{"id":1465,"date":"2023-05-19T05:10:30","date_gmt":"2023-05-19T05:10:30","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1465"},"modified":"2023-05-19T05:10:30","modified_gmt":"2023-05-19T05:10:30","slug":"fingood-dorucuje-investorum-vynos-12-procent","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1465","title":{"rendered":"Fingood doru\u010duje investor\u016fm v\u00fdnos 12 procent"},"content":{"rendered":"<p><strong><em>Crowdfundingov\u00e1 platforma Fingood po\u010d\u00edt\u00e1 s\u00a0t\u00edm, \u017ee jej\u00edm prost\u0159ednictv\u00edm letos investo\u0159i zainvestuj\u00ed zhruba 1,8 miliardy korun, to je zhruba<br \/>\n3x v\u00edce ne\u017e loni. V\u00a0samotn\u00e9m 1. \u010dtvrtlet\u00ed rostl objem zainvestovan\u00fdch \u00fav\u011br\u016f i nov\u00fdch investor\u016f. Pr\u016fm\u011brn\u00fd v\u00fdnos investic dos\u00e1hl 12,08 %. Krom\u011b rychl\u00e9ho r\u016fstu se Fingood letos zam\u011b\u0159\u00ed i na technologick\u00e9 novinky a p\u0159\u00edpravu zahrani\u010dn\u00ed expanze.<\/em><\/strong><\/p>\n<p><!--more--><\/p>\n<p>V\u00a0pr\u016fb\u011bhu prvn\u00edho \u010dtvrtlet\u00ed leto\u0161n\u00edho roku investo\u0159i vlo\u017eili p\u0159es crowdfundingovou platformu Fingood do mal\u00fdch a st\u0159edn\u011b velk\u00fdch \u010desk\u00fdch firem 303 milion\u016f korun, oproti lo\u0148sk\u00fdm 122 milion\u016fm to je meziro\u010dn\u011b o 148 procent v\u00edce. <em>\u201ePo\u010d\u00edt\u00e1me s\u00a0t\u00edm, \u017ee objem investic d\u00e1le rychle poroste, vn\u00edm\u00e1me velk\u00fd z\u00e1jem ze strany firem i investor\u016f. \u0158adu zaj\u00edmav\u00fdch investi\u010dnich p\u0159\u00edle\u017eitost\u00ed ji\u017e m\u00e1me p\u0159ipravenu a pou\u0161t\u00edme je do trhu pr\u016fb\u011b\u017en\u011b, zpravidla jsou b\u011bhem n\u011bkolika hodin \u010di m\u00e1lo dn\u016f zainvestov\u00e1ny. Objem proinvestovan\u00fdch pen\u011bz p\u0159es Fingood by za cel\u00fd rok m\u011bl p\u0159es\u00e1hnout 1,8 miliardy korun, zat\u00edmco loni to bylo 640 milion\u016f,\u201c<\/em> uvedl v\u00fdkonn\u00fd \u0159editel Fingoodu Jan Hor\u00e1k.<\/p>\n<p>Celkov\u00fd objem pen\u011bz m\u00ed\u0159\u00edc\u00edch od vzniku Fingoodu jeho prost\u0159ednictv\u00edm do \u010desk\u00fdch firem by tak na konci roku m\u011bl dos\u00e1hnout 2,7 miliardy korun. <em>\u201eMal\u00e9 a st\u0159edn\u00ed firmy maj\u00ed v\u00a0posledn\u00ed dob\u011b v\u00fdrazn\u011b zt\u00ed\u017een\u00fd p\u0159\u00edstup k\u00a0financov\u00e1n\u00ed. \u00darokov\u00e9 sazby firemn\u00edch \u00fav\u011br\u016f jsou na 20let\u00fdch maximech, za dva roky zdra\u017eily zhruba \u010dty\u0159n\u00e1sobn\u011b. Banky nav\u00edc v\u00fdrazn\u011b zv\u00fd\u0161ily po\u017eadavky na zaji\u0161t\u011bn\u00ed, cel\u00fd proces je zdlouhav\u00fd a administrativn\u011b n\u00e1ro\u010dn\u00fd. Proto firmy hledaj\u00ed alternativn\u00ed mo\u017enosti, crowdfunding je jednou z\u00a0nejobl\u00edben\u011bj\u0161\u00edch,\u201c<\/em> vysv\u011btluje Jan Hor\u00e1k.<\/p>\n<p>Crowdfunding je p\u0159itom obl\u00edben\u00fd i mezi investory. <em>\u201ePo\u010det lid\u00ed, kter\u00fdm nesta\u010d\u00ed v\u00fdnos na spo\u0159ic\u00edm \u010di term\u00ednovan\u00e9m vkladu, roste. Investor\u016fm nab\u00edz\u00edme nejen zaj\u00edmav\u00fd v\u00fdnos, ale hlavn\u011b investici s p\u0159\u00edb\u011bhem \u2013 pod\u00edlej\u00ed se na r\u016fstu \u010desk\u00fdch firem, podporuj\u00ed dom\u00e1c\u00ed ekonomiku i region\u00e1ln\u00ed projekty,\u201c <\/em>dodal Jan Hor\u00e1k s\u00a0t\u00edm, \u017ee pr\u016fm\u011brn\u00fd v\u00fdnos v\u00a0portfoliu dos\u00e1hl v\u00a01. \u010dtvrtlet\u00ed 12,08 %. Zisk z\u00a0nejl\u00e9pe \u00faro\u010den\u00fdch term\u00ednovan\u00fdch vklad\u016f \u010di spo\u0159ic\u00edch \u00fa\u010dt\u016f se p\u0159itom pohybuje zhruba na polovin\u011b tohoto \u010d\u00edsla. <em>\u201eNav\u00edc v\u011bt\u0161ina na\u0161ich \u00fav\u011br\u016f m\u00e1 zpravidla t\u0159\u00edletou splatnost \u2013 investo\u0159i si tak zaji\u0161\u0165uj\u00ed tento zhruba 12% v\u00fdnos i na dal\u0161\u00ed roky, kdy by m\u011bla u\u017e b\u00fdt inflace v\u00fdrazn\u011b ni\u017e\u0161\u00ed. Zat\u00edmco v\u00fdnosy na spo\u0159ic\u00edch \u00fa\u010dtech \u010di term\u00ednovan\u00fdch vkladech v\u00a0budoucnu op\u011bt prudce spadnou, na\u0161im investor\u016fm st\u00e1vaj\u00edc\u00ed v\u00fdnos z\u016fstane,\u201c<\/em> p\u0159ipomn\u011bl.<\/p>\n<p>Platforma Fingood umo\u017e\u0148uje mal\u00fdm a st\u0159edn\u00edm firm\u00e1m z\u00edsk\u00e1vat pen\u00edze na rozvoj pomoc\u00ed investic soukrom\u00fdch investor\u016f. Platforma se p\u0159itom nezam\u011b\u0159uje na start-upov\u00e9 investice, ale p\u0159edev\u0161\u00edm na zaveden\u00e9 firmy, kter\u00e9 cht\u011bj\u00ed d\u00e1le r\u016fst a hledaj\u00ed financov\u00e1n\u00ed v\u00a0\u0159\u00e1du od stovek tis\u00edc a\u017e po n\u011bkolik des\u00edtek milion\u016f korun. Mezi nejzaj\u00edmav\u011bj\u0161\u00ed firmy, kter\u00e9 z\u00edskaly financov\u00e1n\u00ed p\u0159es Fingood, pat\u0159\u00ed nap\u0159. Remoska, Kilpi, Jaro\u0161ovsk\u00fd pivovar, Rybka Building nebo Kolovna, celkem u\u017e Fingood podpo\u0159il v\u00edce ne\u017e 200 firem.<\/p>\n<p>Po\u010det investor\u016f ve Fingoodu proto d\u00e1le roste, p\u0159es platformu tak ji\u017e nyn\u00ed investuje zhruba 11.000 lid\u00ed. Jen v\u00a0prvn\u00edm \u010dtvrtlet\u00ed leto\u0161n\u00edho roku p\u0159ibylo zhruba 2000 nov\u00fdch investor\u016f. Pro ty je v\u00fdhodou, \u017ee m\u016f\u017eou investovat i mal\u00e9 \u010d\u00e1stky a podpo\u0159it jimi v\u00edce r\u016fzn\u00fdch projekt\u016f. Pr\u016fm\u011brn\u00e1 v\u00fd\u0161e vkladu investora do jednoho projektu se tak pohybuje kolem 22 tis\u00edc korun.<\/p>\n<p>Leto\u0161n\u00ed pl\u00e1novan\u00fd rychl\u00fd r\u016fst je spojen\u00fd i s technologick\u00fdm rozvojem a zav\u00e1d\u011bn\u00edm \u0159ady novinek. Aktu\u00e1ln\u011b Fingood spustil investi\u010dn\u00ed pen\u011b\u017eenku, kterou lze jednodu\u0161e nab\u00edt a pot\u00e9 z\u00a0n\u00ed nap\u0159\u00edmo investovat. <em>\u201eInvestov\u00e1n\u00ed je tak je\u0161t\u011b jednodu\u0161\u0161\u00ed, rychlej\u0161\u00ed a p\u0159ehledn\u011bj\u0161\u00ed,\u201c<\/em> vysv\u011btlil Jan Hor\u00e1k.<\/p>\n<p>Fingood se rovn\u011b\u017e p\u0159ipravuje na budouc\u00ed expanzi do zahrani\u010d\u00ed, usiluje o z\u00edsk\u00e1n\u00ed evropsk\u00e9 crowdfundingov\u00e9 licence od \u010cesk\u00e9 n\u00e1rodn\u00ed banky. \u201e<em>To n\u00e1m umo\u017en\u00ed nab\u00edzet investor\u016fm je\u0161t\u011b bohat\u0161\u00ed nab\u00eddku investic, a naopak evrop\u0161t\u00ed investo\u0159i budou moci podpo\u0159it vybran\u00e9 \u010desk\u00e9 projekty,\u201c<\/em> uzav\u0159el Jan Hor\u00e1k.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Crowdfundingov\u00e1 platforma Fingood po\u010d\u00edt\u00e1 s\u00a0t\u00edm, \u017ee jej\u00edm prost\u0159ednictv\u00edm letos investo\u0159i zainvestuj\u00ed zhruba 1,8 miliardy korun, to je zhruba 3x v\u00edce ne\u017e loni. V\u00a0samotn\u00e9m 1. \u010dtvrtlet\u00ed <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1465\" title=\"Fingood doru\u010duje investor\u016fm v\u00fdnos 12 procent\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,25],"tags":[],"class_list":["post-1465","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investice","category-vysledky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1465"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1465\/revisions"}],"predecessor-version":[{"id":1467,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1465\/revisions\/1467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1466"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}