{"id":317,"date":"2022-12-05T11:45:04","date_gmt":"2022-12-05T11:45:04","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=317"},"modified":"2022-12-05T11:53:51","modified_gmt":"2022-12-05T11:53:51","slug":"uniqa-pozor-na-typicka-adventni-a-vanocni-rizika","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=317","title":{"rendered":"UNIQA: Pozor na typick\u00e1 adventn\u00ed a v\u00e1no\u010dn\u00ed rizika"},"content":{"rendered":"

Obdob\u00ed adventu a V\u00e1noc je pro poji\u0161\u0165ovny spojeno s\u00a0v\u00fdskytem specifick\u00fdch druh\u016f nebo p\u0159\u00ed\u010din \u0161kod, jich\u017e je po zbytek roku m\u00e9n\u011b nebo k\u00a0nim nedoch\u00e1z\u00ed. UNIQA p\u0159in\u00e1\u0161\u00ed p\u0159ehled typick\u00fdch ud\u00e1lost\u00ed, kter\u00e9 mohou naru\u0161it sv\u00e1te\u010dn\u00ed atmosf\u00e9ru, i kdy\u017e poji\u0161t\u011bn\u00ed um\u00ed ve v\u011bt\u0161in\u011b situac\u00ed pomoci. P\u0159esto je lep\u0161\u00ed takov\u00fdm situac\u00edm p\u0159edch\u00e1zet.<\/strong><\/p>\n

<\/p>\n

Adventn\u00ed v\u011bnce
\n<\/strong>Po\u017e\u00e1ry v\u00e1no\u010dn\u00edch strome\u010dk\u016f vyst\u0159\u00eddaly po\u017e\u00e1ry adventn\u00edch v\u011bnc\u016f. Plameny nehl\u00eddan\u00e9 sv\u00ed\u010dky dok\u00e1\u017eou spolykat nejen v\u011bnec, ale i st\u016fl a p\u0159\u00edpadn\u011b nakonec vybaven\u00ed cel\u00e9 m\u00edstnosti. Dom\u00e1cnosti jsou v\u00a0dne\u0161n\u00ed dob\u011b doslova p\u0159epln\u011bny vybaven\u00edm\u00a0z\u00a0materi\u00e1l\u016f, kter\u00e9 se snadno vzn\u00edt\u00ed a rychle ho\u0159\u00ed, p\u0159i\u010dem\u017e m\u016f\u017ee doch\u00e1zet tak\u00e9 k \u00faniku toxick\u00e9ho kou\u0159e nap\u0159\u00edklad z \u010daloun\u011bn\u00e9ho n\u00e1bytku, matrac\u00ed \u010di plastov\u00fdch d\u00edl\u016f. Nicm\u00e9n\u011b i na ty rozz\u00e1\u0159en\u00e9 strome\u010dky pozor! Myslete na to, \u017ee adventn\u00ed v\u011bnec je dekorace, kter\u00e1 nesm\u00ed z\u016fstat bez dozoru. Pou\u010dte i d\u011bti, \u017ee bez p\u0159\u00edtomnosti dosp\u011bl\u00fdch je p\u0159edv\u00e1no\u010dn\u00ed atmosf\u00e9ra se sirkami nebo zapalova\u010dem zkr\u00e1tka zak\u00e1zan\u00e1.<\/p>\n

Sv\u011bteln\u00e1 v\u00fdzdoba
\n<\/strong>Zejm\u00e9na ve \u010dtvrt\u00edch rodinn\u00fdch dom\u016f, ale i na balkonech bytov\u00fdch dom\u016f to b\u011bhem adventu \u010dasto vypad\u00e1, \u017ee obyvatel\u00e9 sout\u011b\u017e\u00ed o nejz\u00e1\u0159iv\u011bj\u0161\u00ed dom\u00e1cnost \u0161iroko daleko. V\u00a0oknech blikaj\u00ed stovky sv\u011bt\u00fdlek, v\u00a0zahrad\u00e1ch se pasou cel\u00e1 st\u00e1da \u201eelektrick\u00fdch\u201c jelen\u016f i sob\u016f se san\u011bmi. Nic proti tomu, ka\u017ed\u00e9mu se m\u016f\u017ee l\u00edbit n\u011bco jin\u00e9ho. P\u0159itom je ale nutn\u00e9 myslet na potenci\u00e1ln\u00ed \u00farazy elektrick\u00fdm proudem nebo po\u017e\u00e1ry z elektroinstalace. Kvantita nesm\u00ed p\u0159edch\u00e1zet kvalitu: ne\u0161et\u0159ete na po\u0159\u00edzen\u00ed nejr\u016fzn\u011bj\u0161\u00edch pom\u016fcek. To se nemus\u00ed v\u017edy vyplatit. N\u011bkdy zbo\u017e\u00ed b\u00fdv\u00e1 levn\u00e9, ale nem\u00e1 povinn\u00e9 atesty nebo je nespolehliv\u00e9. A k\u00a0tomu je\u0161t\u011b hroz\u00ed p\u00e1d z\u00a0v\u00fd\u0161ky, pokud chceme v\u00fdzdobu opravdu a\u017e po st\u0159echu.<\/p>\n

Nezbytn\u00fd \u00faklid<\/strong><\/p>\n

Mnoho lid\u00ed m\u00e1 p\u0159edv\u00e1no\u010dn\u00ed obdob\u00ed spojen\u00e9 s\u00a0nezastupiteln\u00fdm gener\u00e1ln\u00edm \u00faklidem cel\u00e9 dom\u00e1cnosti, aby Je\u017e\u00ed\u0161ek p\u0159i\u0161el do \u010dist\u00e9ho. Sm\u00fd\u010d\u00ed se i tam, kam prachovka p\u0159es rok zabrous\u00ed jen z\u0159\u00eddka, myj\u00ed se okna, dve\u0159e, t\u0159\u00edd\u00ed se dlouho nepou\u017e\u00edvan\u00e9 v\u011bci. Pravideln\u011b v\u00a0obdob\u00ed listopadu a prvn\u00ed p\u016flky prosince p\u0159ibydou poji\u0161\u0165ovn\u011b hl\u00e1\u0161en\u00ed o \u00farazech p\u00e1dem ze \u0161tafl\u00ed, p\u0159\u00edpadn\u011b zran\u011bn\u00ed na kluzk\u00fdch \u010di nale\u0161t\u011bn\u00fdch povr\u0161\u00edch.<\/p>\n

Vodovodn\u00ed \u0161kody
\n<\/strong>Vypustili jste na chat\u011b \u010di chalup\u011b vodu z vodovodn\u00edch za\u0159\u00edzen\u00ed a trubek? Pokud obydl\u00ed i v\u00a0t\u011bchto t\u00fddnech a m\u011bs\u00edc\u00edch netemperujete, anebo nech\u00e1te nevypr\u00e1zdn\u011bn\u00e9 venkovn\u00ed rozvody, p\u0159ipravte se na to, \u017ee m\u016f\u017ee doj\u00edt k\u00a0po\u0161kozen\u00ed armatur, ventil\u016f a poprask\u00e1n\u00ed trubek. Vodovodn\u00ed \u0161kody \u0159e\u0161\u00ed UNIQA nej\u010dast\u011bji pr\u00e1v\u011b v\u00a0zim\u011b, kdy doch\u00e1z\u00ed k prudk\u00e9mu n\u00e1stupu mraz\u016f. Stejn\u00e9 ud\u00e1losti hroz\u00ed samoz\u0159ejm\u011b i ve m\u011bstech, tam se ale na vzniklou \u0161kodu zpravidla p\u0159ijde d\u0159\u00edve.<\/p>\n

Konzumace cukrov\u00ed a jin\u00fdch v\u00e1no\u010dn\u00edch lah\u016fdek
\n<\/strong>B\u011bhem v\u00e1no\u010dn\u00edch a novoro\u010dn\u00edch sv\u00e1tk\u016f si v\u0161ichni dop\u0159ej\u00ed v\u00edce ne\u017e b\u011bhem roku. Dobroty v\u0161ude okolo, a na n\u00e1v\u0161t\u011bv\u00e1ch je t\u0159eba ochutnat, jak jinde d\u011blaj\u00ed vaje\u010dn\u00fd ko\u0148ak nebo vanilkov\u00e9 rohl\u00ed\u010dky\u2026 Na stromku se t\u0159pyt\u00ed l\u00e1kav\u00e9 \u010dokol\u00e1dov\u00e9 figurky. A k\u00a0tomu \u0159\u00edzky, spousta sal\u00e1tu s\u00a0majon\u00e9zou, chleb\u00ed\u010dky \u2013 to v\u0161echno n\u00e1s l\u00e1k\u00e1 a sta\u010d\u00ed po tom s\u00e1hnout\u2026 Ne n\u00e1hodou si po Nov\u00e9m roce v\u0161ichni st\u011b\u017euj\u00ed, jak zase p\u0159ibrali. A to p\u0159in\u00e1\u0161\u00ed dodate\u010dn\u00e1 rizika cukrovky, ob\u011bhov\u00fdch pot\u00ed\u017e\u00ed i du\u0161nost. Nen\u00ed to nic, co by \u010dlov\u011bka skolilo za p\u00e1r t\u00fddn\u016f nebo m\u011bs\u00edc\u016f, ale p\u0159esto ho to spolehliv\u011b dob\u011bhne t\u0159eba za deset let, pokud si nenastav\u00ed zdrav\u00fd p\u016fst a pokra\u010duje ve zv\u00fd\u0161en\u00e9 konzumaci d\u00e1l. Tak\u017ee zkusme letos ubrat mno\u017estv\u00ed lah\u016fdek a p\u0159idat pravideln\u00fd ka\u017edodenn\u00ed pohyb.<\/p>\n

Faktor alkohol
\n<\/strong>Obdob\u00ed setk\u00e1v\u00e1n\u00ed je spojen\u00e9 s\u00a0konzumac\u00ed alkoholu. B\u011bhem v\u00e1no\u010dn\u00edch sv\u00e1tk\u016f stoup\u00e1 po\u010det \u0161kod, u nich\u017e mus\u00ed poji\u0161\u0165ovna tento faktor zohlednit. Pokud se alkohol potk\u00e1 se sportovcem, jsou najednou sjezdovky nebo kluzi\u0161t\u011b pln\u00e1 \u0161ampi\u00f3n\u016f, je\u017e zastav\u00ed teprve \u00faraz nebo sr\u00e1\u017eka s\u00a0jin\u00fdm \u00fa\u010dastn\u00edkem. Obecn\u011b plat\u00ed, \u017ee jde o hrub\u00e9 poru\u0161en\u00ed povinnost\u00ed z\u00a0poji\u0161t\u011bn\u00ed a klient tedy mus\u00ed p\u0159i \u0161kod\u011b po\u010d\u00edtat s\u00a0postihem. UNIQA posuzuje v\u017edy, jak\u00fd vliv m\u011bl alkohol na vznik a rozsah vznikl\u00e9 \u0161kody, a podle toho sv\u00e9 pojistn\u00e9 pln\u011bn\u00ed kr\u00e1t\u00ed. V\u00a0p\u0159\u00edpad\u011b z\u00e1va\u017en\u00e9ho provin\u011bn\u00ed pod vlivem alkoholu lze v\u00fdplatu z\u00a0poji\u0161t\u011bn\u00ed odm\u00edtnout.<\/p>\n

Pyrotechnika<\/strong><\/p>\n

Silvestrovsk\u00e9 vesel\u00ed spojen\u00e9 s\u00a0vlastn\u00edm oh\u0148ostrojem m\u016f\u017ee skon\u010dit ne\u0161t\u011bst\u00edm. Ka\u017edoro\u010dn\u011b se dostanou na trh nespolehliv\u00e9 petardy pochybn\u00e9ho p\u016fvodu. V\u00a0kombinaci s\u00a0alkoholem se mnoz\u00ed najednou c\u00edt\u00ed b\u00fdt st\u0159elmistrem. Tak vznikaj\u00ed \u00farazy, \u010dasto velmi t\u011b\u017ek\u00e9. Ka\u017edoro\u010dn\u011b jich UNIQA \u0159e\u0161\u00ed n\u011bkolik, bohu\u017eel i u d\u011bt\u00ed. Nezapom\u00ednejte venku zbytky \u201emunice\u201c po oslav\u011b uklidit, aby se nedostala do nepovolan\u00fdch rukou. A tak\u00e9 dbejte na to, abyste sv\u00fdm oh\u0148ostrojem nepo\u0161kodili ciz\u00ed majetek v\u00a0sousedn\u00edch zahrad\u00e1ch nebo zaparkovan\u00e1 vozidla. \u00a0\u00a0<\/strong><\/p>\n

Parkovac\u00ed \u0161kody na parkovi\u0161t\u00edch obchodn\u00edch center<\/strong><\/p>\n

B\u011bhem adventu je u n\u00e1kupn\u00edch center zvl\u00e1\u0161t\u011b t\u011bsno. Aut p\u0159ij\u00ed\u017ed\u00ed mnoho a v\u00a0exponovan\u00fdch \u010dasech nesta\u010d\u00ed parkovac\u00ed m\u00edsta. Nav\u00edc jsou pro dne\u0161n\u00ed robustn\u00ed auta opravdu \u201etak akor\u00e1t\u201c. \u0158idi\u010di jsou rozt\u011bkan\u00ed, nerv\u00f3zn\u00ed, zapom\u00ednaj\u00ed na pravidlo p\u0159ednosti zprava. P\u0159ib\u00fdv\u00e1 mal\u00fdch nehod pr\u00e1v\u011b v\u00a0t\u011bchto z\u00f3n\u00e1ch. Zpravidla jde jen o plechy, ale nen\u00ed to nic, co byste je\u0161t\u011b navrch cht\u011bli \u0159e\u0161it okolo v\u00e1no\u010dn\u00edch sv\u00e1tk\u016f. I na silnic\u00edch je \u017eivo, ka\u017ed\u00fd n\u011bkam sp\u011bch\u00e1 a chodci jsou rozt\u011bkan\u011bj\u0161\u00ed ne\u017e jindy. Opatrnost je nam\u00edst\u011b – a nohu z\u00a0plynu. Pamatujte rovn\u011b\u017e, \u017ee nulov\u00e1 tolerance alkoholu plat\u00ed i ve sv\u00e1te\u010dn\u00ed \u010das.<\/p>\n

Topen\u00ed v\u00a0krbech a kamnech<\/strong><\/p>\n

B\u011bhem energetick\u00e9 krize raketov\u011b narost po\u010det dom\u00e1cnost\u00ed vyt\u00e1p\u011bj\u00edc\u00edch z\u00e1zem\u00ed pomoc\u00ed krb\u016f, krbov\u00fdch kamen a kamen. B\u011bhem sv\u00e1tk\u016f je topn\u00fd provoz je\u0161t\u011b intenzivn\u011bj\u0161\u00ed. A s\u00a0t\u00edm souvis\u00ed riziko po\u017e\u00e1r\u016f. Podle hasi\u010d\u016f a\u017e \u010dtvrtinu z\u00a0nich m\u00e1 na sv\u011bdom\u00ed nedostate\u010dn\u00e1 \u00fadr\u017eba a chyb\u011bj\u00edc\u00ed revize kom\u00edn\u016f, okolo kter\u00fdch po\u017e\u00e1ry vznikaj\u00ed. Krb ani kamna nenech\u00e1vejte bez dozoru. \u010cast\u00e9 jsou i po\u017e\u00e1ry vznikl\u00e9 p\u0159\u00edmo okolo nich odl\u00e9tnut\u00edm uhl\u00edku z topeni\u0161t\u011b.<\/p>\n

A nakonec\u2026. V\u00e1no\u010dn\u00ed on-line n\u00e1kupy<\/strong><\/p>\n

Pod\u00edl nakupuj\u00edc\u00edch p\u0159es internet se podstatn\u011b zv\u00fd\u0161il vlivem pandemick\u00fdch opat\u0159en\u00ed. V\u00a0sou\u010dasn\u00e9 dob\u011b se polovina d\u00e1rk\u016f po\u0159izuje on-line. P\u0159edv\u00e1no\u010dn\u00ed \u010das je tak nejvy\u0161\u0161\u00ed sez\u00f3nou pro podvodn\u00edky na s\u00edti. Nejv\u00edce \u0161kod se t\u00fdk\u00e1 fale\u0161n\u00fdch e-shop\u016f, opo\u017ed\u011bn\u00fdch dod\u00e1vek \u010di rovnou nedod\u00e1n\u00ed objednan\u00e9ho zbo\u017e\u00ed, pop\u0159\u00edpad\u011b ze zneu\u017eit\u00ed platebn\u00ed karty. Jde aktu\u00e1ln\u011b o tak z\u00e1va\u017en\u00e9 a mimo\u0159\u00e1dn\u00e9 riziko, \u017ee UNIQA v\u011bnuje tomuto t\u00e9matu celou tiskovou informaci v\u00a0dal\u0161\u00edch dnech, proto\u017ee poji\u0161t\u011bn\u00ed um\u00ed pomoci i v\u00a0p\u0159i t\u011bchto pat\u00e1li\u00edch.<\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Obdob\u00ed adventu a V\u00e1noc je pro poji\u0161\u0165ovny spojeno s\u00a0v\u00fdskytem specifick\u00fdch druh\u016f nebo p\u0159\u00ed\u010din \u0161kod, jich\u017e je po zbytek roku m\u00e9n\u011b nebo k\u00a0nim nedoch\u00e1z\u00ed. UNIQA p\u0159in\u00e1\u0161\u00ed […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/317","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=317"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/317\/revisions"}],"predecessor-version":[{"id":318,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/317\/revisions\/318"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/324"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}