{"id":1987,"date":"2023-09-15T06:48:54","date_gmt":"2023-09-15T06:48:54","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1987"},"modified":"2023-09-15T07:37:53","modified_gmt":"2023-09-15T07:37:53","slug":"cnb-snizuje-sazbu-proticyklicke-kapitalove-rezervy-na-2","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1987","title":{"rendered":"\u010cNB sni\u017euje sazbu proticyklick\u00e9 rezervy"},"content":{"rendered":"<p><strong>Bankovn\u00ed rada \u010cesk\u00e9 n\u00e1rodn\u00ed banky rozhodla o sn\u00ed\u017een\u00ed sazby proticyklick\u00e9 kapit\u00e1lov\u00e9 rezervy pro expozice um\u00edst\u011bn\u00e9 v \u010cesk\u00e9 republice na \u00farove\u0148 2 %, a to zejm\u00e9na z d\u016fvodu postupn\u00e9ho sni\u017eov\u00e1n\u00ed cyklick\u00fdch syst\u00e9mov\u00fdch rizik v bilanc\u00edch bankovn\u00edho sektoru. Sazbu budou banky povinny dodr\u017eovat od 1. \u0159\u00edjna 2023.<\/strong><!--more--><\/p>\n<p>Bankovn\u00ed rada p\u0159i sv\u00e9m rozhodnut\u00ed vzala v\u00a0\u00favahu sou\u010dasnou pozici \u010desk\u00e9 ekonomiky ve finan\u010dn\u00edm cyklu, rozsah nahromad\u011bn\u00fdch \u00fav\u011brov\u00fdch rizik v bilanci bankovn\u00edho sektoru a v\u00fdvoj jeho zranitelnosti.<\/p>\n<p>Proticyklick\u00e1 kapit\u00e1lov\u00e1 rezerva je d\u016fle\u017eit\u00fdm n\u00e1strojem makroobez\u0159etnostn\u00ed politiky. Banky a\u00a0dru\u017estevn\u00ed z\u00e1lo\u017eny ji vytv\u00e1\u0159\u00ed na z\u00e1klad\u011b pokyn\u016f \u010cNB v obdob\u00ed nadm\u011brn\u00e9ho r\u016fstu \u00fav\u011br\u016f. Ten toti\u017e obvykle zvy\u0161uje finan\u010dn\u00ed nerovnov\u00e1hy a vede k r\u016fstu syst\u00e9mov\u00e9ho rizika. Naopak v\u00a0obdob\u00ed poklesu ekonomick\u00e9 aktivity je obvykl\u00e9 tuto rezervu uvol\u0148ovat, aby m\u011bly nefinan\u010dn\u00ed podniky a dom\u00e1cnosti p\u0159\u00edstup k \u00fav\u011br\u016fm bez nadm\u011brn\u011b zp\u0159\u00edsn\u011bn\u00fdch podm\u00ednek.<\/p>\n<p>Bli\u017e\u0161\u00ed informace k\u00a0rozhodnut\u00ed bankovn\u00ed rady naleznete v\u00a0<a href=\"https:\/\/www.cnb.cz\/cs\/financni-stabilita\/makroobezretnostni-politika\/proticyklicka-kapitalova-rezerva\/\">Opat\u0159en\u00ed obecn\u00e9 povahy ke\u00a0stanoven\u00ed sazby proticyklick\u00e9 kapit\u00e1lov\u00e9 rezervy III\/2023<\/a>, kter\u00e9 bude zve\u0159ejn\u011bno 15.\u00a0z\u00e1\u0159\u00ed 2023.<\/p>\n<p>\u010cNB rozhoduje o nastaven\u00ed proticyklick\u00e9 kapit\u00e1lov\u00e9 rezervy \u010dtvrtletn\u011b u\u017e od roku 2014. P\u0159\u00ed\u0161t\u011b to bude na jedn\u00e1n\u00ed bankovn\u00ed rady v\u00a0listopadu 2023.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Bankovn\u00ed rada \u010cesk\u00e9 n\u00e1rodn\u00ed banky rozhodla o sn\u00ed\u017een\u00ed sazby proticyklick\u00e9 kapit\u00e1lov\u00e9 rezervy pro expozice um\u00edst\u011bn\u00e9 v \u010cesk\u00e9 republice na \u00farove\u0148 2 %, a to zejm\u00e9na <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1987\" title=\"\u010cNB sni\u017euje sazbu proticyklick\u00e9 rezervy\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":54,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1987"}],"version-history":[{"count":2,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1987\/revisions"}],"predecessor-version":[{"id":1993,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1987\/revisions\/1993"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/54"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}