{"id":1368,"date":"2023-04-27T07:55:59","date_gmt":"2023-04-27T07:55:59","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1368"},"modified":"2023-04-27T13:35:43","modified_gmt":"2023-04-27T13:35:43","slug":"air-bank-poskytuje-hypoteky-i-na-nemovitosti-v-cizine","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1368","title":{"rendered":"Hypot\u00e9ky Air Bank i na nemovitosti v cizin\u011b"},"content":{"rendered":"

Klienti Air Bank mohou d\u00edky jej\u00ed hypot\u00e9ce bydlet ve vlastn\u00edm u\u017e i na dovolen\u00e9. Banka toti\u017e v dubnu roz\u0161\u00ed\u0159ila okruh \u00fa\u010del\u016f, kter\u00e9 umo\u017e\u0148uje financovat hypot\u00e9kou, o byty a domy v zahrani\u010d\u00ed. Sjednat a spravovat ji klienti mohou stejn\u011b jednodu\u0161e jako v p\u0159\u00edpad\u011b hypot\u00e9ky na nemovitost v \u010cesku.<\/strong><\/p>\n

Plat\u00ed pro n\u011b tak\u00e9 stejn\u00e9 \u00farokov\u00e9 sazby, kter\u00e9 za\u010d\u00ednaj\u00ed u\u017e na 5,49 % ro\u010dn\u011b. Air Bank sv\u00fdm klient\u016fm nav\u00edc umo\u017e\u0148uje i p\u0159eveden\u00ed hypot\u00e9ky na zahrani\u010dn\u00ed nemovitost z jin\u00e9 banky.<\/p>\n

\u201eMezi na\u0161imi klienty vn\u00edm\u00e1me z\u00e1jem o po\u0159\u00edzen\u00ed nemovitosti v jin\u00e9 zemi, a to obvykle v p\u0159\u00edmo\u0159sk\u00fdch nebo horsk\u00fdch lokalit\u00e1ch. Napomohlo tomu i o\u017eiven\u00ed tohoto trhu po odezn\u011bn\u00ed koronavirov\u00e9 pandemie. S na\u0161\u00ed hypot\u00e9kou si klienti nyn\u00ed mohou v zahrani\u010d\u00ed po\u0159\u00eddit byt, d\u016fm, chatu nebo chalupu, kter\u00e9 mohou vyu\u017e\u00edvat pro vlastn\u00ed rekreaci a po zbytek roku je t\u0159eba pronaj\u00edmat. Kombinace atraktivn\u00ed lokality a cenov\u00e9 hladiny srovnateln\u00e9 s tuzemsk\u00fdmi nemovitostmi je pro n\u011b toti\u017e \u010dasto zaj\u00edmav\u011bj\u0161\u00ed ne\u017e vlastnictv\u00ed investi\u010dn\u00edho bytu v \u010cesku,\u201c <\/em>vysv\u011btluje Marek Richter<\/strong>, vedouc\u00ed hypote\u010dn\u00edch slu\u017eeb Air Bank.<\/p>\n

Pro sjedn\u00e1n\u00ed hypot\u00e9ky na po\u0159\u00edzen\u00ed nemovitosti v zahrani\u010d\u00ed je zapot\u0159eb\u00ed, aby klient ru\u010dil jinou dokon\u010denou nemovitost\u00ed na \u00fazem\u00ed \u010cesk\u00e9 republiky, tedy typicky bytem nebo rodinn\u00fdm domem. V\u00fd\u0161e takov\u00e9 hypot\u00e9ky potom m\u016f\u017ee dosahovat a\u017e 80 % z\u00e1stavn\u00ed hodnoty t\u00e9to nemovitosti. Kupn\u00ed smlouvu mohou klienti dolo\u017eit v \u010de\u0161tin\u011b, sloven\u0161tin\u011b, angli\u010dtin\u011b a n\u011bm\u010din\u011b, v jin\u00e9m jazyce pak s \u00fa\u0159edn\u00edm p\u0159ekladem do \u010de\u0161tiny. Nejni\u017e\u0161\u00ed \u00farokovou sazbu klienti Air Bank aktu\u00e1ln\u011b z\u00edskaj\u00ed u hypot\u00e9ky ve v\u00fd\u0161i od 5 milion\u016f korun s fixac\u00ed na 5 a v\u00edce let. Z\u00e1jemci o hypot\u00e9ku mohou vyu\u017e\u00edt kalkula\u010dku na webov\u00fdch str\u00e1nk\u00e1ch Air Bank a ji\u017e p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti tak zjistit, jakou \u00farokovou sazbu jim banka m\u016f\u017ee nab\u00eddnout.<\/p>\n

Sjedn\u00e1n\u00ed a veden\u00ed hypot\u00e9ky bez ohledu na to, zda je ur\u010dena na nemovitost v \u010cesk\u00e9 republice, anebo v zahrani\u010d\u00ed, jsou v Air Bank zdarma. Bezplatn\u00e9 jsou i zm\u011bny v\u00fd\u0161e a term\u00ednu spl\u00e1tek, mimo\u0159\u00e1dn\u00e9 spl\u00e1tky a p\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky kdykoliv b\u011bhem fixace. Klienti tak\u00e9 mohou vyu\u017e\u00edvat Chytrou rezervu, do kter\u00e9 mohou vlo\u017eit pen\u00edze nav\u00edc, a sn\u00ed\u017eit si tak v\u00fd\u0161i jistiny pro v\u00fdpo\u010det \u00farok\u016f. Pen\u00edze z Chytr\u00e9 rezervy si lze v p\u0159\u00edpad\u011b pot\u0159eby vz\u00edt zase zp\u011bt. O\u00a0hypot\u00e9ku mohou klienti Air Bank za\u017e\u00e1dat online, a to i v mobiln\u00ed aplikaci My Air.<\/p>\n","protected":false},"excerpt":{"rendered":"

Klienti Air Bank mohou d\u00edky jej\u00ed hypot\u00e9ce bydlet ve vlastn\u00edm u\u017e i na dovolen\u00e9. Banka toti\u017e v dubnu roz\u0161\u00ed\u0159ila okruh \u00fa\u010del\u016f, kter\u00e9 umo\u017e\u0148uje financovat hypot\u00e9kou, […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1368"}],"version-history":[{"count":2,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1368\/revisions"}],"predecessor-version":[{"id":1370,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1368\/revisions\/1370"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/813"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}