{"id":1210,"date":"2023-03-28T12:12:16","date_gmt":"2023-03-28T12:12:16","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1210"},"modified":"2023-03-28T12:12:16","modified_gmt":"2023-03-28T12:12:16","slug":"moneta-bilancuje-rust-klientu-v-komercnim-sektoru","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1210","title":{"rendered":"Moneta bilancuje r\u016fst klient\u016f v komer\u010dn\u00edm sektoru"},"content":{"rendered":"

MONETA Money Bank, dlouhodob\u00fd podporovatel mal\u00fdch a st\u0159edn\u00edch podnikatel\u016f a \u017eivnostn\u00edk\u016f, bilancuje r\u016fst klient\u016f v\u00a0komer\u010dn\u00edm sektoru od sv\u00e9ho vstupu na burzu v\u00a0roce 2016. Za posledn\u00edch \u0161est let se jejich po\u010det nav\u00fd\u0161il z\u00a093,5 tis\u00edc na dne\u0161n\u00edch 125 tis\u00edc, tedy o 34 procent. Svou atraktivitu pro komer\u010dn\u00ed klientelu banka pr\u016fb\u011b\u017en\u011b zlep\u0161uje nap\u0159\u00edklad digitalizac\u00ed portfolia, d\u00edky kter\u00e9 si podnikatel\u00e9 a \u017eivnostn\u00edci mohou pohodln\u011b sjednat st\u00e1le v\u00edce produkt\u016f online. Klienti oce\u0148uj\u00ed i podporu z\u00e1ru\u010dn\u00edch program\u016f, d\u00edky nim\u017e mohou z\u00edskat standardn\u00ed finan\u010dn\u00ed produkty se zv\u00fdhodn\u011bn\u00fdmi podm\u00ednkami.<\/strong><\/p>\n

<\/p>\n

\u201eJsme p\u0159esv\u011bd\u010deni o tom, \u017ee mal\u00ed podnikatel\u00e9 a \u017eivnostn\u00edci jsou p\u00e1te\u0159\u00ed \u010desk\u00e9ho byznysu. Konstantn\u00ed r\u016fst nov\u011b p\u0159\u00edchoz\u00edch klient\u016f z\u00a0t\u00e9to oblasti n\u00e1m dokl\u00e1d\u00e1, \u017ee na\u0161e produkty ur\u010den\u00e9 za\u010d\u00ednaj\u00edc\u00edm i etablovan\u00fdm podnikatel\u016fm maj\u00ed parametry, kter\u00e9 skute\u010dn\u011b napom\u00e1haj\u00ed rozvoji tohoto sektoru. Mezi na\u0161\u00ed komer\u010dn\u00ed klientelou je obl\u00edben\u00fd nap\u0159\u00edklad \u00fa\u010det Konto Pro podnik\u00e1n\u00ed, kter\u00fd v\u00a0posledn\u00edm ro\u010dn\u00edku presti\u017en\u00ed oborov\u00e9 sout\u011b\u017ee Zlat\u00e1 koruna zv\u00edt\u011bzil v kategorii podnikatelsk\u00fdch \u00fa\u010dt\u016f. Je zdarma, lze ho sjednat a obsluhovat pln\u011b online a umo\u017e\u0148uje bezplatn\u00e9 v\u00fdb\u011bry ze v\u0161ech bankomat\u016f po cel\u00e9m sv\u011bt\u011b, a nav\u00edc k\u00a0n\u011bmu lze sjednat finan\u010dn\u00ed rezervu a\u017e do v\u00fd\u0161e 2,5 milionu korun v podob\u011b kontokorentu,\u201c<\/em> \u0159\u00edk\u00e1 Marek Dvo\u0159\u00e1k, Senior Manager divize Small Business MONETA Money Bank s\u00a0t\u00edm, \u017ee pro komer\u010dn\u00ed sektor nab\u00edz\u00ed banka aktu\u00e1ln\u011b spo\u0159ic\u00ed \u00fa\u010det se zhodnocen\u00edm 4,0 % bez omezen\u00ed v\u00fd\u0161e vkladu a d\u00e1le term\u00ednovan\u00fd vklad s\u00a0\u00farokem 5,3 % ro\u010dn\u011b.\u00a0<\/strong><\/p>\n

D\u00e1le komer\u010dn\u00ed klienti MONETA Money Bank hojn\u011b vyu\u017e\u00edvaj\u00ed produkty s\u00a0podporou z\u00e1ru\u010dn\u00edch program\u016f, kter\u00e9 c\u00edl\u00ed v\u017edy na podporu ur\u010dit\u00e9ho segmentu trhu \u2013 nap\u0159\u00edklad na firmy dot\u010den\u00e9 pandemi\u00ed COVID-19 \u010di sou\u010dasnou energetickou kriz\u00ed, \u017eeny podnikatelky nebo i obecn\u011bji na segment mal\u00fdch a st\u0159edn\u00edch podnikatel\u016f. Funguj\u00ed tak, \u017ee banka sv\u00fdm klient\u016fm poskytuje sv\u00e9 standardn\u00ed finan\u010dn\u00ed produkty, jejich\u017e financov\u00e1n\u00ed je d\u00edky z\u00e1ruce od N\u00e1rodn\u00ed rozvojov\u00e9 banky (NRB) nebo Evropsk\u00e9ho finan\u010dn\u00edho fondu (EIF) poskytov\u00e1no za zv\u00fdhodn\u011bn\u00fdch podm\u00ednek.<\/p>\n

\u201eCelkem jsme od roku 2016 poskytli zv\u00fdhodn\u011bn\u00e9 financov\u00e1n\u00ed podpo\u0159en\u00e9 z\u00e1rukami v\u00a0po\u010dtu sedm a p\u016fl tis\u00edce \u00fav\u011br\u016f v\u00a0celkov\u00e9 hodnot\u011b t\u00e9m\u011b\u0159 14 miliard korun. P\u0159\u00ednosem z\u00e1ru\u010dn\u00edch program\u016f poskytovan\u00fdch NRB a EIF je to, \u017ee m\u016f\u017eeme poskytovat sv\u00fdm klient\u016fm z \u0159ad mal\u00fdch a st\u0159edn\u00edch firem financov\u00e1n\u00ed za v\u00fdhodn\u00fdch podm\u00ednek a jsme z\u00e1rove\u0148 schopni zafinancovat i klienty, kte\u0159\u00ed by vzhledem ke sv\u00e9mu rizikov\u011bj\u0161\u00edmu profilu bez z\u00e1ruky na \u00fav\u011br v\u016fbec nedos\u00e1hli nebo bychom jim byli schopni poskytnout financov\u00e1n\u00ed ve v\u00fdrazn\u011b ni\u017e\u0161\u00edm objemu,\u201c <\/em>shrnuje Marek Dvo\u0159\u00e1k.<\/p>\n

V\u00fdznamn\u00fdmi byly v\u00a0tomto ohledu p\u0159edev\u0161\u00edm roky 2020 a 2021, kdy MONETA zav\u00e1d\u011bla do sv\u00e9ho produktov\u00e9ho portfolia sedm specializovan\u00fdch z\u00e1ru\u010dn\u00edch program\u016f na podporu firem dot\u010den\u00fdch pandemi\u00ed COVID-19. \u201eNa\u0161\u00edm specifikem v\u00a0r\u00e1mci \u010desk\u00e9ho trhu bylo p\u0159edev\u0161\u00edm to, \u017ee jsme investovali hodn\u011b \u00fasil\u00ed do automatizace poskytov\u00e1n\u00ed t\u011bchto zv\u00fdhodn\u011bn\u00fdch \u00fav\u011br\u016f a jejich zp\u0159\u00edstupn\u011bn\u00ed i pro segment nejmen\u0161\u00edch klient\u016f z\u00a0\u0159ad \u017eivnostn\u00edk\u016f,\u201c<\/em> \u0159\u00edk\u00e1 Marek Dvo\u0159\u00e1k. \u201eD\u00edky tomu se n\u00e1m poda\u0159ilo nap\u0159\u00edklad na programu COVID III dos\u00e1hnout v\u00a0segmentu \u017eivnostn\u00edk\u016f tr\u017en\u00edho pod\u00edlu p\u0159es 60 procent z\u00a0po\u010dtu poskytnut\u00fdch \u00fav\u011br\u016f,\u201c<\/em> dod\u00e1v\u00e1.<\/p>\n\n\n\n\n\n\n\n\n\n\n
Rok<\/td>\nPo\u010det komer\u010dn\u00edch klient\u016f<\/td>\n<\/td>\n<\/tr>\n
2016<\/td>\n93356<\/td>\n<\/td>\n<\/tr>\n
2017<\/td>\n94608<\/td>\n<\/td>\n<\/tr>\n
2018<\/td>\n100757<\/td>\n<\/td>\n<\/tr>\n
2019<\/td>\n102144<\/td>\n<\/td>\n<\/tr>\n
2020<\/td>\n108550<\/td>\n<\/td>\n<\/tr>\n
2021<\/td>\n113412<\/td>\n<\/td>\n<\/tr>\n
2022<\/td>\n124933<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

MONETA Money Bank, dlouhodob\u00fd podporovatel mal\u00fdch a st\u0159edn\u00edch podnikatel\u016f a \u017eivnostn\u00edk\u016f, bilancuje r\u016fst klient\u016f v\u00a0komer\u010dn\u00edm sektoru od sv\u00e9ho vstupu na burzu v\u00a0roce 2016. Za posledn\u00edch […]<\/a><\/p>\n<\/div>","protected":false},"author":2,"featured_media":1211,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1210"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1210\/revisions"}],"predecessor-version":[{"id":1212,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1210\/revisions\/1212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1211"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}