{"id":238,"date":"2022-11-25T10:44:55","date_gmt":"2022-11-25T10:44:55","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=238"},"modified":"2022-11-25T10:44:55","modified_gmt":"2022-11-25T10:44:55","slug":"cfig-credit-letos-doposud-vice-nez-zctyrnasobila-svuj-zisk","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=238","title":{"rendered":"CFIG Credit letos doposud v\u00edce ne\u017e z\u010dty\u0159n\u00e1sobila sv\u016fj zisk"},"content":{"rendered":"

Spole\u010dnost CFIG Credit letos p\u0159ekon\u00e1v\u00e1 jeden rekordn\u00ed m\u011bs\u00edc za druh\u00fdm, a to sam\u00e9 lze nyn\u00ed u\u017e s jistotou predikovat i pro cel\u00fd rok 2022. Skv\u011bl\u00e9 v\u00fdsledky spole\u010dnost poci\u0165uje v hodnot\u011b sv\u00e9ho \u00fav\u011brov\u00e9ho portfolia, v\u00fdvoji hrub\u00e9ho zisku, ve v\u00fd\u0161i a po\u010dtu poskytnut\u00fdch \u00fav\u011br\u016f, a tak\u00e9 ve zprost\u0159edkovatelsk\u00e9 \u010dinnosti.<\/strong><\/p>\n

<\/p>\n

\u201eZ\u00a0po\u010d\u00e1tku roku jsme zaznamenali ochlazen\u00ed \u00fav\u011brov\u00e9ho trhu, kter\u00e9 p\u0159ipisujeme negativn\u00edm zpr\u00e1v\u00e1m ze sv\u011bta, kdy byla zhor\u0161en\u00e1 o\u010dek\u00e1v\u00e1n\u00ed spot\u0159ebitel\u016f podpo\u0159ena tak\u00e9 p\u0159etrv\u00e1n\u00edm probl\u00e9m\u016f s\u00a0energiemi z\u00a0konce lo\u0148sk\u00e9ho roku. Za n\u011bkolik posledn\u00edch m\u011bs\u00edc\u016f se v\u0161ak trh op\u011bt probudil a od druh\u00e9ho pololet\u00ed c\u00edt\u00edme razantn\u00ed zv\u00fd\u0161en\u00ed z\u00e1jmu o \u00fav\u011bry ze strany spot\u0159ebitel\u016f,\u201c<\/em><\/strong> komentuje v\u00fdvoj z\u00e1jmu o \u00fav\u011bry \u0159editel retailov\u00e9ho financov\u00e1n\u00ed CFIG Credit Jakub \u0160ulc.<\/p>\n

V\u00fdvoj hodnoty \u00fav\u011brov\u00e9ho portfolia:<\/strong><\/p>\n

2018: 484 mil. K\u010d<\/p>\n

2019: 828 mil. K\u010d<\/p>\n

2020: 1, 028 mld. K\u010d<\/p>\n

2021: 1, 214 mld. K\u010d<\/p>\n

k 31.10.2022: 1,6 mld. K\u010d<\/p>\n

Letos do konce \u0159\u00edjna vzrostlo \u00fav\u011brov\u00e9 portfolio spole\u010dnosti t\u00e9m\u011b\u0159 o 400 mil. K\u010d<\/strong>. Od roku 2018, kdy \u00fav\u011brov\u00e1 \u010dinnost spadala pod hlavi\u010dku mate\u0159sk\u00e9 spole\u010dnosti CFIG SE, se portfolio spole\u010dnosti zv\u00fd\u0161ilo t\u00e9m\u011b\u0159 o 1,2 mld. K\u010d.<\/strong><\/p>\n

Za deset m\u011bs\u00edc\u016f leto\u0161n\u00edho roku poskytla CFIG SE \u00fav\u011bry v hodnot\u011b 380 mil. K\u010d<\/strong>, tedy o 170 mil. K\u010d <\/strong>v\u00edce ne\u017e za cel\u00fd rok 2021. V\u00a0samotn\u00e9m \u0159\u00edjnu leto\u0161n\u00edho roku klient\u016fm vyplatila \u00fav\u011bry v hodnot\u011b t\u00e9m\u011b\u0159 47 mil. K\u010d, co\u017e je v meziro\u010dn\u00edm srovn\u00e1n\u00ed zhruba trojn\u00e1sobn\u00fd n\u00e1r\u016fst<\/strong> hodnoty z \u0159\u00edjna 2021.<\/p>\n

\u201eZv\u00fd\u0161enou popt\u00e1vku p\u0159ipisujeme krom\u011b situace na trhu tak\u00e9 tomu, \u017ee jsme roz\u0161\u00ed\u0159ili svou produktovou \u0159adu zp\u016fsobem, kter\u00fd umo\u017e\u0148uje nab\u00eddnout \u00fav\u011br na m\u00edru co nejv\u011bt\u0161\u00edmu po\u010dtu spot\u0159ebitel\u016f pln\u011b online, na n\u011bkolik kliknut\u00ed a bez zbyte\u010dn\u00fdch pr\u016ftah\u016f. Rekordn\u00ed zisky a r\u016fst \u00fav\u011brovan\u00fdch objem\u016f o\u010dek\u00e1v\u00e1me tak\u00e9 v roce 2023,\u201c<\/em><\/strong> \u0159\u00edk\u00e1 Jakub \u0160ulc. Z\u00e1rove\u0148 upozor\u0148uje, \u017ee aktu\u00e1ln\u00ed zisk samotn\u00e9 spole\u010dnosti CFIG Credit p\u0159ekonal zisk cel\u00e9 skupiny CFIG za lo\u0148sk\u00fd rok.<\/p>\n

Vedle samotn\u00e9ho poskytov\u00e1n\u00ed \u00fav\u011br\u016f CFIG Credit \u00fav\u011bry tak\u00e9 zprost\u0159edkov\u00e1v\u00e1. Jenom za z\u00e1\u0159\u00ed a \u0159\u00edjen tohoto roku spole\u010dnost zprost\u0159edkovala \u00fav\u011bry t\u00e9m\u011b\u0159 za 81 mil. K\u010d<\/strong>, co\u017e je bezm\u00e1la o 50 %<\/strong> vy\u0161\u0161\u00ed hodnota ne\u017e za stejn\u00e9 obdob\u00ed v\u00a0roce 2021, kdy hodnota zprost\u0159edkovan\u00fdch \u00fav\u011br\u016f \u010dinila 47 mil. K\u010d. \u201eSv\u00e9ho maxima jsme zdaleka nedos\u00e1hli. Pokud bude p\u0159\u00ed\u0161t\u00ed rok ekonomick\u00e1 situace v\u00edce stabilizovan\u00e1, budeme o\u010dek\u00e1vat zv\u00fd\u0161en\u00ed produkce op\u011bt ve vy\u0161\u0161\u00edch des\u00edtk\u00e1ch procent,\u201c <\/em><\/strong>dod\u00e1v\u00e1 \u0159editel zprost\u0159edkovatelsk\u00e9 divize Ale\u0161 Pavel.<\/p>\n

P\u0159ed V\u00e1noci roste popt\u00e1vka po spot\u0159ebitelsk\u00fdch p\u016fj\u010dk\u00e1ch ka\u017edoro\u010dn\u011b o 20 %. \u201eLetos v\u0161ak evidujeme zhruba dvojn\u00e1sobn\u00fd po\u010det \u00fav\u011br\u016f oproti lo\u0148sku,\u201c<\/strong> dod\u00e1v\u00e1 \u0160ulc s\u00a0t\u00edm, \u017ee lid\u00e9 by m\u011bli dob\u0159e promyslet sv\u00e9 mo\u017enosti, aby je p\u016fj\u010dka na d\u00e1rky nep\u0159ivedla do dluhov\u00e9 spir\u00e1ly. CFIG Credit proto ve sv\u00e9m desateru z\u00e1kladn\u00edch ot\u00e1zek odpov\u011bdn\u00e9ho \u00fav\u011brov\u00e1n\u00ed<\/strong><\/a> rad\u00ed spot\u0159ebitel\u016fm, co promyslet p\u0159ed t\u00edm, ne\u017e po\u017e\u00e1daj\u00ed o \u00fav\u011br.<\/p>\n

V\u00fdvoj Hrub\u00e9ho zisku CFIG Credit:<\/strong><\/p>\n

    \n
  1. pololet\u00ed 2021: 0,7 mil. K\u010d<\/li>\n<\/ol>\n

    cel\u00fd rok 2021: 24 mil. K\u010d<\/p>\n

      \n
    1. pololet\u00ed 2022: 54 mil. K\u010d<\/li>\n<\/ol>\n

      leden a\u017e \u0159\u00edjen 2022: 99,5 mil. K\u010d<\/strong><\/p>\n

      Hrub\u00fd zisk k 31. 10. 2022 spole\u010dnost hl\u00e1s\u00ed v hodnot\u011b 99,5 mil. K\u010d<\/strong>. To je v porovn\u00e1n\u00ed s lo\u0148sk\u00fdm ziskem v hodnot\u011b 24 mil. K\u010d o 314,6 % v\u00edce<\/strong>. U\u017e z pololetn\u00edch v\u00fdsledk\u016f k\u00a030.6.2022 bylo z\u0159eteln\u00e9 t\u00e9m\u011b\u0159 50% zv\u00fd\u0161en\u00ed<\/strong> na hodnotu 54 mil. K\u010d.<\/p>\n

      CFIG Credit h\u00e1j\u00ed principy odpov\u011bdn\u00e9ho \u00fav\u011brov\u00e1n\u00ed a dodr\u017euje sv\u016fj etick\u00fd kodex, k\u00a0n\u011bmu\u017e se zavazuje nejen licenc\u00ed \u010cNB, ale tak\u00e9 \u010dlenstv\u00edm v\u00a0\u010cesk\u00e9 finan\u010dn\u00ed a leasingov\u00e9 asociaci a \u010cesk\u00e9 asociaci v\u011b\u0159itel\u016f.<\/p>\n","protected":false},"excerpt":{"rendered":"

      Spole\u010dnost CFIG Credit letos p\u0159ekon\u00e1v\u00e1 jeden rekordn\u00ed m\u011bs\u00edc za druh\u00fdm, a to sam\u00e9 lze nyn\u00ed u\u017e s jistotou predikovat i pro cel\u00fd rok 2022. Skv\u011bl\u00e9 […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":239,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=238"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/238\/revisions"}],"predecessor-version":[{"id":240,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/238\/revisions\/240"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/239"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}