{"id":136,"date":"2022-11-14T09:19:13","date_gmt":"2022-11-14T09:19:13","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=136"},"modified":"2022-11-14T09:21:11","modified_gmt":"2022-11-14T09:21:11","slug":"clfa-letos-napumpovala-do-ekonomiky-127-miliard","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=136","title":{"rendered":"\u010cLFA letos napumpovala do ekonomiky 127 miliard"},"content":{"rendered":"\n

Nebankovn\u00ed financov\u00e1n\u00ed potvrzuje svoji nezastupitelnou roli v\u00a0podpo\u0159e \u010desk\u00e9 ekonomiky. Za t\u0159i \u010dtvrtlet\u00ed leto\u0161n\u00edho roku poskytly \u010dlensk\u00e9 spole\u010dnosti \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) firm\u00e1m, podnikatel\u016fm a spot\u0159ebitel\u016fm finan\u010dn\u00ed prost\u0159edky v\u00a0objemu 127 miliard korun, co\u017e je o v\u00edce ne\u017e desetinu (11,8%) v\u011bt\u0161\u00ed objem, ne\u017e ve stejn\u00e9m obdob\u00ed lo\u0148sk\u00e9ho roku. V<\/strong>\u00a0oblasti financov\u00e1n\u00ed podnikatelsk\u00fdch subjekt\u016f bylo profinancov\u00e1no 106 miliard K\u010d (meziro\u010dn\u011b +11,4 %). Financov\u00e1n\u00ed zbo\u017e\u00ed a slu\u017eeb pro spot\u0159ebitele bylo v objemu 21 mld. K\u010d, meziro\u010dn\u011b +13,9 %.<\/strong><\/p>\n\n\n\n

\u201eP\u0159esto\u017ee jsou v\u00fdsledky prezentovan\u00e9 \u010cLFA za obdob\u00ed leden a\u017e z\u00e1\u0159\u00ed 2022 povzbuzuj\u00edc\u00ed a vykazuj\u00ed pom\u011brn\u011b v\u00fdrazn\u00fd r\u016fst, u\u017e nyn\u00ed se objevuj\u00ed sign\u00e1ly, \u017ee \u010desk\u00e1 ekonomika vstupuje do n\u00e1ro\u010dn\u00e9ho obdob\u00ed. Z na\u0161eho pohledu je v\u0161ak pozitivn\u00ed, \u017ee i p\u0159es bezprecedentn\u00ed inflaci a konflikt na v\u00fdchod\u011b Evropy se \u0159ada firem rozhodla pro nov\u00e9 investice. Financov\u00e1n\u00ed nov\u00fdch stroj\u016f a za\u0159\u00edzen\u00ed, a\u0165 u\u017e formou leasingu nebo \u00fav\u011bru, prost\u0159ednictv\u00edm na\u0161ich \u010dlen\u016f stouplo za t\u0159i \u010dtvrtlet\u00ed t\u00e9m\u011b\u0159 o p\u011btinu. \u017divo je i v oblasti factoringu, kter\u00fd v tomto obdob\u00ed rostl dokonce o 27 %<\/em>,\u201c uvedla Jana Hanu\u0161ov\u00e1, p\u0159edsedkyn\u011b p\u0159edstavenstva \u010cLFA.<\/p>\n\n\n\n

\u010c\u00e1st popt\u00e1vky po nebankovn\u00edm financov\u00e1n\u00ed investi\u010dn\u00edch \u010di spot\u0159ebitelsk\u00fdch z\u00e1m\u011br\u016f byla spojena se zna\u010dn\u00fdmi riziky a nemohla b\u00fdt p\u0159i uplatn\u011bn\u00ed obez\u0159etn\u00fdch krit\u00e9ri\u00ed hodnocen\u00ed z\u00e1kazn\u00edka i financovan\u00e9 komodity akceptov\u00e1na. Vzrostl celkov\u00fd objem financov\u00e1n\u00ed podnikatelsk\u00fdch subjekt\u016f i objem poskytnut\u00fdch spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f. V r\u00e1mci financov\u00e1n\u00ed podnikatelsk\u00fdch subjekt\u016f se pod\u00edl poskytnut\u00fdch \u00fav\u011br\u016f oproti leasingov\u00e9mu financov\u00e1n\u00ed nezm\u011bnil a z\u016fstal na \u00farovni p\u0159edchoz\u00edho roku. Vzrostl objem uzav\u0159en\u00fdch factoringov\u00fdch obchod\u016f.<\/p>\n\n\n\n

Na po\u0159\u00edzen\u00ed silni\u010dn\u00edch dopravn\u00edch prost\u0159edk\u016f<\/strong> poskytly nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti za dev\u011bt m\u011bs\u00edc\u016f leto\u0161n\u00edho roku financov\u00e1n\u00ed v objemu 52 miliard korun (meziro\u010dn\u011b +2,9 %). Z toho 31 miliard korun sm\u011b\u0159ovalo k po\u0159\u00edzen\u00ed osobn\u00edch vozidel (-3,7 %). D\u00edky financov\u00e1n\u00ed \u010dlensk\u00fdch spole\u010dnost\u00ed \u010cLFA bylo zakoupeno 35 184 nov\u00fdch osobn\u00edch vozidel, tedy 24,5 % ze v\u0161ech nov\u00fdch osobn\u00edch voz\u016f prvn\u011b registrovan\u00fdch v \u010cR za prvn\u00edch dev\u011bt m\u011bs\u00edc\u016f leto\u0161n\u00edho roku.<\/p>\n\n\n\n

<\/a> Na po\u0159\u00edzen\u00ed stroj\u016f a za\u0159\u00edzen\u00ed <\/strong>poskytli \u010dlenov\u00e9 \u010cLFA za prvn\u00edch dev\u011bt m\u011bs\u00edc\u016f leto\u0161n\u00edho roku financov\u00e1n\u00ed v objemu 24 miliard korun, meziro\u010dn\u011b o 18 % v\u00edce.<\/p>\n\n\n\n

Znateln\u00fd n\u00e1r\u016fst z\u00e1jmu o financov\u00e1n\u00ed provozu prost\u0159ednictv\u00edm factoringu<\/strong> (postoupen\u00ed pohled\u00e1vek) zaznamenaly factoringov\u00e9 spole\u010dnosti. Objem prost\u0159edk\u016f poskytnut\u00fdch klient\u016fm
k 30. z\u00e1\u0159\u00ed 2022 dos\u00e1hl 30 miliard korun (+14 %).<\/p>\n\n\n\n

<\/a> Ke konci t\u0159et\u00edho \u010dtvrtlet\u00ed 2022 spravovaly \u010dlensk\u00e9 spole\u010dnosti \u010cLFA 970 tis\u00edc aktivn\u00edch leasingov\u00fdch a \u00fav\u011brov\u00fdch smluv. Pohled\u00e1vky z t\u011bchto smluv dos\u00e1hly 257 miliard korun \u2013 b\u011bhem dev\u00edti m\u011bs\u00edc\u016f leto\u0161n\u00edho roku se tak zv\u00fd\u0161ily o dev\u011bt miliard korun (3,7 %).<\/p>\n\n\n\n

Tabulka \u010d. 1: Rozlo\u017een\u00ed prost\u0159edk\u016f poskytnut\u00fdch \u010dleny \u010cLFA ta t\u0159i \u010dtvrtlet\u00ed roku 2022 podle \u00fa\u010delu<\/strong><\/p>\n\n\n\n


<\/td>		celkov\u00fd objem v mld. K\u010d<\/strong> (t\u0159i \u010dtvrtlet\u00ed 2022)<\/strong><\/td>celkov\u00fd objem v mld. K\u010d<\/strong> (t\u0159i \u010dtvrtlet\u00ed 2021)<\/strong><\/td>zm\u011bna v %<\/strong><\/td><\/tr>

financov\u00e1n\u00ed podnikatelsk\u00fdch investic<\/strong> (finan\u010dn\u00ed a operativn\u00ed leasing, podnikatelsk\u00e9 \u00fav\u011bry, leasing nemovitost\u00ed)<\/td>		75,73<\/td>68,66<\/td>+10,3 %<\/td><\/tr>

financov\u00e1n\u00ed firemn\u00edho provozu<\/strong> (factoring)<\/td>		30,38<\/td>26,60<\/td>+14,2 %<\/td><\/tr>

financov\u00e1n\u00ed dom\u00e1cnost\u00ed<\/strong> (spot\u0159ebitelsk\u00e9 \u00fav\u011bry, spot\u0159ebitelsk\u00fd leasing)
CELKEM<\/strong><\/td>
20,87


126,98<\/td>
18,32


113,58<\/td>
+13,9 %


+11,8 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Pozn.: \u00dadaje za factoring poskytla Asociace factoringov\u00fdch spole\u010dnost\u00ed \u010cesk\u00e9 republiky.<\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Nebankovn\u00ed financov\u00e1n\u00ed potvrzuje svoji nezastupitelnou roli v\u00a0podpo\u0159e \u010desk\u00e9 ekonomiky. Za t\u0159i \u010dtvrtlet\u00ed leto\u0161n\u00edho roku poskytly \u010dlensk\u00e9 spole\u010dnosti \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) firm\u00e1m, podnikatel\u016fm […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=136"}],"version-history":[{"count":4,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/136\/revisions"}],"predecessor-version":[{"id":142,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/136\/revisions\/142"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/138"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=136"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=136"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}