{"id":1906,"date":"2023-08-28T17:05:54","date_gmt":"2023-08-28T17:05:54","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1906"},"modified":"2023-08-28T17:05:54","modified_gmt":"2023-08-28T17:05:54","slug":"erv-nehod-cyklistu-kazdorocne-pribyva","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1906","title":{"rendered":"ERV: Nehod cyklist\u016f ka\u017edoro\u010dn\u011b p\u0159ib\u00fdv\u00e1"},"content":{"rendered":"<p><strong>\u010c\u00edm v\u00edce lid\u00ed v \u010cesku jezd\u00ed na kole ve voln\u00e9m \u010dase, t\u00edm v\u00edce se zvy\u0161uje po\u010det cyklistick\u00fdch nehod. Za pololet\u00ed zem\u0159elo nejv\u00edce cyklist\u016f od roku 2015.\u00a0<\/strong><\/p>\n<p><!--more--><\/p>\n<p>St\u00e1le v\u00edce \u010cech\u016f tr\u00e1v\u00ed sv\u016fj voln\u00fd \u010das na kole a s\u00a0t\u00edm z\u00e1konit\u011b stoup\u00e1 tak\u00e9 po\u010det cyklistick\u00fdch nehod. Zat\u00edmco v\u00a0roce 2021 jich bylo dle policejn\u00edch statistik zaznamen\u00e1no 3994, v\u00a0n\u00e1sleduj\u00edc\u00edm roce toto \u010d\u00edslo stouplo a\u017e na 4333. Zvy\u0161uje se tak\u00e9 po\u010det \u00famrt\u00ed a o\u0161et\u0159en\u00ed horskou slu\u017ebou v\u00a0r\u00e1mci vysokohorsk\u00fdch v\u00fdlet\u016f. Velkou m\u011brou se na tomto trendu pod\u00edl\u00ed rostouc\u00ed obl\u00edbenost elektrokol, kter\u00e1 jsou rychlej\u0161\u00ed, t\u011b\u017e\u0161\u00ed a t\u00edm p\u00e1dem mohou b\u00fdt h\u016f\u0159e ovladateln\u00e1. Probl\u00e9m je tak\u00e9 v\u00a0nepou\u017e\u00edv\u00e1n\u00ed ochrann\u00fdch prvk\u016f.<\/p>\n<p>N\u011bkolikr\u00e1t do m\u011bs\u00edce jezd\u00ed na kole alespo\u0148 37 % \u010cech\u016f a p\u00e1rkr\u00e1t do roka potom dal\u0161\u00edch 21 %. S\u00a0t\u00edm bohu\u017eel souvis\u00ed i nehody, jejich\u017e vin\u00edky jsou nez\u0159\u00eddka pr\u00e1v\u011b cyklist\u00e9. V\u00a0roce 2021 jezdci na kolech i elektrokolech zavinili 2672, v\u00a0roce n\u00e1sleduj\u00edc\u00edm pak dokonce 2826 nehod. Zhor\u0161uj\u00edc\u00ed se trend potvrzuj\u00ed policejn\u00ed statistiky i u po\u010dtu \u00famrt\u00ed b\u011bhem j\u00edzdy na kole. Zat\u00edmco b\u011bhem prvn\u00edho pololet\u00ed v\u00a0uplynul\u00fdch dvou letech o \u017eivot p\u0159i\u0161lo shodn\u011b 17 cyklist\u016f, v\u00a0leto\u0161n\u00edm roce se toto \u010d\u00edslo vy\u0161plhalo u\u017e na 23, co\u017e je nejv\u00edce od roku 2015, kdy na kole zem\u0159elo 26 lid\u00ed.<\/p>\n<p>S\u00a0t\u00edm samoz\u0159ejm\u011b souvis\u00ed ot\u00e1zka bezpe\u010dnostn\u00edch prvk\u016f p\u0159i cyklistice, p\u0159edev\u0161\u00edm helmy. V\u00a0lo\u0148sk\u00e9m roce zem\u0159elo p\u0159i dopravn\u00edch nehod\u00e1ch 13 cyklist\u016f s\u00a0p\u0159ilbou, bez p\u0159ilby jich pak bylo 29. I p\u0159es to, \u017ee je v\u00a0\u010cesk\u00e9 republice povinnost m\u00edt za j\u00edzdy \u0159\u00e1dn\u011b nasazenou a p\u0159ipevn\u011bnou p\u0159ilbu pro cyklisty i jezdce na kolob\u011b\u017ece do 18 let, je pou\u017e\u00edv\u00e1n\u00ed tohoto ochrann\u00e9ho prost\u0159edku doporu\u010dov\u00e1no bez ohledu na v\u011bk. <em>\u201eI v\u00a0zanedbateln\u00e9 rychlosti m\u016f\u017ee m\u00edt p\u00e1d, zp\u016fsoben\u00fd ne\u010dekanou p\u0159ek\u00e1\u017ekou \u010di chvilkou nepozornosti, fat\u00e1ln\u00ed n\u00e1sledky,\u201c<\/em> upozor\u0148uje Vlastimil Divok\u00fd, mana\u017eer marketingu a komunikace ERV Evropsk\u00e9 poji\u0161\u0165ovny.<\/p>\n<p>V\u00fdznamn\u00fdm faktorem p\u0159i zvy\u0161uj\u00edc\u00edm se po\u010dtu nehod je tak\u00e9 kontinu\u00e1ln\u00ed n\u00e1r\u016fst obl\u00edbenosti elektrokol. Ta umo\u017e\u0148uj\u00ed st\u00e1le v\u00edce cyklist\u016fm vyj\u00ed\u017ed\u011bt na v\u00fdlety do hor a p\u0159ib\u00fdvaj\u00ed tak i o\u0161et\u0159en\u00ed horskou slu\u017ebou. V\u00a0roce 2021 bylo za cel\u00fd rok o\u0161et\u0159eno 20 majitel\u016f elektrokol z\u00a0celkem 1109 nehod cyklist\u016f, v\u00a0n\u00e1sleduj\u00edc\u00edm roce 27 z\u00a01003 a v\u00a0leto\u0161n\u00edm roce bylo jen do 10. \u010dervence horskou slu\u017ebou o\u0161et\u0159eno u\u017e 28 cyklist\u016f na elektrick\u00fdch kolech z\u00a0celkov\u00e9ho po\u010dtu 300 zran\u011bn\u00fdch.<\/p>\n<p>K\u00a0v\u011bt\u0161\u00edmu riziku p\u0159isp\u00edv\u00e1 vy\u0161\u0161\u00ed hmotnost elektrick\u00fdch stroj\u016f a mnohdy tak\u00e9 m\u00e9n\u011b zku\u0161enost\u00ed a pokro\u010dilej\u0161\u00ed v\u011bk u\u017eivatel\u016f t\u011bchto kol, kte\u0159\u00ed jsou v\u00a0p\u0159\u00edpad\u011b nehody zraniteln\u011bj\u0161\u00ed a v\u00a0krizov\u00fdch situac\u00edch maj\u00ed pomalej\u0161\u00ed reakce. \u010casto se tak\u00e9 na trh dost\u00e1vaj\u00ed takzvan\u011b \u010dipovan\u00e1 elektrokola, kter\u00e1 sv\u00fdm v\u00fdkonem p\u0159ekra\u010duj\u00ed povolenou hranici ur\u010denou z\u00e1konem a svoj\u00ed rychlost\u00ed tak je\u0161t\u011b v\u00edce zvy\u0161uj\u00ed riziko nehody. I kdy\u017e cyklista sv\u011bdomit\u011b dodr\u017euje v\u0161echna bezpe\u010dnostn\u00ed opat\u0159en\u00ed a pou\u017e\u00edv\u00e1 ochrann\u00e9 prvky, nikdy nem\u00e1 zaru\u010deno, \u017ee se p\u00e1du nebo sr\u00e1\u017ece vyhne.<\/p>\n<p><strong>\u0160kod z po\u0161kozen\u00ed kol p\u0159ib\u00fdv\u00e1 <\/strong><\/p>\n<p>Celkov\u00fd po\u010det \u0161kod na j\u00edzdn\u00edch kolech a elektrokolech u ERV Evropsk\u00e9 z\u016fstal meziro\u010dn\u011b p\u0159ibli\u017en\u011b stejn\u00fd. <em>\u201ePod\u00edl \u0161kod zp\u016fsoben\u00fdch po\u0161kozen\u00edm se ale ka\u017edoro\u010dn\u011b zvy\u0161uje. Zat\u00edmco je\u0161t\u011b v\u00a0roce 2019 to bylo jen 42 %, letos je to u\u017e v\u00edce ne\u017e polovina %,\u201c <\/em>\u0159\u00edk\u00e1 Vlastimil Divok\u00fd.<\/p>\n<p>Data poji\u0161\u0165ovny tak potvrzuj\u00ed, \u017ee rozhodn\u011b nen\u00ed na \u0161kodu si bicykl pojistit nej pro p\u0159\u00edpad kr\u00e1de\u017ee, ale po\u0161kozen\u00ed. Ob\u011b rizika kryje pr\u00e1v\u011b speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed j\u00edzdn\u00edch kol a elektrokol od ERV Evropsk\u00e9 poji\u0161\u0165ovny. V\u00a0p\u0159\u00edpad\u011b kr\u00e1de\u017ee m\u00e1 mnohem \u0161ir\u0161\u00ed rozsah ochrany ne\u017e poji\u0161t\u011bn\u00ed dom\u00e1cnosti. Vztahuje se toti\u017e na kr\u00e1de\u017e z objektu i z voln\u00e9ho prostranstv\u00ed, auta \u010di nosi\u010de na kolo. Co se t\u00fd\u010de \u0161kod z\u00a0po\u0161kozen\u00ed, kryje i ty, kter\u00e9 na kole vzniknou p\u0159i p\u00e1du b\u011bhem j\u00edzdy na n\u011bm, b\u011bhem jeho p\u0159epravy nebo v p\u0159\u00edpad\u011b vandalismu. Poji\u0161t\u011bn\u00ed kol a elektrokol plat\u00ed jak v\u00a0\u010cR, tak v\u00a0zahrani\u010d\u00ed. <em>\u201eJedn\u00e1 se tak v podstat\u011b o havarijn\u00ed poji\u0161t\u011bn\u00ed pro na\u0161e jednostop\u00e9 mil\u00e1\u010dky a <\/em><em>v\u00fdhodou je i to, \u017ee nezohled\u0148uje amortizaci. Pokud tedy dojde ke zni\u010den\u00ed \u010di odcizen\u00ed kola, dostane klient voucher na nov\u00fd stroj,\u201c <\/em>popisuje Vlastimil Divok\u00fd. Poji\u0161t\u011bn\u00ed j\u00edzdn\u00edch kol a elektrokol je mo\u017en\u00e9 zakoupit pro nov\u00e1 a z\u00e1novn\u00ed kola do dvou let st\u00e1\u0159\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u010c\u00edm v\u00edce lid\u00ed v \u010cesku jezd\u00ed na kole ve voln\u00e9m \u010dase, t\u00edm v\u00edce se zvy\u0161uje po\u010det cyklistick\u00fdch nehod. Za pololet\u00ed zem\u0159elo nejv\u00edce cyklist\u016f od roku <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1906\" title=\"ERV: Nehod cyklist\u016f ka\u017edoro\u010dn\u011b p\u0159ib\u00fdv\u00e1\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1906"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1906\/revisions"}],"predecessor-version":[{"id":1907,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1906\/revisions\/1907"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/439"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}