{"id":69,"date":"2022-11-09T07:49:56","date_gmt":"2022-11-09T07:49:56","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=69"},"modified":"2022-11-09T11:36:34","modified_gmt":"2022-11-09T11:36:34","slug":"vysledky-komercni-banky-za-tri-ctvrtleti-roku-2022","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=69","title":{"rendered":"Komer\u010dn\u00ed banka m\u00e1 v\u00fdsledky za t\u0159i kvart\u00e1ly"},"content":{"rendered":"<p><strong>Komer\u010dn\u00ed banka zve\u0159ejnila v\u00fdsledky za t\u0159i kvart\u00e1ly leto\u0161n\u00edho roku. Hl\u00e1s\u00ed solidn\u00ed provozn\u00ed v\u00fdkonnost, n\u00e1klady rizika pod kontrolou, uzn\u00e1n\u00ed za spole\u010denskou odpov\u011bdnost.<\/strong><\/p>\n<p><!--more--><\/p>\n<ul>\n<li>Celkov\u00fd objem \u00fav\u011br\u016f portfolia byl rychlej\u0161\u00ed u korpor\u00e1tn\u00edch \u00fav\u011br\u016f. I p\u0159es pokles nov\u00fdch prodej\u016f pokra\u010doval r\u016fst celkov\u00e9ho z\u016fstatku objemu \u00fav\u011br\u016f na bydlen\u00ed.<\/li>\n<li>Celkov\u00fd objem b\u011b\u017en\u00fdch klientsk\u00fdch vklad\u016f ve Skupin\u011b KB se meziro\u010dn\u011b sn\u00ed\u017eil o -3,2\u00a0% na 1 010,1\u00a0miliardy K\u010d, co\u017e bylo ovlivn\u011bno t\u00edm, jak klienti \u010d\u00e1st sv\u00fdch prost\u0159edk\u016f p\u0159esouvali do pod\u00edlov\u00fdch fond\u016f, \u010derp\u00e1n\u00edm finan\u010dn\u00edch rezerv nashrom\u00e1\u017ed\u011bn\u00fdch b\u011bhem pandemick\u00fdch restrikc\u00ed, a intenzivn\u00ed konkurenc\u00ed. Objem aktiv klient\u016f Skupiny KB v pod\u00edlov\u00fdch fondech, penzijn\u00edm spo\u0159en\u00ed a \u017eivotn\u00edm poji\u0161t\u011bn\u00ed narostl o 5,3\u00a0% na 210,0\u00a0miliard K\u010d.<\/li>\n<li>Skupina Komer\u010dn\u00ed banky obsluhovala 2 246 000 z\u00e1kazn\u00edk\u016f, co\u017e je o 9 000 v\u00edce ne\u017e p\u0159ed rokem. Samotn\u00e1 Komer\u010dn\u00ed banka m\u011bla 1 651 000 klient\u016f, meziro\u010dn\u011b o 28 000 v\u00edce.<\/li>\n<li>Ve srovn\u00e1n\u00ed s prvn\u00edmi dev\u00edti m\u011bs\u00edci lo\u0148sk\u00e9ho roku, kter\u00e9 byly ovlivn\u011bny pandemick\u00fdmi omezen\u00edmi, stouply v\u00fdnosy KB o 28,2\u00a0% na 29,0\u00a0miliard K\u010d.<\/li>\n<li>Provozn\u00ed n\u00e1klady byly meziro\u010dn\u011b rostly o 6,4\u00a0% na 12,1\u00a0miliardy K\u010d.<\/li>\n<li>Kvalita \u00fav\u011brov\u00e9ho portfolia z\u016fstala vysok\u00e1. \u010cist\u00e1 tvorba opravn\u00fdch polo\u017eek vzrostla o 71,2\u00a0% na 1,2\u00a0miliardy K\u010d, p\u0159i\u010dem\u017e zv\u00fd\u0161en\u00ed odr\u00e1\u017e\u00ed p\u0159edev\u0161\u00edm o\u010dek\u00e1van\u00e9 dopady vysok\u00e9 inflace.<\/li>\n<li>\u010cist\u00fd zisk p\u0159ipadaj\u00edc\u00ed akcion\u00e1\u0159\u016fm vzrostl o 51,1\u00a0% na 12,9\u00a0miliardy K\u010d. Da\u0148 z p\u0159\u00edjm\u016f stoupla o 45,5\u00a0% na 2,9\u00a0miliardy K\u010d.<\/li>\n<li>Za dev\u011bt m\u011bs\u00edc\u016f roku 2022 odvedla Skupina KB do ve\u0159ejn\u00fdch rozpo\u010dt\u016f 2,8 miliardy K\u010d na dan\u00edch z p\u0159\u00edjm\u016f, 1,3 miliardy K\u010d do regulatorn\u00edch fond\u016f pro \u0159e\u0161en\u00ed krize a poji\u0161t\u011bn\u00ed vklad\u016f, 1,5 miliardy K\u010d na zdravotn\u00ed a soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed, 1 miliardu K\u010d na sr\u00e1\u017ekov\u00e9 dani z \u00farok\u016f a dividend, a dal\u0161\u00ed v\u00fdznamn\u00e9 sumy na ostatn\u00edch odvodech, jako nap\u0159. DPH. Zam\u011bstnanci banky pak zaplatili dal\u0161\u00ed 0,5 miliardy K\u010d na dan\u00edch z p\u0159\u00edjm\u016f a 0,5 miliardy K\u010d na zdravotn\u00edm a soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed.<\/li>\n<li>Objem regulatorn\u00edho kapit\u00e1lu dos\u00e1hl 110,7\u00a0miliardy K\u010d, kapit\u00e1lov\u00e1 p\u0159im\u011b\u0159enost dos\u00e1hla 21,1\u00a0% a ukazatel j\u00e1drov\u00e9ho Tier 1 kapit\u00e1lu 20,5\u00a0%.<\/li>\n<li>KB m\u011bla 67 358 akcion\u00e1\u0159\u016f (meziro\u010dn\u011b v\u00edce o 9 204), z toho 61 445 byly fyzick\u00e9 osoby z \u010cesk\u00e9 republiky.<\/li>\n<li>Komer\u010dn\u00ed banka z\u00edskala hodnocen\u00ed \u201eAA\u201c v glob\u00e1ln\u00edm m\u011b\u0159en\u00ed MSCI ESG \u0159\u00edzen\u00ed finan\u010dn\u011b relevantn\u00edch ESG rizik a p\u0159\u00edle\u017eitost\u00ed spole\u010dnostmi. Z\u00edskala tak\u00e9 sk\u00f3re 54 v hodnocen\u00ed S&amp;P Global Corporate Sustainability Assessment, co\u017e KB \u0159ad\u00ed mezi p\u0159edn\u00ed banky na sv\u011bt\u011b, pokud jde o postupy udr\u017eitelnosti.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Komer\u010dn\u00ed banka zve\u0159ejnila v\u00fdsledky za t\u0159i kvart\u00e1ly leto\u0161n\u00edho roku. Hl\u00e1s\u00ed solidn\u00ed provozn\u00ed v\u00fdkonnost, n\u00e1klady rizika pod kontrolou, uzn\u00e1n\u00ed za spole\u010denskou odpov\u011bdnost.<\/p>\n<\/div>","protected":false},"author":2,"featured_media":70,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-69","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/69","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69"}],"version-history":[{"count":3,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/69\/revisions"}],"predecessor-version":[{"id":80,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/69\/revisions\/80"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/70"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=69"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}