{"id":1648,"date":"2023-06-27T09:06:32","date_gmt":"2023-06-27T09:06:32","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1648"},"modified":"2023-06-27T09:06:32","modified_gmt":"2023-06-27T09:06:32","slug":"nrb-prinasi-bezurocne-uvery-na-zelene-investice","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1648","title":{"rendered":"NRB p\u0159in\u00e1\u0161\u00ed bez\u00faro\u010dn\u00e9 \u00fav\u011bry na zelen\u00e9 investice"},"content":{"rendered":"

N\u00e1rodn\u00ed rozvojov\u00e1 banka (NRB) a Ministerstvo pr\u016fmyslu a obchodu (MPO) p\u0159ipravily pro mal\u00e9 a st\u0159edn\u00ed podniky \u00fav\u011brov\u00fd program na podporu jejich dal\u0161\u00edho rozvoje, kter\u00fd z\u00e1rove\u0148 p\u0159isp\u011bje k\u00a0pln\u011bn\u00ed klimatick\u00fdch c\u00edl\u016f a zelen\u00e9 transformaci. <\/strong><\/p>\n

Program \u201ePod\u0159\u00edzen\u00e9 \u00fav\u011bry \u2013 NPO\u201c nab\u00eddne firm\u00e1m bez\u00faro\u010dn\u00e9 financov\u00e1n\u00ed kombinovan\u00e9 s\u00a0komer\u010dn\u00edm \u00fav\u011brem, z\u00a0n\u011bho\u017e budou moci financovat po\u0159\u00edzen\u00ed dlouhodob\u00e9ho majetku. P\u0159\u00edjem \u017e\u00e1dost\u00ed bude spu\u0161t\u011bn 15. z\u00e1\u0159\u00ed 2023.<\/p>\n

Podnikatel\u00e9 mohou k\u00a0financov\u00e1n\u00ed dlouhodob\u00e9ho hmotn\u00e9ho i nehmotn\u00e9ho majetku spadaj\u00edc\u00edho do podporovan\u00fdch aktivit u NRB \u010derpat bez\u00faro\u010dn\u00e9 \u00fav\u011bry od 1 do 100 milion\u016f korun. \u201eMaxim\u00e1ln\u00ed v\u00fd\u0161e poskytovan\u00e9ho \u00fav\u011bru se odv\u00edj\u00ed od v\u00fd\u0161e tzv. klimatick\u00e9ho koeficientu. Ten stanovuje, do jak\u00e9 m\u00edry je projekt \u0161etrn\u00fd k\u00a0\u017eivotn\u00edmu prost\u0159ed\u00ed. Pokud je na ni\u017e\u0161\u00ed 40% \u00farovni, co\u017e je minimum pro poskytnut\u00ed tohoto \u00fav\u011bru, jeho maxim\u00e1ln\u00ed v\u00fd\u0161e m\u016f\u017ee b\u00fdt ‘pouze’ 40 milion\u016f korun. V\u00a0p\u0159\u00edpad\u011b, \u017ee se tento koeficient pohybuje na \u00farovni 100 %, tak maxim\u00e1ln\u00ed v\u00fd\u0161e n\u00e1mi poskytnut\u00e9ho bez\u00faro\u010dn\u00e9ho \u00fav\u011bru je a\u017e 100 milion\u016f korun,\u201c<\/em> vysv\u011btluje Pavel K\u0159ivono\u017eka, \u010dlen p\u0159edstavenstva NRB zodpov\u011bdn\u00fd za \u00fasek \u0159\u00edzen\u00ed obchodu.<\/p>\n

Zv\u00fdhodn\u011bn\u00e9 financov\u00e1n\u00ed poskytuje NRB a\u017e do v\u00fd\u0161e 45 % zp\u016fsobil\u00fdch v\u00fddaj\u016f projektu. Vedle n\u011bj mus\u00ed b\u00fdt z\u00e1rove\u0148 minim\u00e1ln\u011b ve stejn\u00e9 v\u00fd\u0161i \u010derp\u00e1n i tzv. seniorn\u00ed \u00fav\u011br od n\u011bkter\u00e9 z\u00a0komer\u010dn\u00edch bank \u010di leasingov\u00fdch spole\u010dnost\u00ed. Doba splatnosti \u00fav\u011bru od NRB je stanovena a\u017e na 15 let. Zdarma je mo\u017en\u00e9 si odlo\u017eit jeho spl\u00e1cen\u00ed, a to a\u017e na 5 let v\u00a0z\u00e1vislosti na v\u00fd\u0161i klimatick\u00e9ho koeficientu. \u201eOp\u011bt plat\u00ed, \u017ee \u010d\u00edm vy\u0161\u0161\u00ed klimatick\u00fd koeficient je, t\u00edm vy\u0161\u0161\u00ed zv\u00fdhodn\u011bn\u00ed, v\u00a0tomto p\u0159\u00edpad\u011b bezplatnou dobu odlo\u017een\u00ed spl\u00e1cen\u00ed, podnikatel dostane,\u201c<\/em> vysv\u011btluje Pavel K\u0159ivono\u017eka a dopl\u0148uje: \u201e\u00dav\u011br od NRB je poskytov\u00e1n jako bez\u00faro\u010dn\u00fd, av\u0161ak po splacen\u00ed seniorn\u00edho \u00fav\u011bru je nesplacen\u00e1 \u010d\u00e1st pod\u0159\u00edzen\u00e9ho \u00fav\u011bru po zb\u00fdvaj\u00edc\u00ed obdob\u00ed \u00faro\u010dena 3 % p. a.\u201c<\/em><\/p>\n

Podpora zelen\u00fdch investic<\/strong><\/p>\n

\u00dav\u011br z\u00a0tohoto programu lze vyu\u017e\u00edt k\u00a0financov\u00e1n\u00ed projekt\u016f investi\u010dn\u00edho charakteru, tj. nap\u0159\u00edklad na po\u0159\u00edzen\u00ed nov\u00fdch \u010di repasovan\u00fdch stroj\u016f, za\u0159\u00edzen\u00ed, technologi\u00ed, softwar\u016f, licenc\u00ed, pozemk\u016f a budov ur\u010den\u00fdch k\u00a0podnik\u00e1n\u00ed (nap\u0159. v\u00fdrobn\u00edch are\u00e1l\u016f, skladovac\u00edch hal, provozoven, administrativn\u00edch budov) apod. Tyto projekty nesm\u00ed v\u00fdznamn\u011b po\u0161kozovat \u017eivotn\u00ed prost\u0159ed\u00ed, tj. nap\u0159\u00edklad nem\u016f\u017ee b\u00fdt po\u0159\u00edzeno takov\u00e9 aktivum, kter\u00e9 vyu\u017e\u00edv\u00e1 fosiln\u00ed paliva, generuje v\u00edce sklen\u00edkov\u00fdch plyn\u016f, ne\u017e jsou p\u0159\u00edslu\u0161n\u00e9 referen\u010dn\u00ed hodnoty, nebo by p\u0159i odstra\u0148ov\u00e1n\u00ed odpad\u016f s\u00a0n\u00edm souvisej\u00edc\u00edch po\u0161kozovalo \u017eivotn\u00ed prost\u0159ed\u00ed apod. Z\u00e1rove\u0148 mus\u00ed tento po\u0159izovan\u00fd dlouhodob\u00fd majetek spadat do jedn\u00e9 ze\u00a017 oblast\u00ed, kter\u00e9 jsou programem podporovan\u00e9. Jedn\u00e1 se nap\u0159\u00edklad o vyu\u017eit\u00ed sol\u00e1rn\u00ed energie a energetickou \u00fa\u010dinnost, digitalizaci mal\u00fdch a st\u0159edn\u00edch podnik\u016f, v\u00fdzkumn\u00e9 a inova\u010dn\u00ed procesy, odpadov\u00e9 hospod\u00e1\u0159stv\u00ed apod.<\/p>\n

\u201ePokud m\u00e1 podnikatel z\u00e1jem o tento produkt, je ur\u010dit\u011b vhodn\u00e9 se nejprve obr\u00e1tit na na\u0161e obchodn\u00ed pracovn\u00edky na p\u0159\u00edslu\u0161n\u00fdch pobo\u010dk\u00e1ch, kte\u0159\u00ed dok\u00e1\u017e\u00ed posoudit, zda projekt spl\u0148uje programov\u00e9 podm\u00ednky, a n\u00e1sledn\u011b teprve za\u010dne \u0159e\u0161it spolufinancuj\u00edc\u00ed \u00fav\u011br u komer\u010dn\u00ed banky \u010di leasingov\u00e9 spole\u010dnosti,\u201c<\/em> doporu\u010duje Pavel K\u0159ivono\u017eka, jak postupovat v\u00a0p\u0159\u00edpad\u011b z\u00e1jmu o produkt.<\/p>\n

Program \u201ePod\u0159\u00edzen\u00e9 \u00fav\u011bry \u2013 NPO\u201c je financov\u00e1n z\u00a0N\u00e1rodn\u00edho pl\u00e1nu obnovy a je na n\u011bj vy\u010dlen\u011bno 825 milion\u016f korun. Je ur\u010den\u00fd pro \u017eivnostn\u00edky, mal\u00e9 a st\u0159edn\u00ed podniky, kte\u0159\u00ed projekt, jen\u017e v\u00fdznamn\u011b nepo\u0161kozuje \u017eivotn\u00ed prost\u0159ed\u00ed, realizuj\u00ed kdekoliv na \u00fazem\u00ed \u010cesk\u00e9 republiky, tj. v\u010detn\u011b hlavn\u00edho m\u011bsta Prahy.<\/p>\n","protected":false},"excerpt":{"rendered":"

N\u00e1rodn\u00ed rozvojov\u00e1 banka (NRB) a Ministerstvo pr\u016fmyslu a obchodu (MPO) p\u0159ipravily pro mal\u00e9 a st\u0159edn\u00ed podniky \u00fav\u011brov\u00fd program na podporu jejich dal\u0161\u00edho rozvoje, kter\u00fd z\u00e1rove\u0148 […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1648"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1648\/revisions"}],"predecessor-version":[{"id":1650,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1648\/revisions\/1650"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1649"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}