{"id":192,"date":"2022-11-22T21:35:11","date_gmt":"2022-11-22T21:35:11","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=192"},"modified":"2022-11-23T12:04:29","modified_gmt":"2022-11-23T12:04:29","slug":"sporitelna-umoznuje-prevzit-hypoteku-s-puvodni-sazbou","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=192","title":{"rendered":"Spo\u0159itelna um\u00ed p\u0159evz\u00edt hypot\u00e9ku s p\u016fvodn\u00ed sazbou"},"content":{"rendered":"<p class=\"paragraph\" style=\"margin: 0cm; vertical-align: baseline;\"><span class=\"normaltextrun\"><b><span style=\"font-family: 'Arial',sans-serif;\">\u010cesk\u00e1 spo\u0159itelna jako jedna z m\u00e1la bank na trhu nov\u011b umo\u017e\u0148uje klient\u016fm p\u0159i prodeji nemovitosti p\u0159evz\u00edt kupuj\u00edc\u00edmi hypot\u00e9ku s p\u016fvodn\u00ed \u00farokovou sazbou, kter\u00e1 je \u010dasto zafixov\u00e1na na n\u011bkolik let dop\u0159edu a ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f m\u00e1 v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky, ne\u017e jsou aktu\u00e1ln\u011b na trhu.\u00a0<\/span><\/b><\/span><span class=\"eop\"><span style=\"font-family: 'Arial',sans-serif;\">\u00a0<\/span><\/span><\/p>\n<p><!--more--><\/p>\n<p><span class=\"normaltextrun\"><span style=\"font-family: 'Arial',sans-serif;\">\u201cP\u0159evzet\u00ed hypot\u00e9ky je v\u00fdhodn\u00e9 nejen pro kupuj\u00edc\u00edho, ale i pro prod\u00e1vaj\u00edc\u00edho. S ohledem na vy\u0161\u0161\u00ed \u00farokov\u00e9 sazby je aktu\u00e1ln\u011b popt\u00e1vka po koupi nov\u00e9ho bydlen\u00ed n\u00edzk\u00e1. Prodej nemovitosti s hypot\u00e9kou, kterou prod\u00e1vaj\u00edc\u00ed spl\u00e1c\u00ed u \u010cesk\u00e9 spo\u0159itelny, je tak velkou v\u00fdhodou,\u201d <\/span><\/span><span class=\"normaltextrun\"><span style=\"font-family: 'Arial',sans-serif;\">\u0159\u00edk\u00e1 Petra Skrbkov\u00e1, \u0161\u00e9fka t\u00fdmu Bydlen\u00ed v \u010cesk\u00e9 spo\u0159iteln\u011b a dod\u00e1v\u00e1: <\/span><\/span><\/p>\n<p><span class=\"normaltextrun\"><span style=\"font-family: 'Arial',sans-serif;\">\u201cAktu\u00e1ln\u00ed \u00farokov\u00e9 sazby u hypot\u00e9k se pohybuj\u00ed okolo \u0161esti procent, zat\u00edmco ty p\u016fvodn\u00ed jsou \u010dasto kolem hranice 2,5 %. Kupuj\u00edc\u00edmu, kter\u00fd si p\u0159i po\u0159\u00edzen\u00ed nemovitosti z\u00e1rove\u0148 p\u0159evezme hypot\u00e9ku od prod\u00e1vaj\u00edc\u00edho, u\u0161et\u0159\u00edme na spl\u00e1tce pr\u016fm\u011brn\u011b 3 200 K\u010d m\u011bs\u00ed\u010dn\u011b. Mo\u017enost p\u0159evz\u00edt hypot\u00e9ku s p\u016fvodn\u00ed sazbou zv\u00fd\u0161\u00ed prod\u00e1vaj\u00edc\u00edmu \u0161ance na rychlej\u0161\u00ed prodej nemovitosti.\u201d\u00a0<\/span><\/span><span class=\"eop\"><span style=\"font-family: 'Arial',sans-serif;\">\u00a0<\/span><\/span><span class=\"normaltextrun\"><span style=\"font-family: 'Arial',sans-serif;\">\u00a0<\/span><\/span><\/p>\n<p class=\"paragraph\" style=\"margin: 0cm; vertical-align: baseline;\"><span class=\"normaltextrun\"><span style=\"font-family: 'Arial',sans-serif;\">Mo\u017enost p\u0159evzet\u00ed hypot\u00e9ky s p\u016fvodn\u00ed sazbou je ur\u010dena klient\u016fm, kte\u0159\u00ed u Spo\u0159itelny maj\u00ed hypote\u010dn\u00ed \u00fav\u011br a pot\u0159ebuj\u00ed z jak\u00e9hokoliv d\u016fvodu prodat svoji nemovitost. Nap\u0159\u00edklad z d\u016fvodu, kdy se cht\u011bj\u00ed p\u0159est\u011bhovat do v\u011bt\u0161\u00edho bydlen\u00ed. Pro kupuj\u00edc\u00edho je to zase zaj\u00edmav\u00e1 p\u0159\u00edle\u017eitost p\u0159evz\u00edt hypote\u010dn\u00ed \u00fav\u011br s v\u00fdhodn\u011bj\u0161\u00ed \u00farokovou sazbou.<\/span><\/span><span class=\"eop\"><span style=\"font-family: 'Arial',sans-serif;\">\u00a0<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u010cesk\u00e1 spo\u0159itelna jako jedna z m\u00e1la bank na trhu nov\u011b umo\u017e\u0148uje klient\u016fm p\u0159i prodeji nemovitosti p\u0159evz\u00edt kupuj\u00edc\u00edmi hypot\u00e9ku s p\u016fvodn\u00ed \u00farokovou sazbou, kter\u00e1 je \u010dasto <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=192\" title=\"Spo\u0159itelna um\u00ed p\u0159evz\u00edt hypot\u00e9ku s p\u016fvodn\u00ed sazbou\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":193,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=192"}],"version-history":[{"count":2,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/192\/revisions"}],"predecessor-version":[{"id":204,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/192\/revisions\/204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/193"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}