{"id":144,"date":"2023-01-03T12:46:26","date_gmt":"2023-01-03T12:46:26","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=144"},"modified":"2023-01-04T12:39:44","modified_gmt":"2023-01-04T12:39:44","slug":"moneta-letos-financuje-o-50-vice-elektroaut","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=144","title":{"rendered":"MONETA loni financovala o 50 % v\u00edce elektroaut"},"content":{"rendered":"

Oproti p\u0159edlo\u0148sk\u00e9mu roku evidovala loni MONETA o polovinu vy\u0161\u0161\u00ed po\u010det sjednan\u00fdch \u00fav\u011br\u016f na n\u00e1kup elektromobil\u016f, objem financovan\u00fdch aut \u201edo z\u00e1suvky\u201c letos p\u0159es\u00e1hl \u00farovn\u011b 55,3 milionu korun. Trhu ale st\u00e1le dominovaly vozy se spalovac\u00edm motorem, v\u00edce se prod\u00e1valy tak\u00e9 ojetiny.<\/b><\/span><\/p>\n

Pr\u00e1v\u011b t\u011bch je aktu\u00e1ln\u011b na trhu v\u00fdrazn\u00fd nedostatek a stoup\u00e1 tak jejich cena. Banka proto vy\u0161la sv\u00fdm klient\u016fm vst\u0159\u00edc a prodlou\u017eila jak d\u00e9lku spl\u00e1cen\u00ed, tak horn\u00ed hranici st\u00e1\u0159\u00ed financovan\u00fdch vozidel.<\/p>\n

\u201eTrh automotive je v leto\u0161n\u00edm roce vzhledem k okolnostem, kter\u00e9 nastaly velmi slo\u017eit\u00fd: v\u00a0n\u00e1vaznosti na Covid st\u00e1le chyb\u011bj\u00ed \u010dipy do nov\u00fdch aut, v\u00a0souvislosti s\u00a0v\u00e1le\u010dnou kriz\u00ed na Ukrajin\u011b panuje nedostatek kabelov\u00fdch svaz\u016f nebo v\u00fdpln\u00ed dve\u0159\u00ed a celosv\u011btov\u00e9 pot\u00ed\u017ee m\u00e1\u00a0p\u0159eprava. D\u016fsledkem v\u0161ech t\u011bchto fakt\u016f je nedostatek voz\u016f na trhu a t\u00edm p\u00e1dem roste jejich cena. Proto jsme vy\u0161li na\u0161im klient\u016fm vst\u0159\u00edc a prodlou\u017eili d\u00e9lku spl\u00e1cen\u00ed a\u017e na 108 m\u011bs\u00edc\u016f,\u201c <\/i>potvrzuje <\/i>Vojt\u011bch Neduchal, \u0159editel divize MONETA Auto.<\/p>\n

Podle n\u011bj banka tak\u00e9 posunula maxim\u00e1ln\u00ed st\u00e1\u0159\u00ed vozidla na za\u010d\u00e1tku financov\u00e1n\u00ed na 15 let a na konci smlouvy na 19 let.<\/p>\n

Klienti nicm\u00e9n\u011b jev\u00ed \u010d\u00edm d\u00e1l v\u011bt\u0161\u00ed z\u00e1jem o vozy s\u00a0udr\u017eiteln\u00fdm pohonem. \u201eLetos jsme uzav\u0159eli o polovinu v\u00edce smluv ne\u017e vloni, celkem jsme na elektromobily poskytli \u00fav\u011bry v\u00a0hodnot\u011b 55\u00a0350\u00a0000 K\u010d,\u201c<\/i> potvrzuje Neduchal.<\/p>\n

Prodejc\u016fm i kupuj\u00edc\u00edm cel\u00fd proces p\u0159itom usnad\u0148uje aplikace SMART Auto, kter\u00e1 je dostupn\u00e1 u v\u011bt\u0161iny prodejc\u016f a dealer\u016f voz\u016f a je ur\u010den\u00e1 pro rychl\u00e9 vy\u0159\u00edzen\u00ed financov\u00e1n\u00ed n\u00e1kupu vozu. SMART Auto umo\u017en\u00ed velmi snadn\u00e9 vypln\u011bn\u00ed informac\u00ed o \u00fav\u011bru, vozidle a klientovi. Aplikace intuitivn\u011b pom\u00e1h\u00e1 p\u0159i zad\u00e1v\u00e1n\u00ed \u00fadaj\u016f dotahov\u00e1n\u00edm informac\u00ed z obchodn\u00edho rejst\u0159\u00edku a na\u010dten\u00edm detail\u016f o vozidle pouze na z\u00e1klad\u011b vypln\u011bn\u00ed VIN.<\/p>\n

Zpracov\u00e1n\u00ed v\u0161ech dokument\u016f pot\u0159ebn\u00fdch k uzav\u0159en\u00ed smlouvy netrv\u00e1 d\u00e9le ne\u017e 30 minut. \u201eAplikace umo\u017e\u0148uje mimo online schv\u00e1len\u00ed \u00fav\u011bru i okam\u017eit\u00fd n\u00e1hled na smluvn\u00ed<\/i> dokumentaci<\/i>, kterou<\/i> je <\/i>mo\u017en\u00e9 i v\u00a0elektronick\u00e9 podob\u011b<\/i> podepsat<\/i> biometricky p\u0159es mobiln\u00ed za\u0159\u00edzen\u00ed. T\u00edm dojde k\u00a0v\u00fdrazn\u00e9mu zrychlen\u00ed vy\u0159\u00edzen\u00ed cel\u00e9ho \u00fav\u011bru na financov\u00e1n\u00ed vozidla,\u201c<\/i> vysv\u011btluje \u0159editel MONETA Auto Vojt\u011bch Neduchal s t\u00edm, \u017ee do p\u016flhodiny pot\u00e9 jsou pen\u00edze odesl\u00e1ny na \u00fa\u010det prodejce a z\u00e1kazn\u00edk od n\u011bj m\u016f\u017ee v klidu odjet v nov\u00e9m aut\u011b.<\/p>\n

U nov\u00fdch voz\u016f slu\u017eba umo\u017e\u0148uje financov\u00e1n\u00ed a\u017e 100 procent ceny vozidla a nastaven\u00ed v\u00fd\u0161e spl\u00e1tek dle preferenc\u00ed z\u00e1kazn\u00edka s t\u00edm, \u017ee prvn\u00ed spl\u00e1tku m\u016f\u017ee prov\u00e9st a\u017e 30 dn\u00ed po n\u00e1kupu, aby nem\u011bl tolik v\u00fddaj\u016f najednou.<\/p>\n","protected":false},"excerpt":{"rendered":"

Oproti p\u0159edlo\u0148sk\u00e9mu roku evidovala loni MONETA o polovinu vy\u0161\u0161\u00ed po\u010det sjednan\u00fdch \u00fav\u011br\u016f na n\u00e1kup elektromobil\u016f, objem financovan\u00fdch aut \u201edo z\u00e1suvky\u201c letos p\u0159es\u00e1hl \u00farovn\u011b 55,3 milionu […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":76,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,10],"tags":[],"class_list":["post-144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky","category-pojistovny"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=144"}],"version-history":[{"count":3,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/144\/revisions"}],"predecessor-version":[{"id":612,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/144\/revisions\/612"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/76"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}