{"id":646,"date":"2023-01-09T11:27:14","date_gmt":"2023-01-09T11:27:14","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=646"},"modified":"2023-01-09T11:27:14","modified_gmt":"2023-01-09T11:27:14","slug":"pruzkum-erv-cesi-a-letni-dovolena","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=646","title":{"rendered":"Pr\u016fzkum ERV: \u010ce\u0161i a letn\u00ed dovolen\u00e1"},"content":{"rendered":"<p><strong>Podle aktu\u00e1ln\u00edho pr\u016fzkumu agentury NMS pro ERV Evropskou poji\u0161\u0165ovnu pl\u00e1nuje 21 % \u010cech\u016f po\u0159\u00edzen\u00ed letn\u00ed dovolen\u00e9 do konce dubna. 13 % \u010cech\u016f chce dokonce n\u00e1kup stihnout v r\u00e1mci First Minute nab\u00eddek do konce \u00fanora. Trend v\u010dasn\u00e9ho n\u00e1kupu letn\u00ed dovolen\u00e9 tedy op\u011bt nar\u016fst\u00e1 sv\u00e9 oblib\u011b, kterou m\u011bl p\u0159ed pandemi\u00ed COVID-19, kdy se v r\u00e1mci First Minute nab\u00eddek prodala i polovina v\u0161ech letn\u00edch z\u00e1jezd\u016f.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>Z pr\u016fzkumu d\u00e1le vyplynulo, \u017ee 30 % \u010cech\u016f bude naopak vy\u010dk\u00e1vat a\u017e na Last Minute nab\u00eddky a 39 % \u010cech\u016f dovolenou nepl\u00e1nuje v\u016fbec.<\/p>\n<p>Vzhledem k\u00a0tomu, \u017ee v\u00a0r\u00e1mci First Minute lid\u00e9 nakupuj\u00ed z\u00e1jezdy i v\u00edce ne\u017e p\u016fl roku dop\u0159edu, roste riziko, \u017ee nakonec nebudou moci na dovolenou odcestovat. A pr\u00e1v\u011b na takov\u00e9 situace poji\u0161t\u011bn\u00ed storna mysl\u00ed. Klient v\u00a0takov\u00e9m p\u0159\u00edpad\u011b z\u00edsk\u00e1 zp\u011bt v\u011bt\u0161inu pen\u011bz, kter\u00e9 za z\u00e1jezd zaplatil. Poji\u0161t\u011bn\u00ed storna proto nej\u010dast\u011bji oce\u0148uj\u00ed rodiny s d\u011btmi. \u010casto se toti\u017e st\u00e1v\u00e1, \u017ee d\u00edt\u011b onemocn\u00ed a rodina tak na dovolenou nem\u016f\u017ee odjet.<\/p>\n<p><strong>Ke t\u0159em \u010dtvrtin\u00e1m First Minute si lid\u00e9 sjedn\u00e1vaj\u00ed poji\u0161t\u011bn\u00ed storna<\/strong><\/p>\n<p>Dle \u00fadaj\u016f ERV Evropsk\u00e9 poji\u0161\u0165ovny si lid\u00e9 k\u00a0First Minute z\u00e1jezd\u016fm sjedn\u00e1vaj\u00ed ve v\u00edce ne\u017e t\u0159ech \u010dtvrtin\u00e1ch p\u0159\u00edpad\u016f poji\u0161t\u011bn\u00ed storna. <em>\u201ePoji\u0161t\u011bn\u00ed storna je nejv\u00fdhodn\u011bj\u0161\u00ed po\u0159\u00eddit ji\u017e p\u0159i n\u00e1kupu z\u00e1jezdu v\u00a0cestovn\u00ed kancel\u00e1\u0159i. V\u00a0r\u00e1mci bal\u00ed\u010dku s\u00a0cestovn\u00edm poji\u0161t\u011bn\u00ed ho z\u00edskaj\u00ed za velmi v\u00fdhodn\u00fdch podm\u00ednek. Lid\u00e9, kte\u0159\u00ed cestuj\u00ed individu\u00e1ln\u011b, pak cestovn\u00ed poji\u0161t\u011bn\u00ed i storno nej\u010dast\u011bji sjedn\u00e1vaj\u00ed online. Tam si mohou pojistit i jednotliv\u00e9 cestovn\u00ed slu\u017eby, jako je letenka nebo ubytov\u00e1n\u00ed,\u201c <\/em>\u0159\u00edk\u00e1 Vlastimil Divok\u00fd, mana\u017eer marketingu a komunikace ERV Evropsk\u00e9 poji\u0161\u0165ovny.<\/p>\n<p>Poji\u0161t\u011bn\u00ed storna lze uplatnit na \u0159adu nahodil\u00fdch ud\u00e1lost\u00ed jako nap\u0159\u00edklad onemocn\u011bn\u00ed nebo \u00faraz, komplikace v d\u016fsledku t\u011bhotenstv\u00ed, nezavin\u011bnou ztr\u00e1tu zam\u011bstn\u00e1n\u00ed nebo rozs\u00e1hl\u00e9ho po\u0161kozen\u00ed bydli\u0161t\u011b \u010di kon\u00e1n\u00ed opravn\u00e9 zkou\u0161ky ve \u0161kole. Vztahuje se i na takov\u00e9 situace, kdy klient nem\u016f\u017ee na dovolenou odjet kv\u016fli rozvodov\u00e9mu \u0159\u00edzen\u00ed, kter\u00e9 bylo zah\u00e1jeno po uzav\u0159en\u00ed pojistn\u00e9 smlouvy, a jeho\u017e \u00fa\u010dastn\u00edci m\u011bli na z\u00e1jezd vyrazit spolu. <em>\u201eSamoz\u0159ejmost\u00ed je zru\u0161en\u00ed cesty z\u00a0d\u016fvodu onemocn\u011bn\u00ed COVID-19. To se vztahuje na samotn\u00e9 onemocn\u011bn\u00ed, p\u0159\u00edpadnou hospitalizaci, ale i osobn\u00ed preventivn\u00ed karant\u00e9nu kv\u016fli kontaktu s\u00a0naka\u017een\u00fdm COVID-19,\u201c<\/em> dod\u00e1v\u00e1 Vlastimil Divok\u00fd.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Podle aktu\u00e1ln\u00edho pr\u016fzkumu agentury NMS pro ERV Evropskou poji\u0161\u0165ovnu pl\u00e1nuje 21 % \u010cech\u016f po\u0159\u00edzen\u00ed letn\u00ed dovolen\u00e9 do konce dubna. 13 % \u010cech\u016f chce dokonce n\u00e1kup <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=646\" title=\"Pr\u016fzkum ERV: \u010ce\u0161i a letn\u00ed dovolen\u00e1\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=646"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/646\/revisions"}],"predecessor-version":[{"id":647,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/646\/revisions\/647"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/439"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}