{"id":642,"date":"2023-01-09T11:21:36","date_gmt":"2023-01-09T11:21:36","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=642"},"modified":"2023-01-09T11:23:50","modified_gmt":"2023-01-09T11:23:50","slug":"kb-pojistovna-otevira-novy-zajisteny-fond","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=642","title":{"rendered":"KB Poji\u0161\u0165ovna otev\u00edr\u00e1 nov\u00fd zaji\u0161t\u011bn\u00fd fond"},"content":{"rendered":"<p><strong>Komer\u010dn\u00ed banka s\u202fKB Poji\u0161\u0165ovnou otev\u00edraj\u00ed nov\u00fd zaji\u0161t\u011bn\u00fd fond Stabilita 3. Fond je nab\u00edzen v\u202fr\u00e1mci investi\u010dn\u00edho \u017eivotn\u00edho poji\u0161t\u011bn\u00ed Vital Invest a Vital Platinum Private nov\u00fdm i\u202fst\u00e1vaj\u00edc\u00edm klient\u016fm.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>Upisovac\u00ed obdob\u00ed za\u010d\u00edn\u00e1 9. 1. 2023 a kon\u010d\u00ed 14. 4. 2023 (nebo vyprod\u00e1n\u00edm) a splatnost fondu je 6 let. I v\u00a0p\u0159\u00edpad\u011b z\u00e1porn\u00e9 v\u00fdkonnosti podkladov\u00e9ho aktiva fond zaji\u0161\u0165uje klientovi n\u00e1vratnost 115 % vlo\u017een\u00fdch prost\u0159edk\u016f ke dni splatnosti po ode\u010dten\u00ed spr\u00e1vn\u00edch n\u00e1klad\u016f na po\u010d\u00e1tku investice, ale celkov\u00fd v\u00fdnos pro klienta m\u016f\u017ee b\u00fdt 35 % i v\u00edce.<strong>\u00a0<\/strong><\/p>\n<p>Kapit\u00e1lov\u00e1 garance fondu Stabilita 3 je ve v\u00fd\u0161i 115 %. Pokud je kone\u010dn\u00e1 \u00farove\u0148 podkladov\u00e9ho aktiva ke dni splatnosti fondu v\u00a0rozmez\u00ed 100 a\u017e 135 %, klient dost\u00e1v\u00e1 kapit\u00e1lovou garanci 115 % plus bonus 20 %. V\u00a0p\u0159\u00edpad\u011b, \u017ee se podkladov\u00e9 aktivum bude vyv\u00edjet nad \u00farove\u0148 135 %, klient obdr\u017e\u00ed celkov\u00fd kone\u010dn\u00fd v\u00fdkon podkladov\u00e9ho aktiva. \u00a0<em>\u201eV po\u0159ad\u00ed ji\u017e t\u0159et\u00ed tran\u0161e je tedy dal\u0161\u00ed p\u0159\u00edle\u017eitost\u00ed pro konzervativn\u00ed klienty, <\/em><em>kte\u0159\u00ed hledaj\u00ed dlouhodob\u011bj\u0161\u00ed investi\u010dn\u00ed horizont, cht\u011bj\u00ed v\u00edce pracovat se sv\u00fdmi financemi a s minim\u00e1ln\u00ed m\u00edrou rizika uchr\u00e1nit jejich hodnotu p\u0159ed inflac\u00ed. Fond Stabilita 3 nejen\u017ee garantuje n\u00e1vratnost investice, ale z\u00e1rove\u0148 poskytuje mo\u017enost zaj\u00edmav\u00e9ho v\u00fdnosu. Minul\u00e9 prodeje fond\u016f Stabilita, zejm\u00e9na Stability 2, kter\u00fd se uskute\u010dnil na podzim lo\u0148sk\u00e9ho roku, tento trend opatrn\u00e9ho investov\u00e1n\u00ed jen potvrdil. Objem prodan\u00fdch investic p\u0159ekro\u010dil <\/em><em>1,1 miliardy korun,\u201c<\/em> uvedl David Leiss, \u0159editel odboru Produktov\u00e9ho v\u00fdvoje KB Poji\u0161\u0165ovny.<\/p>\n<p>Proto\u017ee fond Stabilita 3 je nab\u00edzen v\u00a0r\u00e1mci investi\u010dn\u00edho \u017eivotn\u00edho poji\u0161t\u011bn\u00ed, klient m\u00e1 v\u0161echny v\u00fdhody tohoto produktu. <em>\u201eNezanedbateln\u00fdm benefitem je i volba obmy\u0161len\u00e9 osoby, kter\u00e1 nemus\u00ed b\u00fdt ani v p\u0159\u00edbuzensk\u00e9m vztahu. V p\u0159\u00edpad\u011b \u00famrt\u00ed investora tedy m\u016f\u017ee b\u00fdt vyplacena odpov\u00eddaj\u00edc\u00ed \u010d\u00e1stka bez toho, ani\u017e by musela b\u00fdt zahrnuta do d\u011bdick\u00e9ho \u0159\u00edzen\u00ed,\u201c<\/em> dodal David Leiss.<\/p>\n<p>Podkladem zaji\u0161t\u011bn\u00e9ho fondu Stabilita 3 je fond Solys Global Horizon fund. Fond je zalo\u017een na v\u00fdkonnosti p\u0159edn\u00edch evropsk\u00fdch (50 %), americk\u00fdch (40 %) a japonsk\u00fdch spole\u010dnost\u00ed (10 %), kter\u00e9 sv\u00e9 podnik\u00e1n\u00ed stav\u011bj\u00ed na trval\u00e9m, udr\u017eiteln\u00e9m rozvoji a spole\u010densk\u00e9 odpov\u011bdnosti. Spole\u010dnosti jsou do fondu vyb\u00edr\u00e1ny dle p\u0159\u00edsn\u00fdch ESG krit\u00e9rii (z angl. Environment = \u017eivotn\u00ed prost\u0159ed\u00ed, Social = soci\u00e1ln\u00ed oblast, Governance = zp\u016fsob \u0159\u00edzen\u00ed), krit\u00e9rii zam\u011b\u0159en\u00fdch na uhl\u00edkovou stopu, v\u00fdplatu dividend a dal\u0161\u00ed. V r\u00e1mci region\u00e1ln\u00edho zastoupen\u00ed maj\u00ed jednotliv\u00e9 spole\u010dnosti stejnou v\u00e1hu v zastoupen\u00ed.<\/p>\n<p>Bli\u017e\u0161\u00ed informace o zaji\u0161t\u011bn\u00e9m fondu Stabilita 3 a dal\u0161\u00edch fondech KB Poji\u0161\u0165ovny jsou k dispozici na webu od 9. 1. 2022: https:\/\/www.kbpojistovna.cz\/cs\/zhodnoceni-a-portfolio<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Komer\u010dn\u00ed banka s\u202fKB Poji\u0161\u0165ovnou otev\u00edraj\u00ed nov\u00fd zaji\u0161t\u011bn\u00fd fond Stabilita 3. Fond je nab\u00edzen v\u202fr\u00e1mci investi\u010dn\u00edho \u017eivotn\u00edho poji\u0161t\u011bn\u00ed Vital Invest a Vital Platinum Private nov\u00fdm i\u202fst\u00e1vaj\u00edc\u00edm <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=642\" title=\"KB Poji\u0161\u0165ovna otev\u00edr\u00e1 nov\u00fd zaji\u0161t\u011bn\u00fd fond\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=642"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/642\/revisions"}],"predecessor-version":[{"id":644,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/642\/revisions\/644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/645"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}