{"id":1610,"date":"2023-06-16T06:28:47","date_gmt":"2023-06-16T06:28:47","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1610"},"modified":"2023-06-16T06:28:47","modified_gmt":"2023-06-16T06:28:47","slug":"erv-roste-poptavka-po-pojisteni-storna","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1610","title":{"rendered":"ERV: Roste popt\u00e1vka po poji\u0161t\u011bn\u00ed storna"},"content":{"rendered":"

Popt\u00e1vka po poji\u0161t\u011bn\u00ed zru\u0161en\u00ed cesty v\u00a0leto\u0161n\u00edm roce op\u011bt roste. U ERV Evropsk\u00e9 je tzv. storno sou\u010d\u00e1st\u00ed dvou t\u0159etin smlouvy cestovn\u00edho poji\u0161t\u011bn\u00ed. D\u016fle\u017eit\u00e9 je ale dodr\u017eet term\u00edny pro jeho sjedn\u00e1n\u00ed, kter\u00e9 se li\u0161\u00ed podle zp\u016fsobu zakoupen\u00ed dovolen\u00e9 nebo cestovn\u00ed slu\u017eby.<\/strong><\/p>\n

<\/p>\n

\u010casto pak lid\u00e9 zapom\u00ednaj\u00ed na to, \u017ee lze poji\u0161t\u011bn\u00ed storna sjednat i na tuzemsk\u00e9 pobyty, pron\u00e1jem auta \u010di lodi, sportovn\u00ed a jazykov\u00e9 kurzy nebo dokonce i d\u011btsk\u00e9 t\u00e1bory.<\/p>\n

P\u0159\u00edchod \u010dervna je tradi\u010dn\u011b obdob\u00edm, kdy z\u00e1kaznick\u00e9 centrum ERV Evropsk\u00e9 poji\u0161\u0165ovny eviduje zv\u00fd\u0161en\u00fd po\u010det dotaz\u016f z\u00e1kazn\u00edk\u016f, kte\u0159\u00ed se zaj\u00edmaj\u00ed o nastaven\u00ed sv\u00e9ho poji\u0161t\u011bn\u00ed, nebo o mo\u017enost sjedn\u00e1n\u00ed storna pro dovolenou, kterou teprve pl\u00e1nuj\u00ed zakoupit. \u201e\u0158ada lid\u00ed toti\u017e nespr\u00e1vn\u011b rozli\u0161uje princip fungov\u00e1n\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed a poji\u0161t\u011bn\u00ed storna. Zjednodu\u0161en\u011b se d\u00e1 \u0159\u00edci, \u017ee poji\u0161t\u011bn\u00ed storna chr\u00e1n\u00ed klienty v dob\u011b p\u0159ed odcestov\u00e1n\u00edm a cestovn\u00ed poji\u0161t\u011bn\u00ed za\u010d\u00edn\u00e1 fungovat pr\u00e1v\u011b v\u00a0momentu zah\u00e1jen\u00ed cesty, resp. p\u0159ekro\u010den\u00ed st\u00e1tn\u00ed hranice \u010cR,<\/em>\u201c \u0159\u00edk\u00e1 Vlastimil Divok\u00fd, mana\u017eer marketingu a komunikace ERV Evropsk\u00e9 poji\u0161\u0165ovny.\u00a0<\/strong><\/p>\n

Pozor na dodr\u017een\u00ed term\u00edn\u016f<\/strong><\/p>\n

P\u0159i n\u00e1kupu dovolen\u00e9 v cestovn\u00ed kancel\u00e1\u0159i je nejjednodu\u0161\u0161\u00ed sjednat si storno v bal\u00ed\u010dku s cestovn\u00edm poji\u0161t\u011bn\u00ed rovnou p\u0159i uhrazen\u00ed prvn\u00ed z\u00e1lohy. Nejpozd\u011bj\u0161\u00edm term\u00ednem pro poji\u0161t\u011bn\u00ed z\u00e1jezdu na storno je datum doplatku z\u00e1jezdu.<\/p>\n

Situace je jin\u00e1, pokud cestujete na vlastn\u00ed p\u011bst. V\u00a0takov\u00e9m p\u0159\u00edpad\u011b je nutn\u00e9 storno sjednat do t\u0159\u00ed pracovn\u00edch dn\u016f od objedn\u00e1n\u00ed prvn\u00ed cestovn\u00ed slu\u017eby, jako je n\u00e1kup letenky nebo ubytov\u00e1n\u00ed. Poji\u0161t\u011bn\u00ed se p\u0159i n\u00e1kupu jak\u00fdchkoliv dal\u0161\u00edch cestovn\u00edch slu\u017eeb d\u00e1 samoz\u0159ejm\u011b roz\u0161\u00ed\u0159it, aby pokr\u00fdvalo v\u0161echny v\u00fddaje na cestu.<\/p>\n

Pokud si rezervujete pobyt skrze online platformy jako jsou Booking nebo Agoda, je d\u016fle\u017eit\u00e9 sjednat si storno ji\u017e v\u00a0okam\u017eiku objedn\u00e1vky \u010di rezervace ubytov\u00e1n\u00ed, a\u010dkoli tito zprost\u0159edkovatel\u00e9 nab\u00edz\u00ed mo\u017enost platby ubytov\u00e1n\u00ed a\u017e na m\u00edst\u011b.<\/p>\n

Podobn\u00e9 je to v\u00a0p\u0159\u00edpad\u011b, kdy si poji\u0161t\u011bn\u00ed storna chcete po\u0159\u00eddit k\u00a0dovolen\u00e9 nebo cestovn\u00ed slu\u017eb\u011b, kter\u00e1 m\u00e1 za\u010d\u00edt d\u0159\u00edve ne\u017e 14 dn\u00ed. V\u00a0takov\u00e9 situaci je nutn\u00e9 sjednat storno v den objedn\u00e1n\u00ed dovolen\u00e9 nebo nap\u0159\u00edklad letenky.<\/p>\n

Cel\u00e1 dovolen\u00e1, letenky, ale i jazykov\u00e9 kurzy a d\u011btsk\u00e9 t\u00e1bory<\/strong><\/p>\n

Poji\u0161t\u011bn\u00ed je mo\u017en\u00e9 vyu\u017e\u00edt nejen na celou dovolenou, ubytov\u00e1n\u00ed nebo letenky. Lze jej sjednat i na pron\u00e1jem automobilu nebo lod\u011b \u010di jachty. \u201eMysl\u00edme ale i na v\u0161echny, kte\u0159\u00ed maj\u00ed chu\u0165 se vzd\u011bl\u00e1vat a zdokonalovat. Poji\u0161t\u011bn\u00ed storna proto lze sjednat i pro jazykov\u00e9 kurzy a sportovn\u00ed kurzy, ale i d\u011btsk\u00e9 t\u00e1bory. A to jak v zahrani\u010d\u00ed, tak v \u010cesk\u00e9 republice,\u201c dod\u00e1v\u00e1 Vlastimil Divok\u00fd.\u00a0<\/strong><\/p>\n

Storno lze uplatnit z\u00a0jak\u00e9hokoli dolo\u017eiteln\u00e9ho d\u016fvodu<\/strong><\/p>\n

Poji\u0161t\u011bn\u00ed storna lze standardn\u011b uplatnit v p\u0159\u00edpad\u011b, kdy klient nem\u016f\u017ee do zahrani\u010d\u00ed vyrazit ze zdravotn\u00edch d\u016fvod\u016f, tzn. kdy m\u00e1 pot\u00ed\u017ee je\u0161t\u011b v \u010cR. Ve variant\u011b Storno Plus ho pak lze vyu\u017e\u00edt z t\u00e9m\u011b\u0159 jak\u00e9hokoli dolo\u017eiteln\u00e9ho d\u016fvodu. Vztahuje se na ztr\u00e1tu zam\u011bstn\u00e1n\u00ed, rozvodov\u00e9 \u0159\u00edzen\u00ed, po\u0161kozen\u00ed bydli\u0161t\u011b, zru\u0161en\u00ed sch\u016fzky obchodn\u00edm partnerem, dopravn\u00ed nehodu cestou na leti\u0161t\u011b nebo t\u0159eba p\u0159edvol\u00e1n\u00ed k soudu. \u201eN\u011bkte\u0159\u00ed klienti se v\u0161ak myln\u011b domn\u00edvaj\u00ed, \u017ee poji\u0161t\u011bn\u00ed storna lze vyu\u017e\u00edt i v p\u0159\u00edpad\u011b, kdy se jim na dovolenou prost\u011b jen nechce jet. Stejn\u011b tak nen\u00ed mo\u017en\u00e9 stornovat dovolenou, na kter\u00e9 ji\u017e klient je a \u010d\u00e1st z n\u00ed absolvoval,\u201c<\/em> \u0159\u00edk\u00e1 Vlastimil Divok\u00fd.<\/p>\n","protected":false},"excerpt":{"rendered":"

Popt\u00e1vka po poji\u0161t\u011bn\u00ed zru\u0161en\u00ed cesty v\u00a0leto\u0161n\u00edm roce op\u011bt roste. U ERV Evropsk\u00e9 je tzv. storno sou\u010d\u00e1st\u00ed dvou t\u0159etin smlouvy cestovn\u00edho poji\u0161t\u011bn\u00ed. D\u016fle\u017eit\u00e9 je ale dodr\u017eet […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1610"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1610\/revisions"}],"predecessor-version":[{"id":1611,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1610\/revisions\/1611"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/439"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}