{"id":1638,"date":"2023-06-26T09:05:23","date_gmt":"2023-06-26T09:05:23","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1638"},"modified":"2023-06-26T09:05:23","modified_gmt":"2023-06-26T09:05:23","slug":"silnice-brazdi-160-000-aut-bez-povinneho-ruceni","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1638","title":{"rendered":"Silnice br\u00e1zd\u00ed 160 000 aut bez povinn\u00e9ho ru\u010den\u00ed"},"content":{"rendered":"

Podle dat \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f (\u010cKP) v \u010cesku v roce 2022 p\u0159ibylo 194 000 vozidel se sjednan\u00fdm povinn\u00fdm poji\u0161t\u011bn\u00edm odpov\u011bdnosti z provozu vozidla. Celkem m\u00e1 totopovinn\u00e9 ru\u010den\u00ed 9,053 milionu vozidel. Nepoji\u0161t\u011bn\u00fdch aut je podle jej\u00edch d\u0159\u00edv\u011bj\u0161\u00edch odhad\u016f asi 160 000, \u010d\u00edsla zvy\u0161uj\u00ed vozy z Ukrajiny.<\/strong><\/span><\/p>\n

Jak postupovat, pokud se stanete \u00fa\u010dastn\u00edkem dopravn\u00ed nehody a jedn\u00edm ze subjekt\u016f je majitel nepoji\u0161t\u011bn\u00e9ho vozu?<\/p>\n

Pokud se \u010dlov\u011bk stane \u00fa\u010dastn\u00edkem dopravn\u00ed nehody a druh\u00e1 strana tvrd\u00ed nebo se zjist\u00ed, \u017ee nem\u00e1 povinn\u00e9 ru\u010den\u00ed, nebo poji\u0161\u0165ovnu neuvede, v\u017edy by se m\u011bla p\u0159ivolat Policie \u010cR. P\u0159edejde se tak pozd\u011bj\u0161\u00edm probl\u00e9m\u016fm. V\u017edy je t\u0159eba m\u00edt nafocen\u00fd v\u016fz nepoji\u0161t\u011bn\u00e9ho vin\u00edka plus jeho st\u00e1tn\u00ed pozn\u00e1vac\u00ed zna\u010dku, nejl\u00e9pe i identifika\u010dn\u00ed \u010d\u00edslo. Osobu je nutn\u00e9 ztoto\u017enit.<\/p>\n

Podle poji\u0161\u0165ovny UNIQA je takov\u00fdchto p\u0159\u00edpad\u016f st\u00e1le m\u00e9n\u011b, odhadem n\u00edzk\u00e9 des\u00edtky ro\u010dn\u011b. \u201eVzhledem k pom\u011brn\u011b striktn\u00edmu postihu nepoji\u0161t\u011bn\u00fdch aut ze strany \u010cKP, kter\u00e9 trv\u00e1 u\u017e asi 10 let (pr\u016fb\u011b\u017en\u011b porovn\u00e1v\u00e1 registrovan\u00e9 vozy v provozu a poji\u0161t\u011bn\u00e9 vozy, kdy majitel\u00e9 jsou koresponden\u010dn\u011b vyz\u00fdv\u00e1ni k zaplacen\u00ed povinn\u00e9ho ru\u010den\u00ed + zaplacen\u00ed pen\u00e1le za nepoji\u0161t\u011bnou dobu), je takov\u00fdch aut na silnic\u00edch st\u00e1le m\u00e9n\u011b. Ale byly doby, kdy jich bylo v\u00edce ne\u017e 400 000,\u201c \u0159\u00edk\u00e1 Eva Svobodov\u00e1, tiskov\u00e1 mluv\u010d\u00ed UNIQA poji\u0161\u0165ovny.<\/p>\n

Vy\u0159\u00edzen\u00ed pojistn\u00e9 ud\u00e1losti pak prob\u00edh\u00e1 p\u0159es Garan\u010dn\u00ed fond z\u0159\u00edzen\u00fd pr\u00e1v\u011b \u010cKP. Ten slou\u017e\u00ed k \u00fahrad\u011b \u0161kod a\u0165 u\u017e na zdrav\u00ed, \u010di majetku zp\u016fsoben\u00e9 pr\u00e1v\u011b nepoji\u0161t\u011bn\u00fdmi vozidly. \u201e\u010cKP provede likvidaci \u0161kody a \u00fahradu stejn\u011b, jako by tak u\u010dinila poji\u0161\u0165ovna v p\u0159\u00edpad\u011b poji\u0161t\u011bn\u00e9ho vozidla. Pokud bude nepoji\u0161t\u011bn\u00fdm vozidlem zp\u016fsobena \u0161koda, kterou bude muset \u010cesk\u00e1 kancel\u00e1\u0159 po\u0161kozen\u00e9mu uhradit, bude ji na vin\u00edkovi nehody vym\u00e1hat,\u201c vysv\u011btluje Veronika Pilkov\u00e1, tiskov\u00e1 mluv\u010d\u00ed \u010cKP.<\/p>\n

Garan\u010dn\u00ed fond je tvo\u0159en p\u0159\u00edsp\u011bvky poji\u0161\u0165oven a z pokut za absenci povinn\u00e9ho ru\u010den\u00ed od provinilc\u016f, kter\u00e9 nejsou v\u016fbec n\u00edzk\u00e9. \u010cKP pak vym\u00e1h\u00e1 vyplacen\u00e9 pojistn\u00e9 pln\u011bn\u00ed po nepoji\u0161t\u011bn\u00e9m vin\u00edkovi spole\u010dn\u011b s pokutou.<\/p>\n

M\u016f\u017ee se st\u00e1t, \u017ee dojde k nehod\u011b zp\u016fsoben\u00e9 \u201enezji\u0161t\u011bn\u00fdm\u201c vozidlem, kdy vin\u00edk opust\u00ed m\u00edsto nehody a nepoda\u0159\u00ed se ztoto\u017enit ani \u0159idi\u010de ani jeho v\u016fz. V takov\u00fdch p\u0159\u00edpadech \u010cKP hrad\u00ed pouze \u0161kodu na zdrav\u00ed, nikoliv \u00fahradu \u0161kod na majetku.<\/p>\n

Pokud se stane, \u017ee dojde k nehod\u011b s vozem s fale\u0161n\u00fdmi zna\u010dkami, je rozhoduj\u00edc\u00ed, zda lze vozidlo \u0159\u00e1dn\u011b identifikovat jin\u00fdm zp\u016fsobem a zda bylo vozidlo \u2013 nikoli ta fale\u0161n\u00e1 pozn\u00e1vac\u00ed zna\u010dka \u2013 poji\u0161t\u011bno. Pokud je vozidlo nepoji\u0161t\u011bn\u00e9, pak je postup stejn\u00fd.<\/p>\n

Po\u010dty vozidel bez ru\u010den\u00ed nav\u00fd\u0161ili Ukrajinci<\/strong><\/p>\n

Nepoji\u0161t\u011bn\u00fdch voz\u016f se zahrani\u010dn\u00ed SPZ v\u00fdrazn\u011b p\u0159ibylo p\u0159ed rokem, tedy po vypuknut\u00ed rusko-ukrajinsk\u00e9ho konfliktu, kdy do \u010ceska zam\u00ed\u0159ilo mno\u017estv\u00ed Ukrajinc\u016f prchaj\u00edc\u00edch p\u0159ed v\u00e1lkou. Podle odhad\u016f \u010cKP se v sou\u010dasn\u00e9 dob\u011b po \u010desk\u00fdch silnic\u00edch pohybuje asi 34 000 ukrajinsk\u00fdch aut. A 4 000 z nich jsou bez povinn\u00e9ho ru\u010den\u00ed.<\/p>\n

V p\u0159echodn\u00e9m obdob\u00ed po vypuknut\u00ed v\u00e1lky, kdy zde vozidel s ukrajinskou SPZ bylo hodn\u011b a v jejich p\u0159esunu z Ukrajiny vl\u00e1dl zmatek a sp\u011bch, zavedla \u010cKP krok, v r\u00e1mci n\u011bho\u017e na sebe vzal odpov\u011bdnost Garan\u010dn\u00ed fond a do srpna lo\u0148sk\u00e9ho roku nevy\u017eadoval u ukrajinsk\u00fdch aut povinn\u00e9 ru\u010den\u00ed s t\u00edm, \u017ee p\u0159\u00edpadn\u011b jimi vznikl\u00e9 \u0161kody uhrad\u00ed.<\/p>\n

\u201ePot\u00e9 byli ukrajin\u0161t\u00ed motorist\u00e9 vyzv\u00e1ni, aby si povinnost dodate\u010dn\u011b splnili, tak\u017ee naprost\u00e1 v\u011bt\u0161ina vozidel z UA je na na\u0161ich silnic\u00edch \u0159\u00e1dn\u011b poji\u0161t\u011bna. V\u00fdskyt nepoji\u0161t\u011bn\u00fdch incident\u016f v provozu nen\u00ed v na\u0161\u00ed evidenci v\u00fdznamn\u00fd,\u201c dopl\u0148uje Eva Svobodov\u00e1.<\/p>\n","protected":false},"excerpt":{"rendered":"

Podle dat \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f (\u010cKP) v \u010cesku v roce 2022 p\u0159ibylo 194 000 vozidel se sjednan\u00fdm povinn\u00fdm poji\u0161t\u011bn\u00edm odpov\u011bdnosti z provozu vozidla. Celkem m\u00e1 […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":1639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1638"}],"version-history":[{"count":2,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1638\/revisions"}],"predecessor-version":[{"id":1641,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1638\/revisions\/1641"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1639"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}