{"id":1842,"date":"2023-08-16T06:37:13","date_gmt":"2023-08-16T06:37:13","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1842"},"modified":"2023-08-16T06:42:34","modified_gmt":"2023-08-16T06:42:34","slug":"solus-tlak-na-platebni-moralku-spotrebitelu-roste","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1842","title":{"rendered":"SOLUS: Tlak na platebn\u00ed mor\u00e1lku spot\u0159ebitel\u016f roste"},"content":{"rendered":"<p><strong>Nov\u00fd dluh po splatnosti zapsaly ve 2. \u010dtvrtlet\u00ed leto\u0161n\u00edho roku \u010dlensk\u00e9 spole\u010dnosti sdru\u017een\u00ed SOLUS do Registru fyzick\u00fdch osob v\u00edce ne\u017e 25 tis\u00edc\u016fm ob\u010dan\u016f \u010cR.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>Je to o\u00a010\u00a0procent v\u00edce, ne\u017e ve 2. \u010dtvrtlet\u00ed 2022. P\u0159ibli\u017en\u011b polovina z\u00a0t\u011bchto osob ji\u017e m\u011bla v\u00a0registru evidovan\u00fd d\u0159\u00edv\u011bj\u0161\u00ed dluh po splatnosti. Od za\u010d\u00e1tku roku 2023 byl do Registru fyzick\u00fdch osob SOLUS zaps\u00e1n dluh po splatnosti u 52 tis\u00edc osob.<\/p>\n<p>P\u0159esto\u017ee jsou rodinn\u00e9 rozpo\u010dty spot\u0159ebitel\u016f pod tlakem inflace a po\u010det z\u00e1pis\u016f do registru SOLUS se zv\u00fd\u0161il, dlouhodob\u00fd SOLUS Index vyk\u00e1zal m\u00edrn\u00fd pokles. Pod\u00edl ob\u010dan\u016f s\u00a0dluhem po splatnosti v\u00a0Registru fyzick\u00fdch osob SOLUS se sn\u00ed\u017eil z\u00a04,8 procenta v\u00a0b\u0159eznu na 4,56 procenta v\u00a0\u010dervnu. Na pokles p\u016fsob\u00ed v\u00edce faktor\u016f. Jedn\u00edm z\u00a0nich je zv\u00fd\u0161en\u00ed po\u010dtu obyvatel \u010cR v\u00a0r\u00e1mci v\u00fdpo\u010dtu SOLUS Indexu, kter\u00e9 sni\u017euje v\u00fdsledn\u00fd pod\u00edl ob\u010dan\u016f s\u00a0dluhem po splatnosti na celkov\u00e9m po\u010dtu obyvatel. V\u00fdznamn\u00e1 skupina ob\u010dan\u016f zapsan\u00fdch do Registru fyzick\u00fdch osob SOLUS se tak\u00e9 sna\u017e\u00ed sv\u00e9 z\u00e1vazky nebo jejich \u010d\u00e1st uhradit.<\/p>\n<p><em>\u201e\u00dadaje o dlu\u017en\u00e9 \u010d\u00e1stce po splatnosti mohou b\u00fdt v\u00a0Registru fyzick\u00fdch osob zpracov\u00e1v\u00e1ny po dobu, po kterou z\u00e1vazek spot\u0159ebitele trv\u00e1. Pokud z\u00e1vazek spot\u0159ebitele zanikl jinak ne\u017e splacen\u00edm nebo pokud jde o z\u00e1vazek proml\u010den\u00fd nebo z\u00e1vazek, od jeho\u017e placen\u00ed byl spot\u0159ebitel osvobozen, lze informaci o takov\u00e9m z\u00e1vazku v\u00a0registru zpracov\u00e1vat nejd\u00e9le po dobu t\u0159\u00ed let od z\u00e1niku takov\u00e9ho z\u00e1vazku, od jeho proml\u010den\u00ed nebo od okam\u017eiku, kdy nastalo osvobozen\u00ed podle jin\u00e9ho pr\u00e1vn\u00edho p\u0159edpisu. Z\u00a0t\u011bchto d\u016fvod\u016f doch\u00e1z\u00ed k\u00a0v\u00fdmazu n\u011bkter\u00fdch dluh\u016f bez toho, ani\u017e by byly skute\u010dn\u011b uhrazeny v\u00a0cel\u00e9 v\u00fd\u0161i,\u201c<\/em> uvedl Jan Stopka, tajemn\u00edk sdru\u017een\u00ed SOLUS.<\/p>\n<p>Zejm\u00e9na v\u00a0d\u016fsledku zm\u011bn v\u00a0\u00fav\u011brov\u00fdch a klientsk\u00fdch portfoli\u00edch \u010dlensk\u00fdch spole\u010dnost\u00ed poklesl b\u011bhem prvn\u00edho pololet\u00ed po\u010det evidovan\u00fdch ob\u010dan\u016f s\u00a0dluhem po splatnosti z\u00a0423 tis\u00edc na 408 tis\u00edc. Dlu\u017en\u00e1 \u010d\u00e1stka po splatnosti evidovan\u00e1 v\u00a0Registru klesla b\u011bhem prvn\u00edho pololet\u00ed minim\u00e1ln\u011b, z\u00a030,9 na 30,7 miliardy korun.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Nov\u00fd dluh po splatnosti zapsaly ve 2. \u010dtvrtlet\u00ed leto\u0161n\u00edho roku \u010dlensk\u00e9 spole\u010dnosti sdru\u017een\u00ed SOLUS do Registru fyzick\u00fdch osob v\u00edce ne\u017e 25 tis\u00edc\u016fm ob\u010dan\u016f \u010cR.<\/p>\n<\/div>","protected":false},"author":2,"featured_media":1843,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-1842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statistika"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1842","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1842"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1842\/revisions"}],"predecessor-version":[{"id":1845,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1842\/revisions\/1845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1843"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}