{"id":696,"date":"2023-01-17T10:09:54","date_gmt":"2023-01-17T10:09:54","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=696"},"modified":"2023-01-17T10:09:54","modified_gmt":"2023-01-17T10:09:54","slug":"cpp-cesi-rocne-prijdou-o-lyze-za-desitky-milionu-korun","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=696","title":{"rendered":"\u010cPP: \u010ce\u0161i ro\u010dn\u011b p\u0159ijdou o ly\u017ee za des\u00edtky milion\u016f korun"},"content":{"rendered":"

\u0160kody zp\u016fsoben\u00e9 kr\u00e1de\u017e\u00ed ly\u017e\u00ed \u010di snowboard\u016f stoj\u00ed ro\u010dn\u011b obyvatele \u010cesk\u00e9 republiky des\u00edtky milion\u016f korun. Ly\u017ee si p\u0159esto proti kr\u00e1de\u017ei poji\u0161\u0165uje jen 34 % ly\u017ea\u0159\u016f. K vy\u0161\u0161\u00ed ochran\u011b p\u0159istupuj\u00ed jak ly\u017ea\u0159sk\u00e9 are\u00e1ly, kter\u00e9 nab\u00edzej\u00ed r\u016fzn\u00e9 formy uzamykateln\u00fdch box\u016f, tak i poji\u0161\u0165ovny nab\u00edzej\u00edc\u00ed speci\u00e1ln\u00ed pojistky proti kr\u00e1de\u017ei. U cestovn\u00edho poji\u0161t\u011bn\u00ed se \u010ce\u0161i nej\u010dast\u011bji \u0159\u00edd\u00ed podle rozsahu pojistn\u00e9ho kryt\u00ed, cena za poji\u0161t\u011bn\u00ed je p\u0159i rozhodov\u00e1n\u00ed a\u017e na druh\u00e9m m\u00edst\u011b.<\/span><\/h4>\n

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Ka\u017edou ly\u017ea\u0159skou sez\u00f3nu p\u0159ijde o ly\u017ee, snowboard nebo jin\u00e9 zimn\u00ed vybaven\u00ed n\u011bkolik tis\u00edc obyvatel \u010cesk\u00e9 republiky. \u201e\u0160kody zp\u016fsoben\u00e9 kr\u00e1de\u017e\u00ed se tak \u0161plhaj\u00ed do des\u00edtek milion\u016f korun. U star\u0161\u00edch ly\u017e\u00ed se zpravidla \u0161koda pohybuje v \u0159\u00e1du jednotek tis\u00edc, ale u \u0161pi\u010dkov\u00fdch nov\u00fdch model\u016f m\u016f\u017ee dos\u00e1hnout i desetitis\u00edcov\u00fdch \u010d\u00e1stek,\u201c<\/i> p\u0159ipom\u00edn\u00e1 p\u0159edseda Sboru jednatel\u016f \u010cPP Servis David Kr\u0148\u00e1vek a dod\u00e1v\u00e1: \u201eNej\u010dast\u011bji jsou p\u0159itom odcizeny ly\u017ee ponechan\u00e9 bez dozoru p\u0159ed restaurac\u00ed. Doch\u00e1z\u00ed v\u0161ak i ke kr\u00e1de\u017e\u00edm z\u00a0autobox\u016f nebo st\u0159e\u0161n\u00edch nosi\u010d\u016f. Ly\u017ee \u010dasto miz\u00ed i ze spole\u010dn\u00fdch ly\u017e\u00e1ren a v\u00a0bezpe\u010d\u00ed nejsou ani doma ve sklep\u011b.\u201c<\/i> <\/span><\/p>\n

Ly\u017ea\u0159sk\u00e9 are\u00e1ly i restaurace bojuj\u00ed proti kr\u00e1de\u017e\u00edm zav\u00e1d\u011bn\u00edm r\u016fzn\u00fdch typ\u016f uzamykateln\u00fdch sk\u0159\u00edn\u011bk \u010di box\u016f. N\u011bkter\u00e9 poji\u0161\u0165ovny nav\u00edc nab\u00edzej\u00ed i speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed proti kr\u00e1de\u017ei ly\u017e\u00ed. \u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna (\u010cPP) nap\u0159. nab\u00edz\u00ed speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed ly\u017e\u00ed a kol p\u0159i vyu\u017eit\u00ed elektronick\u00e9ho z\u00e1mku Pealock. Z\u00e1mek je vybaven GPS modulem, pohybov\u00fdm senzorem, integrovan\u00fdm alarmem a\u00a0odes\u00edl\u00e1 upozorn\u011bn\u00ed o pohybu ly\u017e\u00ed (nebo j\u00edzdn\u00edho kola, ko\u010d\u00e1rku apod.) p\u0159\u00edmo do mobiln\u00edho telefonu. <\/span><\/p>\n

Z\u00a0pr\u016fzkumu spole\u010dnosti \u010cPP Servis vypl\u00fdv\u00e1, \u017ee na ly\u017ee do zahrani\u010d\u00ed se letos chyst\u00e1 22 % \u010cech\u016f, zhruba stejn\u011b jako v\u00a0p\u0159edcovidov\u00fdch letech. Bez cestovn\u00edho poji\u0161t\u011bn\u00ed p\u0159itom na ly\u017ee vyr\u00e1\u017e\u00ed m\u00e1lokdo, cestovn\u00ed poji\u0161t\u011bn\u00ed m\u00e1 sjedn\u00e1no 77 % lid\u00ed ly\u017euj\u00edc\u00edch v zahrani\u010d\u00ed. <\/span><\/p>\n

P\u0159i v\u00fdb\u011bru cestovn\u00edho poji\u0161t\u011bn\u00ed je pro 8 z 10 lid\u00ed d\u016fle\u017eit\u00fd hlavn\u011b rozsah pojistn\u00e9ho kryt\u00ed, 54 % lid\u00ed se rozhoduje podle ceny poji\u0161t\u011bn\u00ed a pro 44 % cestovatel\u016f je d\u016fle\u017eit\u00fdm faktorem i rychlost a jednoduchost vy\u0159\u00edzen\u00ed pojistky.<\/span><\/p>\n

\u201eCelkem 23 % \u010cech\u016f riskuje a do zahrani\u010d\u00ed vyr\u00e1\u017e\u00ed bez pot\u0159ebn\u00e9ho cestovn\u00edho poji\u0161t\u011bn\u00ed. V p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti se p\u0159itom n\u00e1klady na zdravotn\u00ed p\u00e9\u010di mohou snadno vy\u0161plhat i do milionov\u00fdch \u010d\u00e1stek. A i nej\u010dast\u011bj\u0161\u00ed typ zran\u011bn\u00ed p\u0159i ly\u017eov\u00e1n\u00ed \u2013\u010dast\u00fd \u00faraz kolene znamen\u00e1 \u010dasto p\u0159evoz vrtuln\u00edkem a n\u011bkolikadenn\u00ed pobyt v nemocnici. I v takov\u00e9m p\u0159\u00edpad\u011b se n\u00e1klady na l\u00e9\u010dbu snadno dostanou do statis\u00edcov\u00fdch \u010d\u00e1stek. Cena poji\u0161t\u011bn\u00ed v\u00a0\u0159\u00e1du stokorun za t\u00fdden ly\u017eov\u00e1n\u00ed tvo\u0159\u00ed jen nepatrn\u00fd pod\u00edl v\u00a0celkov\u00fdch v\u00fddaj\u00edch za ly\u017ea\u0159sk\u00fd v\u00fdlet,\u201c <\/span><\/i>uzav\u0159el David Kr\u0148\u00e1vek.<\/span><\/p>\n

P\u0159i cest\u011b do zahrani\u010d\u00ed mohou turist\u00e9 vyu\u017e\u00edt dva z\u00e1kladn\u00ed typy poji\u0161t\u011bn\u00ed \u2013 cestovn\u00ed poji\u0161t\u011bn\u00ed sjednan\u00e9 k\u00a0platebn\u00ed \u010di kreditn\u00ed kart\u011b nebo samostatn\u00e9 speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. Z\u00a0pr\u016fzkumu \u010cPP Servis vyplynulo, \u017ee drtiv\u00e1 v\u011bt\u0161ina klient\u016f (82 %) poji\u0161t\u011bn\u00ed u platebn\u00ed karty nem\u00e1 nebo na n\u011bj nechce spol\u00e9hat \u2013 vol\u00ed proto speci\u00e1ln\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed uzav\u0159en\u00e9 u n\u011bkter\u00e9 z\u00a0komer\u010dn\u00edch poji\u0161\u0165oven.<\/span><\/p>\n

Pr\u016fzkum zrealizovala spole\u010dnost \u010cPP Servis v\u00a0listopadu 2022 na vzorku 1 000 respondent\u016f z\u00a0cel\u00e9 \u010cesk\u00e9 republiky. Sb\u011br dat byl uskute\u010dn\u011bn prost\u0159ednictv\u00edm aplikace Instant Research agentury Ipsos.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160kody zp\u016fsoben\u00e9 kr\u00e1de\u017e\u00ed ly\u017e\u00ed \u010di snowboard\u016f stoj\u00ed ro\u010dn\u011b obyvatele \u010cesk\u00e9 republiky des\u00edtky milion\u016f korun. Ly\u017ee si p\u0159esto proti kr\u00e1de\u017ei poji\u0161\u0165uje jen 34 % ly\u017ea\u0159\u016f. K […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-696","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=696"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/696\/revisions"}],"predecessor-version":[{"id":698,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/696\/revisions\/698"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/697"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}