{"id":554,"date":"2022-12-29T11:39:48","date_gmt":"2022-12-29T11:39:48","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=554"},"modified":"2022-12-29T11:39:48","modified_gmt":"2022-12-29T11:39:48","slug":"perlicky-z-pojistovny-kooperativa","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=554","title":{"rendered":"Perli\u010dky z poji\u0161\u0165ovny Kooperativa"},"content":{"rendered":"<p><strong>Poji\u0161\u0165ovna Kooperativa ka\u017edoro\u010dn\u011b \u0159e\u0161\u00ed t\u00e9m\u011b\u0159 600 tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed. V\u011bt\u0161ina z\u00a0nich jsou b\u011b\u017en\u00e9 p\u0159\u00edpady, uzav\u0159en\u00e9 a vyplacen\u00e9 do n\u011bkolika dn\u016f. Jsou mezi nimi samoz\u0159ejm\u011b i smutn\u00e9 a tragick\u00e9 nehody, ale ka\u017edoro\u010dn\u011b se najde i n\u011bkolik ud\u00e1lost\u00ed, nad kter\u00fdmi nejde se nepousm\u00e1t. A co se n\u00e1m letos poda\u0159ilo posb\u00edrat?\u00a0\u00a0\u00a0<\/strong><\/p>\n<p><!--more--><\/p>\n<p><strong>Poji\u0161t\u011bn\u00ed vozidel<\/strong><\/p>\n<p>\u0158idi\u010d osobn\u00edho auta vybr\u017e\u010foval n\u00e1kladn\u00ed auto tak dlouho, a\u017e to n\u00e1kla\u010f\u00e1k nedobrzdil.\u00a0 Po nehod\u011b \u0159idi\u010d osobn\u00edho auta p\u0159emlouval \u0159idi\u010de n\u00e1kla\u010f\u00e1ku, a\u0165 nic nehl\u00e1s\u00ed, \u017ee je pod vlivem a m\u00e1 podm\u00ednku. Kdy\u017e p\u0159ij\u00ed\u017ed\u011bla policie, tak se \u0159idi\u010d zalekl, dal se na \u00fat\u011bk, tedy na \u00faplav\u2026 vlezl do bl\u00edzk\u00e9 \u0159eky a sna\u017eil se ji p\u0159eplavat na druhou stranu. Na p\u0159elomu \u0159\u00edjna a\u00a0listopadu. Policie ho samoz\u0159ejm\u011b dostihla a zajistila. A je\u0161t\u011b \u010dty\u0159i hodiny po nehod\u011b byl st\u00e1le pod vlivem alkoholu.<\/p>\n<p>U dal\u0161\u00ed pojistn\u00e9 ud\u00e1losti je zaj\u00edmav\u00fd pr\u016fb\u011bh. \u0158idi\u010d vozu nahl\u00e1sil, \u017ee si za j\u00edzdy st\u00e1hl ok\u00e9nko, do\u0161lo k pr\u016fvanu, ten sebral faktury polo\u017een\u00e9 na sedadle spolujezdce, ty zakryly \u0159idi\u010di v\u00fdhled a do\u0161lo ke st\u0159etu s jin\u00fdm zaparkovan\u00fdm vozidlem. Tak\u017ee pozor na voln\u011b ulo\u017een\u00e9 faktury ve voze\ud83d\ude0a.<\/p>\n<p><strong>P\u0159ipoji\u0161t\u011bn\u00ed skel<\/strong><\/p>\n<p>Rozbit\u00fdch skel \u0159e\u0161\u00edme ro\u010dn\u011b tis\u00edce, ale v\u00a0tomto p\u0159\u00edpad\u011b byla zaj\u00edmav\u00e1 p\u0159\u00ed\u010dina, kterou n\u00e1m nahl\u00e1sil n\u00e1\u0161 klient: \u201eOd holuba odl\u00e9tl trus a pecka v\u00a0n\u011bm obsa\u017een\u00e1 rozbila \u010deln\u00ed sklo.\u201c<\/p>\n<p><strong>Poji\u0161t\u011bn\u00ed osob<\/strong><\/p>\n<p>U poji\u0161t\u011bn\u00ed osob jde v\u011bt\u0161inou o zran\u011bn\u00ed nebo nemoci, tedy nic z\u00e1bavn\u00e9ho. Ale \u00fasm\u011bvn\u00fd je ob\u010das popis vzniku \u0161kody. Klienti n\u00e1m nap\u0159\u00edklad hl\u00e1sili tyto \u00farazy:<\/p>\n<ul>\n<li>zavalen\u00ed ob\u00e9zn\u00ed nev\u011bstou a p\u0159i n\u00e1sledn\u00e9m p\u00e1du vymknut\u00ed ramene<\/li>\n<\/ul>\n<ul>\n<li>p\u0159i opalov\u00e1n\u00ed u vody mi pes p\u0159eb\u011bhl p\u0159es obli\u010dej, packou \u0161l\u00e1pl do prav\u00e9ho oka<\/li>\n<\/ul>\n<ul>\n<li>man\u017eel se srazil s kamar\u00e1dem hlavami, oba se zoh\u00fdbali pro balon \u2013 kamar\u00e1d nic nem\u00e1, man\u017eel zlomenou o\u010dnici a horn\u00ed \u010delist<\/li>\n<\/ul>\n<p>A i v\u00a0l\u00e9ka\u0159sk\u00fdch zpr\u00e1v\u00e1ch se najdou perli\u010dky, kdy\u017e l\u00e9ka\u0159i popisuj\u00ed stav pacienta:<\/p>\n<ul>\n<li>v\u010dera ve\u010der spadnul z kola, p\u0159ilbu m\u011bl, v bezv\u011bdom\u00ed nebyl, bez alkoholu, sp\u00ed\u0161e hodil tygra do pankejtu a narazil si lev\u00fd ramenn\u00ed kloub<\/li>\n<\/ul>\n<ul>\n<li>psychika, stav vyho\u0159en\u00ed, nen\u00ed schopen fungovat, v pr\u00e1ci sam\u00e9 probl\u00e9my, doma je pohoda, chod\u00ed k \u0161arlat\u00e1novi (s\u00e1m pacient ho tak naz\u00fdv\u00e1), Eliceu nebere ji\u017e dlouho, p\u0159edt\u00edm, kdy\u017e jsme ji napsali, tak ji ani neza\u010dal br\u00e1t, spol\u00e9hal na \u0161arlat\u00e1na, p\u0159echodn\u011b mu pomohl, t. \u010d. se chyst\u00e1 za \u0161arlat\u00e1nem<\/li>\n<\/ul>\n<p>Prvn\u00ed, kdo s\u00a0klientem \u0159e\u0161\u00ed p\u0159\u00edpadn\u00fd probl\u00e9m, jsou kolegov\u00e9 z\u00a0asisten\u010dn\u00ed slu\u017eby. I zde jsme na\u0161li p\u00e1r pikantn\u00edch hl\u00e1\u0161en\u00ed:<\/p>\n<ul>\n<li>Klient vyrazil na ryby. Se zap\u00e1lenou cigaretou dopl\u0148oval benz\u00edn do n\u00e1dr\u017ee na \u010dlunu, benz\u00edn se vzn\u00edtil; klient se cht\u011bl zachr\u00e1nit skokem do vody; skok se mu \u00fapln\u011b nevyda\u0159il, dopadl na m\u011bl\u010dinu a zlomil si nohu;<\/li>\n<\/ul>\n<ul>\n<li>Kontaktovala n\u00e1s klientka, \u017ee j\u00ed na ruku spadl mobil a \u017ee ji m\u00e1 mo\u017en\u00e1 zlomenou, \u017ee mus\u00ed k\u00a0l\u00e9ka\u0159i; oper\u00e1tor trochu pochyboval, ale profesion\u00e1ln\u011b se doptal, jak p\u0159esn\u011b ke zran\u011bn\u00ed do\u0161lo; klientka doplnila, \u017ee telefon neupadl j\u00ed ale n\u011bkomu ze \u010dtvrt\u00e9ho patra a ona m\u011bla tu sm\u016flu, \u017ee pr\u00e1v\u011b proch\u00e1zela pod m\u00edstem dopadu.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Poji\u0161\u0165ovna Kooperativa ka\u017edoro\u010dn\u011b \u0159e\u0161\u00ed t\u00e9m\u011b\u0159 600 tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed. V\u011bt\u0161ina z\u00a0nich jsou b\u011b\u017en\u00e9 p\u0159\u00edpady, uzav\u0159en\u00e9 a vyplacen\u00e9 do n\u011bkolika dn\u016f. Jsou mezi nimi samoz\u0159ejm\u011b i <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=554\" title=\"Perli\u010dky z poji\u0161\u0165ovny Kooperativa\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":555,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-554","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=554"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/554\/revisions"}],"predecessor-version":[{"id":556,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/554\/revisions\/556"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/555"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}