{"id":1152,"date":"2023-03-17T09:05:27","date_gmt":"2023-03-17T09:05:27","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1152"},"modified":"2023-03-17T11:25:32","modified_gmt":"2023-03-17T11:25:32","slug":"moneta-zemedelci-uz-pres-smart-finance-uzavreli-smlouvy-za-temer-pul-miliardy","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1152","title":{"rendered":"MONETA: zem\u011bd\u011blsk\u00e1 Smart Finance funguje"},"content":{"rendered":"<p><strong>Moneta loni spustila syst\u00e9m, ur\u010den\u00fd p\u0159edev\u0161\u00edm podnikatel\u016fm v zem\u011bd\u011blstv\u00ed. Jeho obl\u00edbenost potvrzuje objem doposud uzav\u0159en\u00fdch smluv. Ten se p\u0159ibl\u00ed\u017eil k hranici p\u016fl miliardy korun.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>\u00daspora \u010dasu je prim\u00e1rn\u00ed p\u0159edev\u0161\u00edm ve f\u00e1zi \u017e\u00e1dosti o \u00fav\u011br a ve f\u00e1zi schvalov\u00e1n\u00ed, kter\u00e9 prob\u00edh\u00e1 v n\u011bkter\u00fdch p\u0159\u00edpadech automaticky. Dal\u0161\u00ed p\u0159idanou hodnotou jsou nulov\u00e9 poplatky, minim\u00e1ln\u00ed dokladovost a tak\u00e9 mo\u017enost biometrick\u00e9ho podpisu smluv.<\/p>\n<p>\u00dav\u011bry sjednan\u00e9 p\u0159es Smart Finance jsou nav\u00edc kompatibiln\u00ed s dota\u010dn\u00edmi programy\u00a0 Podp\u016frn\u00e9ho a garan\u010dn\u00edho rolnick\u00e9ho a lesnick\u00e9ho Fondu (PGRLF) a rovn\u011b\u017e s Programem rozvoje venkova. <em>\u201eJsme r\u00e1di, \u017ee jsme p\u0159i\u0161li s \u0159e\u0161en\u00edm, kter\u00e9 uleh\u010duje \u017eivot zem\u011bd\u011blc\u016fm, a to zejm\u00e9na vzhledem k jejich n\u00e1ro\u010dn\u00e9mu pracovn\u00edmu vyt\u00ed\u017een\u00ed. Smart Finance umo\u017e\u0148uje jednoduch\u00e9 financov\u00e1n\u00ed zem\u011bd\u011blsk\u00e9 techniky, a na\u0161i klienti u\u017e tak nemus\u00ed \u0159e\u0161it slo\u017eitou byrokracii,\u201c<\/em> uvedla Barbora Kobi\u00e1nov\u00e1, sektorov\u00e1 mana\u017eerka pro oblast zem\u011bd\u011blstv\u00ed MONETA Money Bank.<\/p>\n<p>Smart Finance tak\u00e9 umo\u017e\u0148uje propojit klienta p\u0159\u00edmo s\u00a0prodejcem zem\u011bd\u011blsk\u00e9 techniky, kter\u00fd mu rovnou p\u0159edlo\u017e\u00ed konkr\u00e9tn\u00ed nab\u00eddku na n\u00e1kup stroje a detaily jeho financov\u00e1n\u00ed. Prodejce m\u00e1 tak mo\u017enost s klientem cel\u00fd \u00fav\u011br zprocesovat p\u0159\u00edmo v syst\u00e9mu. Z\u00e1rove\u0148 lze p\u0159es Smart Finance sjednat i \u201eall risks\u201c poji\u0161t\u011bn\u00ed a pojistn\u00e9 zahrnout do spl\u00e1tek \u00fav\u011bru. Platforma umo\u017e\u0148uje financovat i stroje star\u0161\u00ed 10 let na dobu a\u017e 72 m\u011bs\u00edc\u016f, jinak je maxim\u00e1ln\u00ed doba financov\u00e1n\u00ed 10 let.<\/p>\n<p>\u017de je MONETA coby b\u00fdval\u00e1 Agrobanka pro klienty z oblasti zem\u011bd\u011blstv\u00ed dlouhodob\u011b atraktivn\u00ed dokl\u00e1d\u00e1 i r\u016fst nov\u011b p\u0159\u00edchoz\u00edch klient\u016f: od roku 2016, kdy MONETA vstoupila na burzu, vzrostl z p\u016fvodn\u00edch 7 450 na sou\u010dasn\u00fdch 10 496, co\u017e je n\u00e1r\u016fst o 41 procent. Od roku 2016 banka poskytla na n\u00e1kup p\u016fdy \u00fav\u011bry v objemu 8,76 miliardy korun.<\/p>\n<p>Na uveden\u00e9 trendy maj\u00ed mimo jin\u00e9 vliv i dota\u010dn\u00ed a jin\u00e9 podp\u016frn\u00e9 programy, v jejich\u017e souladu MONETA poskytuje financov\u00e1n\u00ed. \u00a0Jedn\u00e1 se zejm\u00e9na o programy Zem\u011bd\u011blec a Podpora n\u00e1kupu p\u016fdy. MONETA Money Bank se na celkov\u011b schv\u00e1len\u00fdch \u017e\u00e1dostech v programu Podpora n\u00e1kupu p\u016fdy pod\u00edl\u00ed dlouhodob\u011b zhruba z jedn\u00e9 poloviny.<\/p>\n<p>V lo\u0148sk\u00e9m roce poskytoval Podp\u016frn\u00fd a garan\u010dn\u00ed rolnick\u00fd a lesnick\u00fd fond (PGRLF) podporu p\u0159edev\u0161\u00edm na provozn\u00ed \u00fa\u010dely pro zm\u00edrn\u011bn\u00ed negativn\u00edch dopad\u016f n\u00e1r\u016fstu cen vstupn\u00edch komodit. \u201e<em>D\u00edky p\u0159edschv\u00e1len\u00fdm limit\u016fm jsme byli schopni obslou\u017eit t\u00e9m\u011b\u0159 700 klient\u016f z \u0159ad zem\u011bd\u011blc\u016f. Rychl\u00fdm vy\u0159\u00edzen\u00edm \u00fav\u011br\u016f jsme jim umo\u017enili splnit term\u00edny p\u0159edepsan\u00e9 dota\u010dn\u00edm programem a z\u00edskat tak podporu ve form\u011b sn\u00ed\u017een\u00ed jistiny v objemu 175 milion\u016f korun<\/em>,\u201c \u0159\u00edk\u00e1 Barbora Kobianov\u00e1. \u201e<em>Dal\u0161\u00edm 361 klient\u016fm jsme pak poskytli je\u0161t\u011b provozn\u00ed financov\u00e1n\u00ed p\u0159es provozn\u00ed \u00fav\u011br pro mal\u00e9 a st\u0159edn\u00ed podniky, kde bylo d\u00edky dota\u010dn\u00edm podm\u00ednk\u00e1m vy\u0159\u00edzen\u00ed \u00fav\u011bru tak\u00e9 jednodu\u0161\u0161\u00ed,<\/em>\u201c dod\u00e1v\u00e1.<\/p>\n<p>Dal\u0161\u00ed podpory v zem\u011bd\u011blsk\u00e9m sektoru se t\u00fdkaj\u00ed investi\u010dn\u00edch dotac\u00ed, kter\u00e9 nejsou v\u00e1z\u00e1ny p\u0159\u00edmo na financov\u00e1n\u00ed. Klient je tedy m\u016f\u017ee obdr\u017eet i v p\u0159\u00edpad\u011b, \u017ee by si danou investici financoval z vlastn\u00edch zdroj\u016f. V roce 2022 podpo\u0159ila MONETA zejm\u00e9na investice do ekoenergetick\u00fdch projekt\u016f, a to z N\u00e1rodn\u00edho pl\u00e1nu obnovy pod Ministerstvem pr\u016fmyslu a obchodu \u010cR a z Moderniza\u010dn\u00edho fondu od St\u00e1tn\u00edho fondu \u017eivotn\u00edho prost\u0159ed\u00ed. Zde mohli zem\u011bd\u011blci \u017e\u00e1dat o dotace nap\u0159\u00edklad do st\u0159e\u0161n\u00edch sol\u00e1rn\u00edch instalac\u00ed nebo do po\u0159\u00edzen\u00ed fotovoltaick\u00fdch elektr\u00e1ren na pozemc\u00edch. Na tyto \u00fa\u010dely poskytla MONETA investi\u010dn\u00ed \u00fav\u011bry za v\u00edce ne\u017e 100 milion\u016f korun a dal\u0161\u00ed projekty se je\u0161t\u011b vy\u0159izuj\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Moneta loni spustila syst\u00e9m, ur\u010den\u00fd p\u0159edev\u0161\u00edm podnikatel\u016fm v zem\u011bd\u011blstv\u00ed. Jeho obl\u00edbenost potvrzuje objem doposud uzav\u0159en\u00fdch smluv. Ten se p\u0159ibl\u00ed\u017eil k hranici p\u016fl miliardy korun.<\/p>\n<\/div>","protected":false},"author":2,"featured_media":1153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1152"}],"version-history":[{"count":4,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1152\/revisions"}],"predecessor-version":[{"id":1157,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1152\/revisions\/1157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1153"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}