{"id":485,"date":"2022-12-16T09:52:35","date_gmt":"2022-12-16T09:52:35","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=485"},"modified":"2022-12-16T10:43:52","modified_gmt":"2022-12-16T10:43:52","slug":"spotrebitelske-financovani-v-evrope-si-v-prvnim-pololeti-udrzelo-dynamicky-rust","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=485","title":{"rendered":"Spot\u0159ebitelsk\u00e9 financov\u00e1n\u00ed v Evrop\u011b dr\u017e\u00ed r\u016fst"},"content":{"rendered":"

Evropsk\u00e9 nebankovn\u00ed spole\u010dnosti, zastoupen\u00e9 v asociaci Eurofinas, poskytly v prvn\u00edm pololet\u00ed 2022 nov\u00e9 p\u016fj\u010dky v objemu 249 miliard eur, co\u017e p\u0159edstavuje meziro\u010dn\u00ed n\u00e1r\u016fst t\u00e9m\u011b\u0159 o 14 %. Z\u00e1stupcem \u010cesk\u00e9 republiky v Eurofinas je \u010cesk\u00e1 leasingov\u00e1 a finan\u010dn\u00ed asociace (\u010cLFA), jej\u00ed\u017e \u010dlenov\u00e9 za prvn\u00edch \u0161est m\u011bs\u00edc\u016f leto\u0161n\u00edho roku financovali podnikatelsk\u00e9 investice a \u00fav\u011bry pro dom\u00e1cnosti v\u00a0objemu 2,7 miliardy eur (+14,7 % ve srovn\u00e1n\u00ed se stejn\u00fdm obdob\u00edm roku 2021).<\/strong><\/p>\n

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\u201eZa leto\u0161n\u00ed rok p\u0159edpokl\u00e1d\u00e1 Eurofinas r\u016fst soukrom\u00e9 spot\u0159eby o 3,7 %, v\u00a0p\u0159\u00ed\u0161t\u00edm roce pak stagnaci. To se s\u00a0nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed prom\u00edtne i do v\u00fdvoje spot\u0159ebitelsk\u00e9ho financov\u00e1n\u00ed. I p\u0159esto jeho v\u00fdznam pro spot\u0159ebitele i celou ekonomiku poroste. D\u016fle\u017eit\u00e9 struktur\u00e1ln\u00ed zm\u011bny, kter\u00e9 mus\u00edme v\u00a0Evrop\u011b prov\u00e9st, nedot\u00e1hneme do \u00fasp\u011b\u0161n\u00e9ho konce bez dostupn\u00e9ho specializovan\u00e9ho financov\u00e1n\u00ed,\u201c <\/em>uvedla Jana Hanu\u0161ov\u00e1, \u010dlenka p\u0159edstavenstva Eurofinas a p\u0159edsedkyn\u011b p\u0159edstavenstva \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA).<\/p>\n

K\u00a0neobvykl\u00e9 situaci na evropsk\u00e9 \u00farovni do\u0161lo u financov\u00e1n\u00ed osobn\u00edch automobil\u016f. Zat\u00edmco objem finan\u010dn\u00edch produkt\u016f poskytnut\u00fdch na zakoupen\u00ed nov\u00e9ho vozu v\u00a0\u00favodn\u00edch \u0161esti m\u011bs\u00edc\u00edch podle statistik Eurofinas stagnoval na 22,6 miliardy eur, financov\u00e1n\u00ed pou\u017eit\u00fdch voz\u016f prudce stouplo o v\u00edce ne\u017e p\u011btinu na 31,5 miliardy eur. \u010cLFA ve stejn\u00e9m obdob\u00ed zaznamenala pokles financov\u00e1n\u00ed nov\u00fdch osobn\u00edch automobil\u016f formou spot\u0159ebitelsk\u00e9ho financov\u00e1n\u00ed o 10,6 % na 1,8 miliardy K\u010d, u pou\u017eit\u00fdch naopak r\u016fst o t\u0159i procenta na 2,1 miliardy K\u010d.<\/p>\n

K r\u016fstu nov\u011b poskytnut\u00fdch \u00fav\u011br\u016f v prvn\u00edm pololet\u00ed leto\u0161n\u00edho roku do\u0161lo podle Eurofinas u v\u0161ech kategori\u00ed osobn\u00ed spot\u0159eby, zejm\u00e9na u revolvingov\u00fdch \u00fav\u011br\u016f. Revolvingov\u00fd \u00fav\u011br v\u010detn\u011b kreditn\u00edch karet zaznamenal nejvy\u0161\u0161\u00ed n\u00e1r\u016fst o 27,0 % ve srovn\u00e1n\u00ed s prvn\u00edm pololet\u00edm lo\u0148sk\u00e9ho roku. Spot\u0159ebitelsk\u00e9 \u00fav\u011bry vzrostly o 24,2 %.<\/p>\n

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Evropsk\u00e9 nebankovn\u00ed spole\u010dnosti, zastoupen\u00e9 v asociaci Eurofinas, poskytly v prvn\u00edm pololet\u00ed 2022 nov\u00e9 p\u016fj\u010dky v objemu 249 miliard eur, co\u017e p\u0159edstavuje meziro\u010dn\u00ed n\u00e1r\u016fst t\u00e9m\u011b\u0159 o […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyza"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=485"}],"version-history":[{"count":4,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/485\/revisions"}],"predecessor-version":[{"id":502,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/485\/revisions\/502"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/273"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}