed, \u017ee jsou od d\u016fv\u011bryhodn\u00e9 organizace. Neo\u010dek\u00e1van\u00e9 n\u00e1v\u0161t\u011bvy a telefon\u00e1ty v\u017edy potvr\u010fte v\u00a0kancel\u00e1\u0159\u00edch spole\u010dnosti na d\u016fv\u011bryhodn\u00e9m kontaktn\u00edm \u010d\u00edsle.<\/li>\n<li>Nikdy nep\u0159edpokl\u00e1dejte, \u017ee kdy\u017e volaj\u00edc\u00ed zn\u00e1 \u00fadaje o V\u00e1s (nap\u0159. d\u00edv\u010d\u00ed jm\u00e9no Va\u0161\u00ed matky, datum narozen\u00ed, \u0161kolu, kterou jste nav\u0161t\u011bvovali), \u017ee je prav\u00fd. Tyto informace m\u016f\u017ee odhodlan\u00fd podvodn\u00edk \u010dasto z\u00edskat ze soci\u00e1ln\u00edch s\u00edt\u00ed.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>S\u00a0t\u00edm, jak se lidsk\u00e1 aktivita st\u00e1le v\u00edce p\u0159esouv\u00e1 do digit\u00e1ln\u00edho sv\u011bta, roste v\u00a0posledn\u00edch letech i\u00a0po\u010det kr\u00e1de\u017e\u00ed a podvod\u016f, kter\u00e9 jsou spojen\u00e9 s\u00a0prost\u0159ed\u00edm internetu.<\/p>\n<\/div>","protected":false},"author":2,"featured_media":766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyza"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=765"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/765\/revisions"}],"predecessor-version":[{"id":767,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/765\/revisions\/767"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/766"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}