{"id":1942,"date":"2023-09-06T07:40:47","date_gmt":"2023-09-06T07:40:47","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1942"},"modified":"2023-09-07T05:46:25","modified_gmt":"2023-09-07T05:46:25","slug":"cba-spousti-kybertest-2023","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1942","title":{"rendered":"\u010cBA spou\u0161t\u00ed Kybertest 2023"},"content":{"rendered":"<h4><strong>Kybernetick\u00fdch \u00fatok\u016f dramaticky p\u0159ib\u00fdv\u00e1, jen v\u00a0prvn\u00edm pololet\u00ed jich bylo p\u0159es 30\u00a0tis\u00edc. \u010cesk\u00e1 bankovn\u00ed asociace proto op\u011bt spou\u0161t\u00ed celon\u00e1rodn\u00ed vzd\u011bl\u00e1vac\u00ed kampa\u0148 #nePINdej! Nov\u011b do n\u00ed zapojila i\u00a0um\u011blou inteligenci.<\/strong><\/h4>\n<p><!--more--><\/p>\n<p>Po\u010det kybernetick\u00fdch \u00fatok\u016f na klienty bank v\u00fdrazn\u011b roste u\u017e n\u011bkolik let. Jen za prvn\u00edch \u0161est m\u011bs\u00edc\u016f tohoto roku jich bylo 31 323 a na policii bylo nahl\u00e1\u0161eno 10 219 z nich. To je o 15 % v\u00edc ne\u017e ve stejn\u00e9m obdob\u00ed lo\u0148sk\u00e9ho roku. Celkov\u00e9 \u0161kody jdou do stovek milion\u016f, v pr\u016fm\u011bru na jednoho po\u0161kozen\u00e9ho klienta se jedn\u00e1 o 21 522 korun. Nejvy\u0161\u0161\u00ed \u0161koda u jednoho klienta \u010dinila p\u0159es 15 milion\u016f. \u010cesk\u00e1 bankovn\u00ed asociace proto ve spolupr\u00e1ci s Polici\u00ed \u010cR a N\u00daKIB spou\u0161t\u00ed dal\u0161\u00ed ro\u010dn\u00edk rozs\u00e1hl\u00e9 celon\u00e1rodn\u00ed vzd\u011bl\u00e1vac\u00ed kampan\u011b #nePINdej!<\/p>\n<div class=\"column col-lg-7 col-md-7 col-sm-7 col-xs-12 \">\n<p>E-\u0161mejdi jsou \u010d\u00edm d\u00e1l vynal\u00e9zav\u011bj\u0161\u00ed a\u00a0kybernetick\u00fdch \u00fatok\u016f p\u0159ib\u00fdv\u00e1 ji\u017e n\u011bkolik let v\u00a0\u0159ad\u011b. \u0160koda na jednoho klienta ale kles\u00e1, za prvn\u00edch \u0161est m\u011bs\u00edc\u016f leto\u0161n\u00edho roku dos\u00e1hla necel\u00fdch 22\u00a0tis\u00edc korun.\u00a0<em>\u201eKyberbezpe\u010dnost je pro banky prioritou. V\u00fdznamn\u00e1 \u010d\u00e1st jejich rozpo\u010dtu jde pr\u00e1v\u011b do t\u00e9to oblasti, a\u0165 u\u017e se to t\u00fdk\u00e1 v\u00fdvoje a\u00a0implementace nov\u00fdch technologi\u00ed, nebo vzd\u011bl\u00e1vac\u00edch a\u00a0osv\u011btov\u00fdch aktivit. D\u00edky investic\u00edm do modern\u00edch technologi\u00ed a\u00a0dob\u0159e nastaven\u00fdm intern\u00edm proces\u016fm se bank\u00e1m da\u0159\u00ed p\u0159edch\u00e1zet \u0161kod\u00e1m klient\u016f nebo je sni\u017eovat,\u201c<\/em>\u00a0uv\u00e1d\u00ed\u00a0<strong>Jan Juchelka, prezident \u010cesk\u00e9 bankovn\u00ed asociace<\/strong>, a\u00a0z\u00e1rove\u0148 dod\u00e1v\u00e1: \u201eOdpov\u011bdnost nen\u00ed jen na bank\u00e1ch, ale p\u0159edev\u0161\u00edm na klientech samotn\u00fdch. \u010cesk\u00e1 bankovn\u00ed asociace proto znovu spou\u0161t\u00ed rozs\u00e1hlou osv\u011btovou kampa\u0148 #nePINdej! b\u011bhem n\u00ed\u017e se m\u016f\u017ee \u0161irok\u00e1 ve\u0159ejnost sezn\u00e1mit s\u00a0nej\u010dast\u011bj\u0161\u00edmi typy podvod\u016f a\u00a0nau\u010dit se, jak jim nenalet\u011bt.\u201c<\/p>\n<\/div>\n<div class=\"column col-lg-5 col-md-5 col-sm-5 col-xs-12 \">\n<p>Finan\u010dn\u00ed instituce rok od roku v\u00fdznamn\u011b posiluj\u00ed rozpo\u010dty na kyberbezpe\u010dnost, dokl\u00e1daj\u00ed to i data N\u00e1rodn\u00edho \u00fa\u0159adu pro kybernetickou a informa\u010dn\u00ed bezpe\u010dnost (N\u00daKIB).\u00a0<em>\u201eLoni nav\u00fd\u0161ilo rozpo\u010det na kyberbezpe\u010dnost 56\u00a0% finan\u010dn\u00edch instituc\u00ed. I\u00a0d\u00edky t\u011bmto investic\u00edm v\u011bt\u0161ina pokus\u016f o\u00a0kybernetick\u00fd \u00fatok nevy\u00fastila v\u00a0z\u00e1va\u017en\u00e9 incidenty. Finan\u010dn\u00ed sektor tak nad\u00e1le pat\u0159\u00ed k\u00a0t\u011bm nejzabezpe\u010den\u011bj\u0161\u00edm,\u201c<\/em>\u00a0vysv\u011btluje\u00a0<strong>Luk\u00e1\u0161 Kintr, \u0159editel N\u00daKIB<\/strong>. \u00da\u0159ad ka\u017edoro\u010dn\u011b detekuje vysok\u00e9 po\u010dty podvodn\u00fdch telefon\u00e1t\u016f, textov\u00fdch zpr\u00e1v nebo e\u2011mail\u016f a\u00a0je pravd\u011bpodobn\u00e9, \u017ee jejich m\u00edra sp\u00ed\u0161e poroste. \u201e\u017dijeme v\u00a0digit\u00e1ln\u00ed dob\u011b, kter\u00e1 n\u00e1m mnoh\u00e9 v\u011bci usnad\u0148uje, ale tak\u00e9 p\u0159in\u00e1\u0161\u00ed mnoh\u00e1 rizika. A\u00a0mezi n\u011b pat\u0159\u00ed i\u00a0rostouc\u00ed po\u010det r\u016fzn\u00fdch kyber\u00fatok\u016f. Nejlep\u0161\u00ed obranou proti t\u011bmto pokus\u016fm z\u016fst\u00e1v\u00e1 nad\u00e1le celospole\u010densk\u00e1 osv\u011bta s\u00a0c\u00edlem dos\u00e1hnout \u0161irok\u00e9 informovanosti ve\u0159ejnosti o\u00a0hrozb\u00e1ch, kter\u00fdm ka\u017edodenn\u011b \u010del\u00edme, aby byli lid\u00e9 schopni rozpoznat, \u017ee se je n\u011bkdo sna\u017e\u00ed podv\u00e9st\u00a0\u2013 a\u0165 u\u017e formou phishingu, vishingu, nebo jak\u00fdmkoli obdobn\u00fdm zp\u016fsobem\u00a0\u2013, a\u00a0nepodce\u0148ovali situaci,\u201c dod\u00e1v\u00e1 \u0159editel Kintr.<\/p>\n<\/div>\n<div class=\"column col-lg-5 col-md-5 col-sm-5 col-xs-12 \">\n<p>P\u0159ib\u00fdv\u00e1 tak\u00e9 zp\u016fsob\u016f, jimi\u017e se podvodn\u00edci sna\u017e\u00ed sv\u00e9 ob\u011bti nachytat. St\u00e1le vynal\u00e9zav\u011bj\u0161\u00ed jsou na soci\u00e1ln\u00edch s\u00edt\u00edch, kde je snadn\u00e9 naj\u00edt ob\u011b\u0165, nebo\u0165 je podle dat \u010cesk\u00e9ho statistick\u00e9ho \u00fa\u0159adu pou\u017e\u00edv\u00e1 70 % \u010desk\u00e9 populace nad 16 let. Mezi jeden z nejz\u00e1va\u017en\u011bj\u0161\u00edch typ\u016f podvod\u016f ale nad\u00e1le pat\u0159\u00ed podvodn\u00e9 navol\u00e1v\u00e1n\u00ed, tzv. vishing. Je o to nebezpe\u010dn\u011bj\u0161\u00ed, \u017ee e\u2011\u0161mejdi dok\u00e1\u017eou v\u011brn\u011b napodobit i telefonn\u00ed \u010d\u00edslo instituce, za kterou se vyd\u00e1vaj\u00ed, tzv. spoofing. Jm\u00e9nem banky, Policie \u010cR, \u010cNB nebo N\u00daKIB se pak sna\u017e\u00ed lidi vystra\u0161it t\u00edm, \u017ee maj\u00ed napaden\u00fd bankovn\u00ed \u00fa\u010det, zablokovan\u00e9 mobiln\u00ed bankovnictv\u00ed nebo je zneu\u017eita jejich identita a hroz\u00ed, \u017ee si na n\u011b n\u011bkdo sjedn\u00e1 \u00fav\u011br. \u0160kody se p\u0159itom \u010dasto pohybuj\u00ed i v \u0159\u00e1dech stovek tis\u00edc korun na klienta.<\/p>\n<\/div>\n<div class=\"column col-lg-5 col-md-5 col-sm-5 col-xs-12 \">\n<p><em>\u201eV posledn\u00edch letech jsme sv\u011bdky neb\u00fdval\u00e9ho vzestupu kriminality p\u00e1chan\u00e9 v online prost\u0159ed\u00ed. A\u010dkoliv meziro\u010dn\u00ed n\u00e1r\u016fst v t\u00e9to oblasti letos nedos\u00e1hne 100 % jako v lo\u0148sk\u00e9m roce, kybernetick\u00e9 \u00fatoky jsou st\u00e1le propracovan\u011bj\u0161\u00ed. Zejm\u00e9na jde o podvodn\u00e1 jedn\u00e1n\u00ed, kter\u00e1 jsou prim\u00e1rn\u011b zalo\u017een\u00e1 na p\u0159ekon\u00e1n\u00ed lidsk\u00e9ho faktoru. Pachatel\u00e9 \u010dasto vyu\u017e\u00edvaj\u00ed neznalosti lid\u00ed o n\u00e1strah\u00e1ch internetu. To znamen\u00e1, \u017ee \u0159\u00e1dn\u011b pou\u010den\u00fd ob\u010dan by se v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b nem\u011bl st\u00e1t ob\u011bt\u00ed, p\u0159i\u010dem\u017e s touto my\u0161lenkou pracujeme i p\u0159i pl\u00e1nov\u00e1n\u00ed a realizaci preventivn\u00edch aktivit. Je proto d\u016fle\u017eit\u00e9 se aktivn\u011b zaj\u00edmat o nov\u00e9 hrozby a jednodu\u0161e na n\u011b b\u00fdt p\u0159ipraven. Nikdy nev\u00edte, kdy pr\u00e1v\u011b v\u00e1m p\u0159ijde podez\u0159el\u00e1 zpr\u00e1va nebo podvodn\u00fd telefon\u00e1t. Dok\u00e1\u017eete odolat? Dok\u00e1\u017eou to va\u0161i bl\u00edzc\u00ed?\u201c<\/em>\u00a0vysv\u011btluje\u00a0<strong>genpor. Mgr. Martin Vondr\u00e1\u0161ek, policejn\u00ed prezident.<\/strong>\u00a0<em>\u201eZku\u0161enost n\u00e1m ukazuje, \u017ee se ob\u011b\u0165mi st\u00e1vaj\u00ed i\u00a0vzd\u011blan\u00ed lid\u00e9 a\u00a0lid\u00e9 pracuj\u00edc\u00ed ve finan\u010dnictv\u00ed. Rozhodn\u011b neplat\u00ed, \u017ee se m\u016f\u017ee nachytat pouze hlup\u00e1k. Pachatel\u00e9 postupuj\u00ed sofistikovan\u011b a\u00a0dob\u0159e v\u011bd\u00ed, jak sv\u00fdmi ob\u011b\u0165mi manipulovat. Velmi \u010dasto se jedn\u00e1 o\u00a0c\u00edlen\u00e9 \u00fatoky vyu\u017e\u00edvaj\u00edc\u00ed citliv\u00e9 informace o\u00a0ob\u011btech. T\u011bch pachatel\u00e9 dok\u00e1\u017eou \u0161ikovn\u011b vyu\u017e\u00edt, stejn\u011b tak jako mnoha dal\u0161\u00edch prvk\u016f manipulace. \u010casov\u00fd n\u00e1tlak, zastra\u0161ov\u00e1n\u00ed, d\u016fv\u011bra v\u00a0lidsk\u00fd hlas, vyvol\u00e1n\u00ed pocitu snadn\u00e9ho a\u00a0rychl\u00e9ho zbohatnut\u00ed\u2026 Na ka\u017ed\u00e9ho z\u00a0n\u00e1s plat\u00ed n\u011bco jin\u00e9ho. Bohu\u017eel evidujeme i\u00a0p\u0159\u00edpady s\u00a0fat\u00e1ln\u00edmi \u0161kodami v\u00a0\u0159\u00e1dech statis\u00edc\u016f a\u017e milion\u016f korun,\u201c<\/em>\u00a0uzav\u00edr\u00e1\u00a0<strong>genpor. Mgr. Martin Vondr\u00e1\u0161ek.<\/strong><\/p>\n<\/div>\n<div class=\"column col-lg-7 col-md-7 col-sm-7 col-xs-12 \">\n<h5><strong>#nePINdej!\u00a0\u2013 celon\u00e1rodn\u00ed vzd\u011bl\u00e1vac\u00ed kampa\u0148 v\u00a0oblasti kyberbezpe\u010dnosti<\/strong><\/h5>\n<\/div>\n<div class=\"column col-lg-5 col-md-5 col-sm-5 col-xs-12 \">\n<p>Kybernetick\u00e1 kriminalita se t\u00fdk\u00e1 \u0161irok\u00e9 ve\u0159ejnosti bez rozd\u00edlu v\u011bku, pohlav\u00ed nebo vzd\u011bl\u00e1n\u00ed. \u010cesk\u00e1 bankovn\u00ed asociace proto spou\u0161t\u00ed dal\u0161\u00ed ro\u010dn\u00edk rozs\u00e1hl\u00e9 vzd\u011bl\u00e1vac\u00ed kampan\u011b <strong>#nePINdej!<\/strong>, kter\u00e1 upozor\u0148uje na s\u00edl\u00edc\u00ed nebezpe\u010d\u00ed podvod\u016f na internetu. Formou hrav\u00e9ho testu na\u00a0<strong><a href=\"https:\/\/www.kybertest.cz\">www.kybertest.cz<\/a><\/strong>\u00a0se z\u00e1jemci mohou rychle a\u00a0snadno nau\u010dit, jak rozpoznat kybernetick\u00e9 \u00fatoky a\u00a0jak jim nenalet\u011bt. Kampa\u0148 se zam\u011b\u0159uje na \u0161irokou ve\u0159ejnost\u00a0\u2013 mladistv\u00e9 od 12\u00a0let, dosp\u011bl\u00e9 i\u00a0seniory.<\/p>\n<\/div>\n<div class=\"column col-lg-7 col-md-7 col-sm-7 col-xs-12 \">\n<p><em>\u201eLo\u0148sk\u00e1 kampa\u0148 byla velmi \u00fasp\u011b\u0161n\u00e1, Kybertest si k\u00a0dne\u0161n\u00edmu dni vyzkou\u0161elo t\u00e9m\u011b\u0159 \u010dtvrt milionu lid\u00ed, p\u0159i\u010dem\u017e pr\u016fm\u011brn\u00e9 sk\u00f3re bylo 74\u00a0%. I\u00a0kdy\u017e se m\u016f\u017ee zd\u00e1t toto \u010d\u00edslo vysok\u00e9, opak je bohu\u017eel pravda. Sta\u010d\u00ed m\u00e1lo a\u00a0m\u016f\u017eete p\u0159ij\u00edt o\u00a0ve\u0161ker\u00e9 \u00faspory. Proto i\u00a0letos v\u00a0kampani pokra\u010dujeme a\u00a0m\u00e1me ambici zv\u00fd\u0161it nejen po\u010det t\u011bch, kte\u0159\u00ed si test vyzkou\u0161\u00ed, ale i\u00a0samotn\u00e9 v\u00fdsledn\u00e9 sk\u00f3re,\u201c<\/em>\u00a0\u0159\u00edk\u00e1\u00a0<strong>Monika Zah\u00e1lkov\u00e1, v\u00fdkonn\u00e1 \u0159editelka \u010cesk\u00e9 bankovn\u00ed asociace<\/strong>.<em>\u00a0\u201eAbychom test ud\u011blali je\u0161t\u011b atraktivn\u011bj\u0161\u00edm, za\u010dlenili jsme do n\u011bj nov\u00e9 druhy podvod\u016f, ale tak\u00e9 um\u011blou inteligenci, proto\u017ee i\u00a0s\u00a0tou e\u2011\u0161mejdi pracuj\u00ed a\u00a0prost\u0159ednictv\u00edm n\u00ed se sna\u017e\u00ed sv\u00e9 ob\u011bti okr\u00e1st. Novinky m\u00e1me i\u00a0ve zp\u016fsobech komunikace cel\u00e9 kampan\u011b. Nov\u011b oslov\u00edme ve\u0159ejnost prost\u0159ednictv\u00edm edukativn\u00edch spot\u016f v\u00a0\u010cesk\u00e9 televizi a\u00a0m\u00ed\u0159\u00edme tak\u00e9 do v\u011bt\u0161iny kin po cel\u00e9 \u010cR,\u201c<\/em>\u00a0dopl\u0148uje\u00a0<strong>Monika Zah\u00e1lkov\u00e1<\/strong>.<\/p>\n<\/div>\n<div class=\"column col-lg-7 col-md-7 col-sm-7 col-xs-12 \">\n<p>Kampa\u0148\u00a0<strong>#nePINdej!<\/strong>\u00a0zcela jist\u011b pat\u0159\u00ed k\u00a0nejrozs\u00e1hlej\u0161\u00edm kampan\u00edm v\u00a0oblasti kyberbezpe\u010dnosti, kter\u00e9 byly doposud realizov\u00e1ny. Unik\u00e1tn\u00ed je i\u00a0to, \u017ee se do n\u00ed zapojily jak org\u00e1ny st\u00e1tn\u00ed spr\u00e1vy, kter\u00e9 se kyberbezpe\u010dnost\u00ed zab\u00fdvaj\u00ed, tak kl\u00ed\u010dov\u00e9 firmy \u010desk\u00e9ho byznysu, jich\u017e samotn\u00fdch nebo jejich\u017e klient\u016f se podvodn\u00e9 \u00fatoky tak\u00e9 t\u00fdkaj\u00ed. Krom\u011b \u010cesk\u00e9 bankovn\u00ed asociace, kter\u00e1 je realiz\u00e1torem projektu, jsou do kampan\u011b zapojeny Policie \u010cesk\u00e9 republiky, N\u00e1rodn\u00ed \u00fa\u0159ad pro kybernetickou a\u00a0informa\u010dn\u00ed bezpe\u010dnost (N\u00daKIB), itego, a.s., \u010cesk\u00e1 spo\u0159itelna, Komer\u010dn\u00ed banka, \u010cSOB, Raiffeisenbank, VISA, \u010cEZ, Bal\u00edkovna, O2\u00a0a\u00a0\u010cesk\u00e9 dr\u00e1hy. Medi\u00e1ln\u00edmi partnery jsou \u010cesk\u00e1 televize, Seznam Zpr\u00e1vy, Den\u00edk a\u00a0Cinestar.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-1946\" src=\"http:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-300x169.jpg 300w, https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-1024x576.jpg 1024w, https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-768x432.jpg 768w, https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-1536x864.jpg 1536w, https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low-678x381.jpg 678w, https:\/\/www.czechbankingnews.cz\/wp-content\/uploads\/2023\/09\/TK-CBA-low.jpg 2000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Kybernetick\u00fdch \u00fatok\u016f dramaticky p\u0159ib\u00fdv\u00e1, jen v\u00a0prvn\u00edm pololet\u00ed jich bylo p\u0159es 30\u00a0tis\u00edc. \u010cesk\u00e1 bankovn\u00ed asociace proto op\u011bt spou\u0161t\u00ed celon\u00e1rodn\u00ed vzd\u011bl\u00e1vac\u00ed kampa\u0148 #nePINdej! Nov\u011b do n\u00ed zapojila <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1942\" title=\"\u010cBA spou\u0161t\u00ed Kybertest 2023\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1943,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1942","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1942"}],"version-history":[{"count":3,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1942\/revisions"}],"predecessor-version":[{"id":1947,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1942\/revisions\/1947"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1943"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}