{"id":1276,"date":"2023-04-11T14:07:23","date_gmt":"2023-04-11T14:07:23","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1276"},"modified":"2023-04-11T14:07:23","modified_gmt":"2023-04-11T14:07:23","slug":"co-je-to-tokenizace-klic-k-jejimu-pochopeni","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1276","title":{"rendered":"Co je to tokenizace? Kl\u00ed\u010d k jej\u00edmu pochopen\u00ed"},"content":{"rendered":"<p><strong>Technologii blockchain si v\u011bt\u0161ina lid\u00ed spojuje pouze s kryptom\u011bnami. Tato asociace nen\u00ed zcela myln\u00e1, blockchain byl p\u016fvodn\u011b vyvinut pro pot\u0159eby kryptom\u011bny Bitcoin. Od roku 2009 (kdy byl Bitcoin p\u0159edstaven) se v\u0161ak mnoh\u00e9 zm\u011bnilo a spektrum technologie blockchain se neust\u00e1le roz\u0161i\u0159uje. V sou\u010dasn\u00e9 dob\u011b je jednou z nejpou\u017e\u00edvan\u011bj\u0161\u00edch koncept\u016f t\u00e9to technologie tokenizace. Co to ale vlastn\u011b tokenizace je? A pro\u010d ji vyu\u017e\u00edvat?<\/strong><!--more--><\/p>\n<p><em>\u201cTechnologie se v dne\u0161n\u00edm sv\u011bt\u011b m\u011bn\u00ed velmi rychle a st\u00e1le rychleji. To umo\u017e\u0148uje rychlej\u0161\u00ed a efektivn\u011bj\u0161\u00ed zp\u016fsob, jak \u0159e\u0161it probl\u00e9my, zlep\u0161ovat \u017eivotn\u00ed \u00farove\u0148 a zvy\u0161ovat produktivitu. Nicm\u00e9n\u011b rychl\u00e9 tempo zm\u011bn technologi\u00ed m\u016f\u017ee tak\u00e9 p\u0159in\u00e1\u0161et ur\u010dit\u00e1 rizika a nebezpe\u010d\u00ed, jako \u0159e\u0161it probl\u00e9my tradi\u010dn\u00edmi zp\u016fsoby a mohou vznikat nov\u00e9 spole\u010densk\u00e9 probl\u00e9my, nap\u0159\u00edklad, \u017ee \u010d\u00e1st populace z\u016fstane z tohoto rozvoje vylou\u010dena. Je tedy d\u016fle\u017eit\u00e9 udr\u017eet si kritick\u00e9 my\u0161len\u00ed a uva\u017eovat o d\u016fsledc\u00edch nov\u00fdch technologi\u00ed. Technologie m\u016f\u017ee b\u00fdt prosp\u011b\u0161n\u00e1, ale mus\u00ed b\u00fdt pou\u017e\u00edv\u00e1na zodpov\u011bdn\u011b a s ohledem na soci\u00e1ln\u00ed a etick\u00e9 faktory,\u201d<\/em> \u0159\u00edk\u00e1 <strong>Jan Ve\u010derka<\/strong>, zakladatel a CEO crowdfundingov\u00e9 platformy <a href=\"https:\/\/www.brikkapp.com\/\">BrikkApp<\/a>.<\/p>\n<p><strong>Co je to tokenizace?<\/strong><\/p>\n<p>Tokenizace je proces v\u00fdm\u011bny citliv\u00fdch \u00fadaj\u016f za necitliv\u00e9 \u00fadaje, tzv. tokeny, kter\u00e9 lze pou\u017e\u00edt v datab\u00e1zi nebo intern\u00edm syst\u00e9mu, ani\u017e by byly citliv\u00e9 \u00fadaje vystaveny ve\u0159ejn\u00e9mu odhalen\u00ed. Jin\u00fdmi slovy, tokenizace je akt nahrazen\u00ed citliv\u00fdch dat jedine\u010dn\u00fdmi identifika\u010dn\u00edmi symboly, kter\u00e9 zachov\u00e1vaj\u00ed v\u0161echny kritick\u00e9 informace, ani\u017e by byla ohro\u017eena jejich bezpe\u010dnost. Pro mal\u00e9 a st\u0159edn\u00ed podniky se tokenizace stala obl\u00edbenou metodou, jak zv\u00fd\u0161it bezpe\u010dnost transakc\u00ed kreditn\u00edmi kartami \u010di elektronick\u00e9ho obchodov\u00e1n\u00ed. A t\u00edm z\u00e1rove\u0148 sn\u00ed\u017eit n\u00e1klady a slo\u017eitost dodr\u017eov\u00e1n\u00ed pr\u016fmyslov\u00fdch standard\u016f a vl\u00e1dn\u00edch po\u017eadavk\u016f. \u00da\u010delem tokenizace je chr\u00e1nit citliv\u00e1 data a z\u00e1rove\u0148 zachovat jejich obchodn\u00ed u\u017eite\u010dnost. Tokeny zachov\u00e1vaj\u00ed ur\u010dit\u00e9 aspekty p\u016fvodn\u00edch dat, nej\u010dast\u011bji d\u00e9lku nebo strukturu, tak\u017ee je lze bez p\u0159eru\u0161en\u00ed vyu\u017e\u00edvat p\u0159i obchodn\u00edch operac\u00edch. P\u016fvodn\u00ed citliv\u00e1 data jsou pak ulo\u017eena na bezpe\u010dn\u00e9m m\u00edst\u011b mimo intern\u00ed syst\u00e9my organizace.<\/p>\n<p>I p\u0159esto, \u017ee tokenizace za\u010dala s koncepc\u00ed ochrany datov\u00fdch aktiv bez spojen\u00ed s blockchainem, vyvinula se ve zp\u016fsob ochrany vlastnictv\u00ed mnoha dal\u0161\u00edch typ\u016f aktiv pomoc\u00ed technologie blockchain.<\/p>\n<p><strong>Tokenizace v r\u00e1mci blockchainu<\/strong><\/p>\n<ul>\n<li><strong>Zam\u011bniteln\u00e1 tokenizace.<\/strong> Standardn\u00ed blockchainov\u00e9 tokeny. Maj\u00ed identickou hodnotu, tak\u017ee se mohou snadno vz\u00e1jemn\u011b nahradit.<\/li>\n<li><strong>Nezam\u011bniteln\u00e1 tokenizace.<\/strong> M\u00e9n\u011b obvykl\u00e9 blockchainov\u00e9 tokeny. Nemaj\u00ed stanovenou hodnotu. M\u00edsto toho p\u0159edstavuj\u00ed vlastnictv\u00ed aktiva, nap\u0159\u00edklad digit\u00e1ln\u00edho um\u011bn\u00ed nebo nemovitosti, kter\u00e9 ur\u010duje hodnotu tokenu.<\/li>\n<li><strong>Spr\u00e1vn\u00ed tokenizace.<\/strong> Tokeny p\u0159edstavuj\u00edc\u00ed hlasovac\u00ed pr\u00e1va. Lze je pou\u017e\u00edt k hlasov\u00e1n\u00ed a spolupr\u00e1ci v blockchainov\u00e9m syst\u00e9mu.<\/li>\n<li><strong>U\u017eitn\u00e1 tokenizace.<\/strong> Tokeny pou\u017e\u00edvaj\u00edc\u00ed se k poskytnut\u00ed p\u0159\u00edstupu k ur\u010dit\u00fdm produkt\u016fm a slu\u017eb\u00e1m v konkr\u00e9tn\u00edm blockchainu. Lze je pou\u017e\u00edt k prov\u00e1d\u011bn\u00ed \u010dinnost\u00ed, jako je placen\u00ed transak\u010dn\u00edch poplatk\u016f nebo provozov\u00e1n\u00ed decentralizovan\u00e9ho tr\u017en\u00edho syst\u00e9mu.<\/li>\n<\/ul>\n<p><strong>Tokenizace mimo blockchain<\/strong><\/p>\n<ul>\n<li><strong>Trezorov\u00e1 tokenizace. <\/strong>Standardn\u00ed typ tokenizace k ochran\u011b platebn\u00edch informac\u00ed, kdy se token pou\u017e\u00edv\u00e1 ke zpracov\u00e1n\u00ed plateb bez poskytnut\u00ed \u010d\u00edsla karty nebo jin\u00fdch \u00fadaj\u016f.<\/li>\n<li><strong>Beztrezorov\u00e1 tokenizace. <\/strong>Typ tokenizace pou\u017e\u00edvan\u00fd pro zpracov\u00e1n\u00ed plateb, kter\u00fd nevy\u017eaduje pro ulo\u017een\u00ed tokenu trezor. M\u00edsto toho pou\u017e\u00edv\u00e1 kryptografick\u00e1 za\u0159\u00edzen\u00ed a algoritmy pro p\u0159evod dat na token.<\/li>\n<li><strong>Tokenizace p\u0159i zpracov\u00e1n\u00ed p\u0159irozen\u00e9ho jazyka. <\/strong>Typ tokenizace rozkl\u00e1daj\u00edc\u00ed informace na jednodu\u0161\u0161\u00ed v\u00fdrazy, aby byly pro po\u010d\u00edta\u010de srozumiteln\u011bj\u0161\u00ed. Zahrnuje tokenizaci slov a znak\u016f.<\/li>\n<\/ul>\n<p><strong>Co je token?<\/strong><\/p>\n<p>Token je \u010d\u00e1st dat, kter\u00e1 nahrazuje hodnotn\u011bj\u0161\u00ed \u010d\u00e1st dat. Tokeny nemaj\u00ed t\u00e9m\u011b\u0159 \u017e\u00e1dnou vlastn\u00ed hodnotu; jsou u\u017eite\u010dn\u00e9 pouze proto, \u017ee p\u0159edstavuj\u00ed n\u011bco hodnotn\u00e9ho, nap\u0159\u00edklad \u010d\u00edslo prim\u00e1rn\u00edho \u00fa\u010dtu (PAN). Token \u010d\u00edsla kreditn\u00ed karty m\u00e1 zachov\u00e1ny posledn\u00ed \u010dty\u0159i \u010d\u00edslice, ale zb\u00fdvaj\u00edc\u00ed \u010d\u00edslice jsou n\u00e1hodn\u00e9. Je nyn\u00ed bezpe\u010dn\u00fd pro ulo\u017een\u00ed v datab\u00e1zi. Tento token s\u00e1m o sob\u011b nem\u016f\u017ee nikdo, kdo m\u00e1 p\u0159\u00edstup k \u00fa\u010dtu kreditn\u00ed karty, pou\u017e\u00edt k jeho kompromitaci. St\u00e1v\u00e1 se tak vystavenou informac\u00ed, zat\u00edmco citliv\u00e9 informace, kter\u00e9 token p\u0159edstavuje, jsou bezpe\u010dn\u011b ulo\u017eeny na centralizovan\u00e9m serveru zn\u00e1m\u00e9m jako tokenov\u00fd trezor. Pouze v trezoru token\u016f lze p\u016fvodn\u00ed informace zp\u011btn\u011b mapovat na p\u0159idru\u017een\u00fd token.<\/p>\n<p><strong>V\u00fdhody tokenizace<\/strong><\/p>\n<p>C\u00edlem efektivn\u00ed tokeniza\u010dn\u00ed platformy je odstranit ze syst\u00e9m\u016f organizac\u00ed ve\u0161ker\u00e9 citliv\u00e9 \u00fadaje, nahradit ka\u017edou sadu dat nerozlu\u0161titeln\u00fdm tokenem a uchov\u00e1vat p\u016fvodn\u00ed data v bezpe\u010dn\u00e9m cloudov\u00e9m prost\u0159ed\u00ed, kter\u00e9 je na syst\u00e9mech organizac\u00ed nez\u00e1visl\u00e9. Spr\u00e1vn\u011b navr\u017een\u00e1 a implementovan\u00e1 cloudov\u00e1 tokeniza\u010dn\u00ed platforma m\u016f\u017ee zabr\u00e1nit vyzrazen\u00ed citliv\u00fdch \u00fadaj\u016f a zabr\u00e1nit \u00fato\u010dn\u00edk\u016fm v z\u00edsk\u00e1n\u00ed jak\u00fdchkoli pou\u017eiteln\u00fdch informac\u00ed, a\u0165 u\u017e finan\u010dn\u00edch nebo osobn\u00edch. Rozhoduj\u00edc\u00edm faktorem jsou zde \u201evyu\u017eiteln\u00e9 informace\u201c. Tokenizace v\u0161ak nen\u00ed bezpe\u010dnostn\u00ed syst\u00e9m, kter\u00fd zabr\u00e1n\u00ed hacker\u016fm z\u00edskat p\u0159\u00edstup do va\u0161ich s\u00edt\u00ed a datov\u00fdch syst\u00e9m\u016f. Pro tuto funkci je vytvo\u0159ena \u0159ada r\u016fzn\u00fdch bezpe\u010dnostn\u00edch mechanism\u016f. M\u00edsto toho se jedn\u00e1 o bezpe\u010dnostn\u00ed \u0159e\u0161en\u00ed zam\u011b\u0159en\u00e9 na data, kter\u00e9 dodr\u017euje z\u00e1sady Zero Trust (p\u0159\u00edstup k n\u00e1vrhu a implementaci IT syst\u00e9m\u016f zalo\u017een\u00fd na opatrnosti a skepsi, pozn. red.).<\/p>\n<p>Dal\u0161\u00ed v\u00fdhodou tokenizace je, \u017ee organizace nemus\u00ed v p\u0159\u00edpad\u011b naru\u0161en\u00ed bezpe\u010dnosti dat informovat dot\u010den\u00e9 osoby. Pokud do va\u0161eho prost\u0159ed\u00ed pronikne \u00fato\u010dn\u00edk, m\u016f\u017ee odcizit pouze tokeny, nikoli osobn\u00ed \u00fadaje. Ve skute\u010dnosti k \u017e\u00e1dn\u00e9mu naru\u0161en\u00ed dat nedo\u0161lo, tud\u00ed\u017e nen\u00ed t\u0159eba zas\u00edlat ozn\u00e1men\u00ed o naru\u0161en\u00ed.<\/p>\n<p><strong>Co lze tokenizovat?<\/strong><\/p>\n<p>V p\u0159\u00edkladech pou\u017eit\u00ed tokenizace by se dalo pokra\u010dovat v\u00a0podstat\u011b donekone\u010dna. V naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f se pou\u017e\u00edv\u00e1 v podnik\u00e1n\u00ed, jeliko\u017e umoc\u0148uje jeho digitalizaci.<\/p>\n<p><strong>Nemovitosti<\/strong><\/p>\n<p>Tokenizace budov a pozemk\u016f je po cel\u00e9m sv\u011bt\u011b st\u00e1le popul\u00e1rn\u011bj\u0161\u00ed, \u010d\u00e1ste\u010dn\u011b kv\u016fli rychlosti transakc\u00ed, eliminaci prost\u0159edn\u00edk\u016f a bezpe\u010dnosti. Tokenizace nemovitost\u00ed zahrnuje vyd\u00e1v\u00e1n\u00ed token\u016f prost\u0159ednictv\u00edm s\u00edt\u011b blockchain a jejich n\u00e1sledn\u00e9 p\u0159i\u0159azen\u00ed ke konkr\u00e9tn\u00ed nemovitosti. Investo\u0159i se tak mohou st\u00e1t spolumajiteli nebo vlastn\u00edky konkr\u00e9tn\u00ed nemovitosti t\u00edm, \u017ee dr\u017e\u00ed jej\u00ed pod\u00edly ve form\u011b token\u016f.<\/p>\n<p><strong>Drahokamy a rudy<\/strong><\/p>\n<p>Pomoc\u00ed technologie blockchain a speci\u00e1ln\u011b p\u0159ipraven\u00e9 platformy je tak\u00e9 mo\u017en\u00e9 identifikovat pravost drah\u00fdch kamen\u016f nebo ur\u010dit\u00fdch forem rud p\u0159id\u011blen\u00edm individu\u00e1ln\u00edho \u010d\u00edsla. Registrovanou komoditu s digit\u00e1ln\u00edm \u010d\u00edslem lze pozd\u011bji identifikovat ov\u011b\u0159en\u00edm jej\u00edho p\u016fvodu, vlastnost\u00ed a souvisej\u00edc\u00edch transakc\u00ed.<\/p>\n<p><strong>Um\u011bleck\u00e1 d\u00edla<\/strong><\/p>\n<p>NFT \u2013 \u201enezam\u011bniteln\u00fd token\u201c (non-fungible token) zp\u016fsobuje revoluci na trhu s um\u011bn\u00edm, a to jak na hmotn\u00e9m, tak na digit\u00e1ln\u00edm trhu. Ka\u017ed\u00fd token NFT je jedine\u010dn\u00fd a p\u0159edstavuje nevym\u011bnitelnou hodnotu, tak\u017ee m\u016f\u017ee p\u0159edstavovat pod\u00edl na pr\u00e1vech k um\u011bleck\u00e9mu d\u00edlu, co\u017e usnad\u0148uje velmi rychl\u00e9 investov\u00e1n\u00ed do um\u011bn\u00ed. Jedn\u00edm z prvn\u00edch p\u0159\u00edklad\u016f vyu\u017eit\u00ed tohoto \u0159e\u0161en\u00ed byl obraz \u201e14 mal\u00fdch elektrick\u00fdch \u017eidl\u00ed\u201c od Andyho Warhola. V roce 2018 bylo na platform\u011b Maecenas vydra\u017eeno 49 % tokenov\u00fdch pod\u00edl\u016f tohoto obrazu. Aukce prob\u00edhala s vyu\u017eit\u00edm kryptom\u011bn a chytr\u00fdch kontrakt\u016f. Z\u00fa\u010dastnilo se j\u00ed p\u0159es 800 lid\u00ed.<\/p>\n<p><strong>Chra\u0148te sv\u00e1 tokenizovan\u00e1 data<\/strong><\/p>\n<p>\u00da\u010dinnost tokenizace m\u016f\u017ee b\u00fdt ohro\u017eena, pokud nen\u00ed spr\u00e1vn\u011b implementov\u00e1na a chr\u00e1n\u011bna. Jedinou metodou, kter\u00e1 zaru\u010d\u00ed, \u017ee tokeny nelze zvr\u00e1tit, je jejich n\u00e1hodn\u00e9 generov\u00e1n\u00ed. Pouze (zp\u011btn\u00e9) vyhled\u00e1v\u00e1n\u00ed v datab\u00e1zi serveru token\u016f m\u016f\u017ee odhalit p\u016fvodn\u00ed citliv\u00e9 \u00fadaje obsa\u017een\u00e9 v tokenu. Dal\u0161\u00edm probl\u00e9mem je ochrana tokenov\u00e9ho serveru. Chcete-li zaru\u010dit, \u017ee v\u00e1\u0161 tokeniza\u010dn\u00ed syst\u00e9m spl\u0148uje standardy PCI (soubor mezin\u00e1rodn\u00edch bezpe\u010dnostn\u00edch standard\u016f, jejich\u017e c\u00edlem je zamezit \u00fanik\u016fm citliv\u00fdch dat o dr\u017eitel\u00edch platebn\u00edch karet, pozn. red.), je nezbytn\u00e9 zachovat s\u00ed\u0165ovou segregaci. Pokud nen\u00ed server \u00fa\u010dinn\u011b chr\u00e1n\u011bn, m\u016f\u017ee b\u00fdt ohro\u017eena \u00fa\u010dinnost cel\u00e9ho syst\u00e9mu. Server token\u016f je zodpov\u011bdn\u00fd za zvrat postupu tokenizace, proto mus\u00ed b\u00fdt chr\u00e1n\u011bn tradi\u010dn\u00ed spr\u00e1vou kl\u00ed\u010d\u016f a siln\u00fdm \u0161ifrov\u00e1n\u00edm.<\/p>\n<p><em>\u201cBrikkApp chr\u00e1n\u00ed data sv\u00fdch u\u017eivatel\u016f n\u011bkolika zp\u016fsoby. V\u0161echna data p\u0159en\u00e1\u0161en\u00e1 mezi u\u017eivatelem a BrikkApp jsou \u0161ifrov\u00e1na pomoc\u00ed protokolu HTTPS a SSL certifik\u00e1tu, co\u017e zaji\u0161\u0165uje bezpe\u010dnou komunikaci. BrikkApp ukl\u00e1d\u00e1 hesla u\u017eivatel\u016f v \u0161ifrovan\u00e9 podob\u011b a ukl\u00e1d\u00e1 pouze jejich ha\u0161e. To znamen\u00e1, \u017ee pokud by n\u011bkdo z\u00edskal p\u0159\u00edstup k datab\u00e1zi BrikkApp, nemohl by z\u00edskat hesla u\u017eivatel\u016f. BrikkApp brzy umo\u017en\u00ed sv\u00fdm u\u017eivatel\u016fm aktivovat dvouf\u00e1zov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed, co\u017e znamen\u00e1, \u017ee p\u0159i p\u0159ihl\u00e1\u0161en\u00ed je t\u0159eba zadat nejen heslo, ale i dal\u0161\u00ed ov\u011b\u0159ovac\u00ed k\u00f3d, kter\u00fd je zas\u00edl\u00e1n na mobiln\u00ed telefon nebo e-mail u\u017eivatele. Tento k\u00f3d chr\u00e1n\u00ed \u00fa\u010det p\u0159ed neopr\u00e1vn\u011bn\u00fdm p\u0159\u00edstupem. BrikkApp pravideln\u011b z\u00e1lohuje data sv\u00fdch u\u017eivatel\u016f, aby p\u0159ede\u0161la jejich ztr\u00e1t\u011b nebo po\u0161kozen\u00ed v p\u0159\u00edpad\u011b neo\u010dek\u00e1van\u00fdch ud\u00e1lost\u00ed, jako jsou v\u00fdpadky server\u016f nebo technick\u00e9 probl\u00e9my. Tyto bezpe\u010dnostn\u00ed opat\u0159en\u00ed pom\u00e1haj\u00ed chr\u00e1nit data u\u017eivatel\u016f BrikkApp a minimalizovat rizika spojen\u00e1 s p\u0159\u00edstupem k citliv\u00fdm informac\u00edm,\u201d<\/em> popisuje bezpe\u010dnost <strong>Jan Ve\u010derka<\/strong>, zakladatel a CEO crowdfundingov\u00e9 platformy <a href=\"https:\/\/www.brikkapp.com\/\">BrikkApp<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Technologii blockchain si v\u011bt\u0161ina lid\u00ed spojuje pouze s kryptom\u011bnami. Tato asociace nen\u00ed zcela myln\u00e1, blockchain byl p\u016fvodn\u011b vyvinut pro pot\u0159eby kryptom\u011bny Bitcoin. Od roku 2009 <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1276\" title=\"Co je to tokenizace? Kl\u00ed\u010d k jej\u00edmu pochopen\u00ed\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyza"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1276"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1276\/revisions"}],"predecessor-version":[{"id":1278,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1276\/revisions\/1278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1277"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}