{"id":676,"date":"2023-01-13T08:29:47","date_gmt":"2023-01-13T08:29:47","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=676"},"modified":"2023-01-13T08:30:15","modified_gmt":"2023-01-13T08:30:15","slug":"676","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=676","title":{"rendered":"Air Bank pom\u016f\u017ee klient\u016fm s ne\u010dekan\u00fdmi v\u00fddaji"},"content":{"rendered":"

Podle aktu\u00e1ln\u00edho pr\u016fzkumu agentury IPSOS pro Air Bank se \u010ce\u0161i nej\u010dast\u011bji ob\u00e1vaj\u00ed ne\u010dekan\u00e9ho v\u00fddaje typu opravy nefunk\u010dn\u00edho auta, nal\u00e9hav\u00e9 opravy v dom\u00e1cnosti nebo nutnosti koupit nov\u00fd spot\u0159ebi\u010d.<\/strong><\/p>\n

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Takov\u00fd v\u00fddaj by 72 % dot\u00e1zan\u00fdch nezvl\u00e1dlo vy\u0159e\u0161it z m\u011bs\u00ed\u010dn\u00edho rozpo\u010dtu a museli by bu\u010f s\u00e1hnout do \u00faspor (52 %), nebo si vz\u00edt p\u016fj\u010dku (20 %). Air Bank proto p\u0159ich\u00e1z\u00ed s novou unik\u00e1tn\u00ed slu\u017ebou, d\u00edky kter\u00e9 budou moci jej\u00ed klienti v podobn\u00fdch situac\u00edch ulevit sv\u00e9mu rozpo\u010dtu rozlo\u017een\u00edm takov\u00e9 platby na t\u0159i m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky, a nav\u00edc zcela bez \u00faroku. Na rozd\u00edl od jin\u00fdch slu\u017eeb na trhu si klienti banky mohou rozlo\u017eit v\u00fddaj a\u017e dva m\u011bs\u00edce zp\u011btn\u011b, a to bez ohledu na to, zda byl placen\u00fd platebn\u00ed kartou, nebo p\u0159evodem z \u00fa\u010dtu. Slu\u017eba je dostupn\u00e1 v mobiln\u00ed aplikaci My Air.\u00a0<\/strong><\/p>\n

\u201eDopady sou\u010dasn\u00e9 ekonomick\u00e9 situace a obecn\u011b rostouc\u00ed v\u00fddaje poci\u0165uj\u00ed i ti, kte\u0159\u00ed si dosud zvl\u00e1dali vytv\u00e1\u0159et dostate\u010dnou finan\u010dn\u00ed rezervu pro v\u0161echny p\u0159\u00edpady. Ne\u010dekan\u00fd v\u00fddaj typu opravy auta nebo v\u00fdm\u011bny nefunk\u010dn\u00edho spot\u0159ebi\u010de v sou\u010dasn\u00e9 dob\u011b dom\u00e1cnosti zat\u00ed\u017e\u00ed v\u00fdrazn\u011b v\u00edce, ne\u017e tomu bylo v minulosti. Pro na\u0161e klienty jsme proto p\u0159ipravili nov\u00e9 \u0159e\u0161en\u00ed v podob\u011b rozlo\u017een\u00ed platby, d\u00edky kter\u00e9mu si mohou v\u011bt\u0161\u00ed v\u00fddaj, se kter\u00fdm nepo\u010d\u00edtali, jednodu\u0161e rozlo\u017eit na t\u0159i \u010d\u00e1sti. Mohou tak ulevit sv\u00e9mu m\u011bs\u00ed\u010dn\u00edmu rozpo\u010dtu a s ne\u010dekan\u00fdmi situacemi si finan\u010dn\u011b poradit mnohem l\u00e9pe,\u201c <\/em>\u0159\u00edk\u00e1 Veronika Bene\u0161ov\u00e1<\/strong>, vedouc\u00ed odd\u011blen\u00ed Dopl\u0148kov\u00e9 finan\u010dn\u00ed slu\u017eby Air Bank.<\/p>\n

Novou slu\u017ebu mohou klienti vyu\u017e\u00edt na platby proveden\u00e9 platebn\u00ed kartou i uhrazen\u00e9 bankovn\u00edm p\u0159evodem, a to ve v\u00fd\u0161i od 3 a\u017e do 30 tis\u00edc korun. P\u0159ednost\u00ed nov\u00e9 slu\u017eby je, \u017ee si klienti mohou platbu rozlo\u017eit a\u017e dva m\u011bs\u00edce zp\u011btn\u011b po jej\u00edm proveden\u00ed. Za vyu\u017eit\u00ed slu\u017eby rozlo\u017een\u00ed platby si Air Bank \u00fa\u010dtuje pouze jednor\u00e1zov\u00fd poplatek ve v\u00fd\u0161i 50 korun. Na rozd\u00edl od b\u011b\u017en\u00e9 p\u016fj\u010dky tak klienti neplat\u00ed v\u016fbec \u017e\u00e1dn\u00e9 \u00faroky. Jakmile klient doplat\u00ed posledn\u00ed \u010d\u00e1st rozlo\u017een\u00e9 platby, m\u016f\u017ee slu\u017ebu v p\u0159\u00edpad\u011b pot\u0159eby vyu\u017e\u00edt znovu.<\/p>\n

\u201ePlatbu si u n\u00e1s mohou rozlo\u017eit klienti, kte\u0159\u00ed n\u00e1s vyu\u017e\u00edvaj\u00ed jako hlavn\u00ed banku a pos\u00edlaj\u00ed si k n\u00e1m v\u00fdplatu. Jestli\u017ee pot\u0159ebuj\u00ed vy\u0159e\u0161it nepl\u00e1novan\u00fd z\u00e1sah do sv\u00e9ho rozpo\u010dtu, sami se rozhodnou, kdy a kterou platbu si rozlo\u017e\u00ed. V\u0161echno nav\u00edc vy\u0159e\u0161\u00ed jednodu\u0161e online na n\u011bkolik \u0165uknut\u00ed v mobiln\u00ed aplikaci My Air a nemusej\u00ed n\u00e1m k tomu nic dal\u0161\u00edho dokl\u00e1dat,\u201c <\/em>vysv\u011btluje Veronika Bene\u0161ov\u00e1<\/strong> z Air Bank.<\/p>\n

Vyu\u017eit\u00ed slu\u017eby je velmi jednoduch\u00e9. Sta\u010d\u00ed, aby si klient ve sv\u00e9 mobiln\u00ed aplikaci vybral z nab\u00edzen\u00fdch plateb tu, kterou chce rozlo\u017eit do t\u0159\u00ed spl\u00e1tek. V\u00fdb\u011br platby potvrd\u00ed, a jakmile jeho \u017e\u00e1dost projde schv\u00e1len\u00edm, pen\u00edze se mu v\u00a0pln\u00e9 v\u00fd\u0161i ihned p\u0159ip\u00ed\u0161ou zp\u011bt na jeho \u00fa\u010det. Od n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce pot\u00e9 klient tuto rozlo\u017eenou platbu spl\u00e1c\u00ed ve t\u0159ech m\u011bs\u00ed\u010dn\u00edch spl\u00e1tk\u00e1ch.<\/p>\n

Klienti mohou samoz\u0159ejm\u011b kdykoliv a zdarma p\u0159ed\u010dasn\u011b splatit zb\u00fdvaj\u00edc\u00ed \u010d\u00e1st rozlo\u017een\u00e9 platby. Vyu\u017e\u00edt slu\u017ebu mohou klienti star\u0161\u00ed 18 let, kter\u00fdm na jejich b\u011b\u017en\u00fd \u00fa\u010det u Air Bank p\u0159ijde alespo\u0148 10 tis\u00edc korun m\u011bs\u00ed\u010dn\u011b b\u011bhem posledn\u00edch t\u0159\u00ed m\u011bs\u00edc\u016f a u nich\u017e banka nem\u00e1 pochybnosti o jejich schopnosti spl\u00e1cet. Slu\u017eba je dostupn\u00e1 pouze v\u00a0mobiln\u00ed aplikaci My Air.<\/p>\n

Pr\u016fzkum Air Bank realizovan\u00fd agenturou IPSOS se uskute\u010dnil formou online dotazov\u00e1n\u00ed v prosinci 2022 na reprezentativn\u00edm vzorku 525 respondent\u016f ve v\u011bku 18 a\u017e 65 let.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Podle aktu\u00e1ln\u00edho pr\u016fzkumu agentury IPSOS pro Air Bank se \u010ce\u0161i nej\u010dast\u011bji ob\u00e1vaj\u00ed ne\u010dekan\u00e9ho v\u00fddaje typu opravy nefunk\u010dn\u00edho auta, nal\u00e9hav\u00e9 opravy v dom\u00e1cnosti nebo nutnosti koupit […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=676"}],"version-history":[{"count":2,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/676\/revisions"}],"predecessor-version":[{"id":679,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/676\/revisions\/679"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/677"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}