{"id":1510,"date":"2023-05-26T06:02:48","date_gmt":"2023-05-26T06:02:48","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1510"},"modified":"2023-05-26T06:02:48","modified_gmt":"2023-05-26T06:02:48","slug":"rb-zvyhodni-sazbu-zelenym-nemovitostem","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1510","title":{"rendered":"RB zv\u00fdhodn\u00ed sazbu zelen\u00fdm nemovitostem"},"content":{"rendered":"<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Od 22. kv\u011btna 2023 mohou \u017eadatel\u00e9 o hypote\u010dn\u00ed \u00fav\u011br v\u00a0Raiffeisenbank po p\u0159edlo\u017een\u00ed pr\u016fkazu energetick\u00e9 n\u00e1ro\u010dnosti nemovitosti z\u00edskat tzv. Odpov\u011bdnou hypot\u00e9ku. Ta nab\u00edz\u00ed zv\u00fdhodn\u011bn\u00ed 0,10 % z\u00a0\u00farokov\u00e9 sazby. \u201eChceme podporovat klienty, kte\u0159\u00ed to mysl\u00ed s\u00a0\u017eivotn\u00edm prost\u0159ed\u00edm dob\u0159e,\u201c zn\u00ed z\u00a0banky.<\/strong><strong>\u00a0<\/strong><!--more--><\/p>\n<p>Zda nemovitost spl\u0148uje podm\u00ednky Odpov\u011bdn\u00e9 hypot\u00e9ky pro z\u00edsk\u00e1n\u00ed zv\u00fdhodn\u011bn\u00e9 \u00farokov\u00e9 sazby lze zjistit z\u00a0energetick\u00e9ho \u0161t\u00edtku. Z\u00e1rove\u0148 mus\u00ed klient kupovat nebo stav\u011bt nemovitost, kter\u00e1 je sou\u010dasn\u011b z\u00e1stavou.<\/p>\n<p>Podm\u00ednkou pro z\u00edsk\u00e1n\u00ed zv\u00fdhodn\u011bn\u00e9 sazby je, aby byl energetick\u00fd \u0161t\u00edtek klasifikov\u00e1n p\u00edsmenem \u201eA\u201c nebo byl pod\u00edl vypo\u010dten\u00e9 a referen\u010dn\u00ed hodnoty ukazatele neobnoviteln\u00e9 prim\u00e1rn\u00ed energie men\u0161\u00ed nebo roven 0,9.<\/p>\n<p><em>\u201eS Odpov\u011bdnou hypot\u00e9kou \u0161et\u0159\u00ed klient nejen \u017eivotn\u00ed prost\u0159ed\u00ed, ale i pen\u00edze na spl\u00e1tk\u00e1ch hypot\u00e9ky a energi\u00edch. C\u00edt\u00edme, \u017ee je na\u0161\u00ed povinnosti j\u00edt naproti t\u011bm, kte\u0159\u00ed to s\u00a0\u017eivotn\u00edm prost\u0159ed\u00edm mysl\u00ed dob\u0159e,\u201c<\/em> \u0159\u00edk\u00e1 Milan Vold\u0159ich, \u0159editel hypote\u010dn\u00edch \u00fav\u011br\u016f v\u00a0Raiffeisenbank.<\/p>\n<p>Nap\u0159\u00edklad p\u0159i \u00fav\u011bru na 5 milion\u016f korun p\u0159i dob\u011b splatnosti 20 let m\u016f\u017ee \u00faspora dos\u00e1hnout a\u017e 70 tis\u00edc korun.<\/p>\n<p>Raiffeisenbank pat\u0159\u00ed mezi pr\u016fkopn\u00edky v\u00a0oblasti odpov\u011bdn\u00e9ho bankovnictv\u00ed. Jako prvn\u00ed finan\u010dn\u00ed instituce ve st\u0159edn\u00ed a v\u00fdchodn\u00ed Evrop\u011b vydala v roce 2021 zelen\u00fd dluhopis v\u00a0objemu<\/p>\n<p>350 mil. EUR a v lednu 2023 nav\u00e1zala vyd\u00e1n\u00edm udr\u017eiteln\u00fdch dluhopis\u016f v\u00a0hodnot\u011b dal\u0161\u00edch<\/p>\n<p>500 mil. EUR. V\u00a0podob\u011b poradenstv\u00ed a specializovan\u00fdch produkt\u016f jde naproti odpov\u011bdnosti, udr\u017eitelnosti a \u017eivotn\u00edmu prost\u0159ed\u00ed.<\/p>\n<p>V\u00edce informac\u00ed na <a href=\"https:\/\/www.rb.cz\/osobni\/hypoteky\/nabidka-hypotek\/odpovedna-hypoteka\">https:\/\/www.rb.cz\/osobni\/hypoteky\/nabidka-hypotek\/odpovedna-hypoteka<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u00a0 Od 22. kv\u011btna 2023 mohou \u017eadatel\u00e9 o hypote\u010dn\u00ed \u00fav\u011br v\u00a0Raiffeisenbank po p\u0159edlo\u017een\u00ed pr\u016fkazu energetick\u00e9 n\u00e1ro\u010dnosti nemovitosti z\u00edskat tzv. Odpov\u011bdnou hypot\u00e9ku. Ta nab\u00edz\u00ed zv\u00fdhodn\u011bn\u00ed 0,10 <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1510\" title=\"RB zv\u00fdhodn\u00ed sazbu zelen\u00fdm nemovitostem\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1510"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1510\/revisions"}],"predecessor-version":[{"id":1511,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1510\/revisions\/1511"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/199"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}