{"id":2075,"date":"2023-10-06T08:51:47","date_gmt":"2023-10-06T08:51:47","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=2075"},"modified":"2023-10-06T08:51:47","modified_gmt":"2023-10-06T08:51:47","slug":"jak-nenaletet-na-metody-zvane-vishing-ci-spoofing","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=2075","title":{"rendered":"Jak nenalet\u011bt na metody zvan\u00e9 vishing \u010di spoofing?"},"content":{"rendered":"<p><strong>P\u0159esto\u017ee policie i finan\u010dn\u00ed instituce opakovan\u011b varuj\u00ed p\u0159ed telefon\u00e1ty podvodn\u00edk\u016f vyd\u00e1vaj\u00edc\u00edch se za z\u00e1stupce bank a dal\u0161\u00edch organizac\u00ed, zlo\u010din\u016f dan\u00e9ho typu kontinu\u00e1ln\u011b p\u0159ib\u00fdv\u00e1. <\/strong><!--more--><\/p>\n<p>Pr\u016fm\u011brn\u00e1 v\u00fd\u0161e odcizen\u00fdch \u010d\u00e1stek z\u00e1rove\u0148 podle dat kriminalist\u016f sah\u00e1 zhruba k\u00a0400 tis\u00edc\u016fm korun, v\u00fdjimkou v\u0161ak nejsou ani milionov\u00e9 kr\u00e1de\u017ee. Nechat se nap\u00e1lit je st\u00e1le snadn\u011bj\u0161\u00ed, nebo\u0165 podvodn\u00edci pravideln\u011b zdokonaluj\u00ed sv\u00e9 postupy.<\/p>\n<p>Jen v\u00a0roce 2022 \u0159e\u0161ili policist\u00e9 v\u00a0\u010cesk\u00e9 republice v\u00a0souvislosti s\u00a0kyberkriminalitou p\u0159es osmn\u00e1ct a p\u016fl tis\u00edce p\u0159\u00edpad\u016f. Oproti p\u0159edchoz\u00edmu roku jde o prakticky stoprocentn\u00ed n\u00e1r\u016fst. \u0158adu p\u0159\u00edpad\u016f p\u0159itom lid\u00e9 v\u016fbec nenahl\u00e1s\u00ed. Vedle internetov\u00fdch podvod\u016f ve velk\u00e9 m\u00ed\u0159e buj\u00ed i\u00a0ty telefonick\u00e9. Mezi relativn\u011b nov\u00e9 metody zlod\u011bj\u016f se \u0159ad\u00ed nap\u0159\u00edklad takzvan\u00fd vishing \u010di spoofing.<\/p>\n<p><em>\u201eVishing je typ podvodn\u00e9ho vol\u00e1n\u00ed, kter\u00e9 se z\u00a0\u010dlov\u011bka sna\u017e\u00ed vyl\u00e1kat citliv\u00e9 \u00fadaje \u010di jej rovnou p\u0159im\u011bt k\u00a0p\u0159evodu pen\u011bz. \u00dato\u010dn\u00edci se \u010dasto vyd\u00e1vaj\u00ed za bank\u00e9\u0159e, makl\u00e9\u0159e \u010di policisty a\u00a0vyu\u017e\u00edvaj\u00ed r\u016fzn\u00e9 formy psychologick\u00e9ho n\u00e1tlaku, aby ob\u011bti dostali tam, kam pot\u0159ebuj\u00ed,\u201c<\/em> p\u0159ibli\u017euje <strong>Jan Ned\u011bln\u00edk<\/strong>, \u0159editel spole\u010dnosti Konecta Czech a Hungary, kter\u00e1 se specializuje na outsourcing z\u00e1kaznick\u00fdch slu\u017eeb.<\/p>\n<p><strong>Fale\u0161n\u00fd bank\u00e9\u0159 \u010di investi\u010dn\u00ed poradce<\/strong><\/p>\n<p>Typick\u00fdm p\u0159\u00edkladem, p\u0159ed n\u00edm\u017e v\u00a0leto\u0161n\u00edm roce ji\u017e \u0159ada bank sv\u00e9 klienty varovala, je sc\u00e9n\u00e1\u0159, v\u00a0r\u00e1mci kter\u00e9ho se podvodn\u00edci sna\u017e\u00ed u lid\u00ed navodit dojem, \u017ee jsou jejich finance v\u00a0ohro\u017een\u00ed. \u00dato\u010dn\u00edk se obvykle p\u0159edstav\u00ed jako pracovn\u00edk banky a informuje volan\u00e9ho, \u017ee jeho \u00fa\u010det byl napaden. Jedin\u00fdm v\u00fdchodiskem z\u00a0dan\u00e9 situace m\u00e1 b\u00fdt odesl\u00e1n\u00ed financ\u00ed na bezpe\u010dn\u00fd \u00fa\u010det \u010di jejich vlo\u017een\u00ed do bezpe\u010dn\u00e9ho bankomatu.<\/p>\n<p>Krom\u011b fale\u0161n\u00e9ho bank\u00e9\u0159e ob\u011bti \u010dasto kontaktuje i dal\u0161\u00ed komplic vyd\u00e1vaj\u00edc\u00ed se typicky za policistu. Realisti\u010dnost cel\u00e9ho podvodu mnohdy zlod\u011bji je\u0161t\u011b zdokonaluj\u00ed pou\u017eit\u00edm metody zn\u00e1m\u00e9 jako spoofing, kdy dok\u00e1\u017eou napodobit jak\u00e9koli jin\u00e9 telefonn\u00ed \u010d\u00edslo. \u010clov\u011bku se tak na mobiln\u00edm telefonu skute\u010dn\u00ed zobraz\u00ed, \u017ee mu vol\u00e1 policie \u010di jeho banka.<\/p>\n<p><em>\u201eTriky a\u00a0vyjedn\u00e1vac\u00ed techniky podvodn\u00edk\u016f jsou velmi propracovan\u00e9. Zda\u0159ile napodobuj\u00ed chov\u00e1n\u00ed zam\u011bstnanc\u016f klientsk\u00e9ho centra a\u00a0um\u00ed si klienta pod z\u00e1minkou fale\u0161n\u00e9ho bank\u00e9\u0159e, z\u00e1stupce vybran\u00e9 instituce \u010di bezpe\u010dnostn\u00edho experta z\u00edskat na svoji stranu,\u201c<\/em> dopl\u0148uje <strong>Petr Z\u00edma<\/strong>, mana\u017eer \u010cesk\u00e9 spo\u0159itelny pro klientskou bezpe\u010dnost a\u00a0bankovn\u00ed identitu.<\/p>\n<p>Neust\u00e1le se zvy\u0161uj\u00edc\u00ed \u00farove\u0148 dovednost\u00ed \u00fato\u010dn\u00edk\u016f potvrzuje i <strong>Marek Mach\u00e1\u010dek<\/strong>, expert na prevenci platebn\u00edch podvod\u016f v\u00a0Komer\u010dn\u00ed bance. <em>\u201e\u0158e\u0161il jsem p\u0159\u00edpad, kdy \u00fato\u010dn\u00edk napsal e-mail s\u00a0pomoc\u00ed um\u011bl\u00e9 inteligence, kter\u00e1 okop\u00edrovala styl nad\u0159\u00edzen\u00e9ho z\u00a0korespondence dostupn\u00e9 na internetu. I on s\u00e1m n\u00e1sledn\u011b \u0159\u00edkal, \u017ee by podle pou\u017eit\u00fdch slovn\u00edch obrat\u016f uv\u011b\u0159il, \u017ee to s\u00e1m napsal,\u201c<\/em> uv\u00e1d\u00ed.<\/p>\n<p><strong>Na hesla se banka nikdy nept\u00e1<\/strong><\/p>\n<p>Z\u00e1kladem toho, jak podvodn\u00edk\u016fm nesko\u010dit na jejich finty, je b\u00fdt ostra\u017eit\u00fd. <em>\u201eBankovn\u00ed spole\u010dnosti za \u017e\u00e1dn\u00fdch okolnost\u00ed ne\u017e\u00e1daj\u00ed po klientech citliv\u00e9 \u00fadaje, jako jsou hesla, CVV k\u00f3dy a podobn\u011b. Pokud k\u00a0takov\u00e9 situaci b\u011bhem hovoru dojde, jedn\u00e1 se s\u00a0vysokou pravd\u011bpodobnost\u00ed o podvod,\u201c <\/em>varuje Jan Ned\u011bln\u00edk.<\/p>\n<p>V\u00a0moment\u011b, kdy se \u010dlov\u011bk c\u00edt\u00ed pod tlakem \u010di si zkr\u00e1tka v\u00a0dan\u00e9 situaci nen\u00ed jist\u00fd, m\u011bl by telefon\u00e1t rad\u011bji ukon\u010dit a vz\u00edt si \u010das na rozmy\u0161lenou. Ve\u0161ker\u00e9 obdr\u017een\u00e9 informace si m\u016f\u017ee n\u00e1sledn\u011b nechat ov\u011b\u0159it u sv\u00e9 bankovn\u00ed spole\u010dnosti \u010di jin\u00e9 instituce. <em>\u201ePokud m\u00e1 n\u00e1\u0161 klient b\u011bhem hovoru s\u00a0kolegy z\u00a0kontaktn\u00edho centra jenom st\u00edn pochybnosti o tom, jestli mu skute\u010dn\u011b vol\u00e1 n\u011bkdo z\u00a0banky, v\u017edy klientovi doporu\u010dujeme hovor ihned ukon\u010dit a neprodlen\u011b n\u00e1m zavolat na na\u0161i bloka\u010dn\u00ed linku,\u201c <\/em>doporu\u010duje <strong>Jana Pokorn\u00e1<\/strong>, tiskov\u00e1 mluv\u010d\u00ed pro Air Bank.<\/p>\n<p>V\u00a0moment\u011b, kdy doty\u010dn\u00fd zjist\u00ed, \u017ee podvodn\u00edkovi nalet\u011bl, je nezbytn\u00e9 co nejrychleji kontaktovat svoji banku. V\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech lze je\u0161t\u011b transakci v\u010das zastavit a finance klienta ochr\u00e1nit.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>P\u0159esto\u017ee policie i finan\u010dn\u00ed instituce opakovan\u011b varuj\u00ed p\u0159ed telefon\u00e1ty podvodn\u00edk\u016f vyd\u00e1vaj\u00edc\u00edch se za z\u00e1stupce bank a dal\u0161\u00edch organizac\u00ed, zlo\u010din\u016f dan\u00e9ho typu kontinu\u00e1ln\u011b p\u0159ib\u00fdv\u00e1.<\/p>\n<\/div>","protected":false},"author":2,"featured_media":2079,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2075","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/2075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2075"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/2075\/revisions"}],"predecessor-version":[{"id":2080,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/2075\/revisions\/2080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/2079"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}