{"id":1354,"date":"2023-04-24T14:12:00","date_gmt":"2023-04-24T14:12:00","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1354"},"modified":"2023-04-24T14:12:00","modified_gmt":"2023-04-24T14:12:00","slug":"moneta-zajem-o-penzijni-pripojisteni-roste","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1354","title":{"rendered":"MONETA: Z\u00e1jem o penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed roste"},"content":{"rendered":"<p><strong>Mo\u017enost sjedn\u00e1n\u00ed online, st\u00e1tn\u00ed podpora a\u017e 2\u00a0760 K\u010d ro\u010dn\u011b, p\u0159\u00edsp\u011bvky od zam\u011bstnavatele i \u00faleva na dan\u00edch. Klienti MONETA Money Bank loni projevili enormn\u00ed z\u00e1jem o dopl\u0148kov\u00e9 d\u016fchodov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed a tento trend pokra\u010duje i letos. <\/strong><!--more--><\/p>\n<p>Oproti prvn\u00ed \u010dtvrtin\u011b roku 2022 eviduje banka za prvn\u00ed kvart\u00e1l leto\u0161n\u00edho roku n\u00e1r\u016fst nov\u011b uzav\u0159en\u00fdch smluv o dopl\u0148kov\u00e9m penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00ed na \u00farovni 518 procent. R\u016fst je patrn\u00fd u\u017e od druh\u00e9 poloviny lo\u0148sk\u00e9ho roku, kdy MONETA za\u010dala penzijn\u00ed produkty nab\u00edzet online.<strong>\u00a0<\/strong><\/p>\n<p><em>\u201eZe zaji\u0161t\u011bn\u00ed na d\u016fchod se opr\u00e1vn\u011bn\u011b st\u00e1v\u00e1 celospole\u010densk\u00fd \u201efenom\u00e9n\u201c. T\u00e9ma je aktu\u00e1ln\u00ed jak na politick\u00e9, tak medi\u00e1ln\u00ed sc\u00e9n\u011b, co\u017e je tak\u00e9 d\u016fvodem, pro\u010d vn\u00edm\u00e1me v\u011bt\u0161\u00ed popt\u00e1vku po dopl\u0148kov\u00e9m penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00ed. Sekund\u00e1rn\u00edm efektem je pak vysok\u00e1 inflace, kde klienti hledaj\u00ed produkty, kter\u00e9 jim pomohou s\u00a0inflac\u00ed bojovat. V\u00a0tomto ohledu jde z\u00a0kr\u00e1tkodob\u00e9ho hlediska o prohran\u00fd boj. Mysl\u00edm ale, \u017ee dlouhodob\u00fd p\u0159\u00ednos se n\u00e1m da\u0159\u00ed vysv\u011btlit,\u201c <\/em>uvedl Tom\u00e1\u0161 Kapoun, senior mana\u017eer pro investice a poji\u0161t\u011bn\u00ed MONETA Money Bank.<\/p>\n<p>N\u00e1r\u016fst apetitu o d\u016fchodov\u00e9 spo\u0159en\u00ed mezi klienty je patrn\u00fd u\u017e od druh\u00e9 poloviny lo\u0148sk\u00e9ho roku, kdy banka zaznamenala zv\u00fd\u0161enou popt\u00e1vku a za\u010dala nab\u00edzet dopl\u0148kov\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed prost\u0159ednictv\u00edm sv\u00fdch online kan\u00e1l\u016f Internet banka a Smart banka.<em> \u201eZ\u00e1rove\u0148 jsme se zam\u011b\u0159ili i na klienty z\u00a0oblasti mal\u00e9ho byznysu. Celkem jsme prodali necel\u00fdch 17 tis\u00edc kus\u016f dopl\u0148kov\u00e9ho penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed. T\u00edm jsme za lo\u0148sk\u00fd rok v\u00fdrazn\u011b nav\u00fd\u0161ili na\u0161e celkov\u00e9 portfolio o 54 % nov\u011b uzav\u0159en\u00fdch smluv,\u201c <\/em>\u0159\u00edk\u00e1 Tom\u00e1\u0161 Kapoun a dod\u00e1v\u00e1, \u017ee ambice pro leto\u0161n\u00ed rok je lo\u0148sk\u00fd prodej zdvojn\u00e1sobit, tedy uzav\u0159\u00edt okolo 35 tis\u00edc nov\u00fdch smluv dopl\u0148kov\u00e9ho penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed, co se vzhledem k\u00a0prvn\u00edmu kvart\u00e1lu 2023 da\u0159\u00ed dos\u00e1hnout.<em>\u00a0<\/em><\/p>\n<p>Produkty d\u016fchodov\u00e9ho spo\u0159en\u00ed banka nab\u00edz\u00ed ve v\u0161ech sv\u00fdch prodejn\u00edch kan\u00e1lech. Nejv\u00edce smluv st\u00e1le uzav\u00edr\u00e1 na pobo\u010dk\u00e1ch, kde klienty obsluhuje p\u0159ibli\u017en\u011b 700 certifikovan\u00fdch bank\u00e9\u0159\u016f. <em>\u201eProst\u0159ednictv\u00edm digit\u00e1ln\u00edch kan\u00e1l\u016f, kter\u00e9 jsme p\u0159idali v\u00a0polovin\u011b lo\u0148sk\u00e9ho roku, chceme letos distribuovat zhruba t\u0159etinu nov\u00fdch smluv. Dal\u0161\u00edm kan\u00e1lem je na\u0161e s\u00ed\u0165 zhruba 130 bank\u00e9\u0159\u016f obsluhuj\u00edc\u00edch klientelu z\u00a0oblasti \u017eivnostn\u00edk\u016f a mal\u00fdch podnikatel\u016f,\u201c <\/em>dopl\u0148uje Tom\u00e1\u0161 Kapoun<em>.<\/em><em>\u00a0<\/em><\/p>\n<p>Sv\u00e9 m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edsp\u011bvky do d\u016fchodov\u00e9ho p\u0159ipoji\u0161t\u011bn\u00ed m\u016f\u017ee klient rozlo\u017eit do p\u0159ipraven\u00fdch fond\u016f, kter\u00e9 zohled\u0148uj\u00ed jeho investi\u010dn\u00ed strategii \u2013 konzervativn\u00ed, vyv\u00e1\u017eenou nebo dynamickou. Sou\u010d\u00e1st\u00ed penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed jsou i mnoh\u00e9 v\u00fdhody, nap\u0159\u00edklad st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky, kter\u00e9 je mo\u017en\u00e9 \u010derpat u\u017e od vlo\u017een\u00e9 \u010d\u00e1stky 300 K\u010d m\u011bs\u00ed\u010dn\u011b. Maxim\u00e1ln\u00ed st\u00e1tn\u00ed podporu \u2013 a\u017e 2\u00a0760 K\u010d ro\u010dn\u011b \u2013 lze z\u00edskat ji\u017e od m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edsp\u011bvku 1 000 K\u010d. V\u00a0p\u0159\u00edpad\u011b \u017ee si klient bude odkl\u00e1dat 3 000 K\u010d m\u011bs\u00ed\u010dn\u011b, dos\u00e1hne na maxim\u00e1ln\u00ed da\u0148ovou \u00falevu 3 600 K\u010d ro\u010dn\u011b. Z\u00e1rove\u0148 tak\u00e9 m\u016f\u017ee z\u00edskat p\u0159\u00edsp\u011bvek od zam\u011bstnavatele, a to a\u017e do v\u00fd\u0161e 50\u00a0000 K\u010d ro\u010dn\u011b bez dal\u0161\u00edch n\u00e1klad\u016f.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Mo\u017enost sjedn\u00e1n\u00ed online, st\u00e1tn\u00ed podpora a\u017e 2\u00a0760 K\u010d ro\u010dn\u011b, p\u0159\u00edsp\u011bvky od zam\u011bstnavatele i \u00faleva na dan\u00edch. Klienti MONETA Money Bank loni projevili enormn\u00ed z\u00e1jem o <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1354\" title=\"MONETA: Z\u00e1jem o penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed roste\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1355,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1354"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1354\/revisions"}],"predecessor-version":[{"id":1356,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1354\/revisions\/1356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1355"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}