{"id":1031,"date":"2023-03-01T11:20:27","date_gmt":"2023-03-01T11:20:27","guid":{"rendered":"https:\/\/www.czechbankingnews.cz\/?p=1031"},"modified":"2023-03-01T11:20:27","modified_gmt":"2023-03-01T11:20:27","slug":"rok-od-padu-sberbank-nejvetsi-krach-od-union-banky-duverou-lidi-v-bankovni-system-neotrasl","status":"publish","type":"post","link":"https:\/\/www.czechbankingnews.cz\/?p=1031","title":{"rendered":"Rok od p\u00e1du Sberbank: Nejv\u011bt\u0161\u00ed krach od Union banky d\u016fv\u011brou lid\u00ed v bankovn\u00ed syst\u00e9m neot\u0159\u00e1sl"},"content":{"rendered":"<p><strong>T\u00e9m\u011b\u0159 p\u0159ed rokem spustil Garan\u010dn\u00ed syst\u00e9m finan\u010dn\u00edho trhu v\u00fdplaty n\u00e1hrad vklad\u016f klient\u016fm Sberbank CZ. Celkem se t\u00fdkala v\u00edce ne\u017e 120 tis\u00edc vkladatel\u016f padl\u00e9 banky, kte\u0159\u00ed m\u011bli ze syst\u00e9mu poji\u0161t\u011bn\u00ed vklad\u016f z\u00edskat t\u00e9m\u011b\u0159 26 miliard korun. Co do v\u00fd\u0161e poji\u0161t\u011bn\u00fdch vklad\u016f \u0161lo o nejv\u011bt\u0161\u00ed v\u00fdplatu n\u00e1hrad vklad\u016f v\u00a0historii Garan\u010dn\u00edho syst\u00e9mu.<\/strong><span id=\"more-156325\"><\/span><!--more--><\/p>\n<p>Rok od zah\u00e1jen\u00ed v\u00fdplaty n\u00e1hrad vid\u00edme, \u017ee touto zat\u011b\u017ek\u00e1vac\u00ed zkou\u0161kou pro\u0161el Garan\u010dn\u00ed syst\u00e9m a dal\u0161\u00ed zapojen\u00e9 instituce bez v\u011bt\u0161\u00edch pot\u00ed\u017e\u00ed. V\u00fdplata byla spu\u0161t\u011bna u\u017e 7 pracovn\u00edch dn\u00ed od chv\u00edle, kdy \u010cNB ozn\u00e1mila, \u017ee Sberbank CZ nedok\u00e1\u017ee dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.<\/p>\n<p>Na to, vyzvednout si n\u00e1hradu vklad\u016f, maj\u00ed klienti Sberbank CZ ze z\u00e1kona t\u0159i roky. V tuto chv\u00edli si n\u00e1hradu vklad\u016f vyzvedlo p\u0159es 87 tis\u00edc klient\u016f banky, dal\u0161\u00edch zhruba 33 tis\u00edc klient\u016f m\u00e1 \u010das a\u017e do 10. b\u0159ezna 2025. Garan\u010dn\u00ed syst\u00e9m ji\u017e vyplatil t\u00e9m\u011b\u0159 98 % v\u0161ech poji\u0161t\u011bn\u00fdch vklad\u016f.<\/p>\n<p>Hladk\u00fd pr\u016fb\u011bh v\u00fdplaty n\u00e1hrad pomohl tomu, \u017ee d\u016fv\u011bra ob\u010dan\u016f v\u00a0bankovn\u00ed syst\u00e9m nebyla ot\u0159esena. Z\u00a0dat reprezentativn\u00edho kvantitativn\u00edho pr\u016fzkumu, kter\u00fd pro GSFT provedla v\u00fdzkumn\u00e1 agentura Response:NOW, jsme dokonce vid\u011bli, \u017ee d\u016fv\u011bra ve stabilitu bankovn\u00edho syst\u00e9mu byla p\u00e1r m\u011bs\u00edc\u016f po krachu Sberbank CZ dokonce o n\u011bkolik procentn\u00edch bod\u016f vy\u0161\u0161\u00ed, ne\u017e v roce 2017 \u2013 90 % \u010desk\u00e9 populace bank\u00e1m d\u016fv\u011b\u0159uje.<\/p>\n<p>C\u00edlem na\u0161\u00edm a v\u0161ech relevantn\u00edch akt\u00e9r\u016f bankovn\u00edho trhu nyn\u00ed mus\u00ed b\u00fdt tuto vysokou d\u016fv\u011bru v\u00a0syst\u00e9m udr\u017eet a d\u00e1le zvy\u0161ovat. Jen tak se n\u00e1m poda\u0159\u00ed do budoucna zamezit krizov\u00fdm situac\u00edm, kter\u00e9 by mohly bankovn\u00edm syst\u00e9mem ot\u0159\u00e1st.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>T\u00e9m\u011b\u0159 p\u0159ed rokem spustil Garan\u010dn\u00ed syst\u00e9m finan\u010dn\u00edho trhu v\u00fdplaty n\u00e1hrad vklad\u016f klient\u016fm Sberbank CZ. Celkem se t\u00fdkala v\u00edce ne\u017e 120 tis\u00edc vkladatel\u016f padl\u00e9 banky, kte\u0159\u00ed <a class=\"mh-excerpt-more\" href=\"https:\/\/www.czechbankingnews.cz\/?p=1031\" title=\"Rok od p\u00e1du Sberbank: Nejv\u011bt\u0161\u00ed krach od Union banky d\u016fv\u011brou lid\u00ed v bankovn\u00ed syst\u00e9m neot\u0159\u00e1sl\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":1032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky"],"_links":{"self":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1031","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1031"}],"version-history":[{"count":1,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1031\/revisions"}],"predecessor-version":[{"id":1033,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/posts\/1031\/revisions\/1033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=\/wp\/v2\/media\/1032"}],"wp:attachment":[{"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.czechbankingnews.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}